Boubyan Bank

Boubyan Bank K.S.C.

BOUBYANStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	542.46M	685.72M	563.71M	729.43M	766.01M
Total Assets	10.20B	9.38B	8.40B	7.88B	7.35B
Investment Securities	1.37B	1.25B	1.04B	0.80B	0.73B
Trading Assets	236.53M	211.91M	174.45M	176.37M	123.86M
Gross Loans	7.89B	7.15B	6.53B	6.11B	5.68B
Net Loans	7.68B	6.92B	6.32B	5.91B	5.51B
Allowance for Loan Losses	-213.02M	-227.67M	-204.48M	-195.87M	-165.86M
Liabilities
Total Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Interest-Bearing Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Total Debt	823.91M	740.73M	797.21M	848.16M	880.52M
Total Liabilities	9.06B	8.29B	7.38B	6.90B	6.60B
Equity & Ownership
Total Equity	1.14B	1.09B	1.03B	0.98B	0.75B
Shares Outstanding	4,410,173,181	4,410,198,084	4,410,227,803	4,410,261,656	3,938,390,072
Cash & Assets
Total Assets	10.20B	9.38B	8.40B	7.88B	7.35B
Cash & Equivalents	542.46M	685.72M	563.71M	729.43M	766.01M
Net Cash (Debt)	266.26M	336.44M	91.41M	240.88M	207.62M
Net Cash Per Share	0.06	0.08	0.02	0.06	0.05
Net Cash Growth	-20.9%	+268.0%	-62.1%	+16.0%	-34.6%
Other Receivables	—	—	—	51.57M	51.57M
Property, Plant & Equipment	187.40M	168.12M	149.22M	128.63M	108.20M
Investments in Real Estate	92.68M	68.37M	73.52M	33.62M	21.71M
Other Current Assets	8.74M	7.94M	5.81M	5.28M	4.06M
Other Long-Term Assets	43.21M	25.48M	43.59M	29.39M	27.47M
Long-Term Deferred Tax Assets	21.30M	24.38M	19.21M	9.37M	—
Loans & Investments
Gross Loans	7.89B	7.15B	6.53B	6.11B	5.68B
Net Loans	7.68B	6.92B	6.32B	5.91B	5.51B
Allowance for Loan Losses	-213.02M	-227.67M	-204.48M	-195.87M	-165.86M
Investment Securities	1.37B	1.25B	1.04B	0.80B	0.73B
Trading Asset Securities	236.53M	211.91M	174.45M	176.37M	123.86M
Total Investments	1.61B	1.46B	1.22B	0.97B	0.86B
Liabilities & Obligations
Total Liabilities	9.06B	8.29B	7.38B	6.90B	6.60B
Total Liabilities & Equity	10.20B	9.38B	8.40B	7.88B	7.35B
Accrued Interest Receivable	16.09M	14.61M	11.77M	7.65M	4.27M
Other Long-Term Liabilities	100.50M	91.73M	71.05M	62.70M	74.86M
Pension & Post-Retirement Benefits	37.41M	33.88M	28.83M	28.47M	27.66M
Debt & Funding
Total Debt	823.91M	740.73M	797.21M	848.16M	880.52M
Current Portion of Long-Term Debt	355.73M	521.30M	340.90M	198.68M	395.15M
Long-Term Debt	458.48M	210.65M	437.99M	637.63M	485.37M
Short-Term Borrowings	9.70M	8.78M	18.32M	11.85M	—
Total Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Interest Bearing Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Equity & Book Value
Shareholders' Equity	1.14B	1.09B	1.03B	0.98B	0.75B
Total Common Equity	1.12B	1.06B	1.01B	0.95B	0.71B
Common Stock	441.08M	420.08M	396.30M	373.87M	317.97M
Additional Paid-In Capital	316.94M	316.94M	316.94M	316.94M	156.94M
Retained Earnings	174.56M	155.16M	117.39M	89.23M	75.97M
Treasury Stock	-54.00K	-54.00K	-54.00K	-54.00K	-54.00K
Comprehensive Income & Other	183.46M	171.15M	174.46M	169.03M	163.09M
Minority Interest	21.90M	22.78M	23.80M	30.68M	36.15M
Book Value Per Share	0.22	0.21	0.19	0.18	0.14
Tangible Book Value	1.12B	1.06B	1.01B	0.95B	0.71B
Tangible Book Value Per Share	0.22	0.21	0.19	0.18	0.14
Filing Date Shares Outstanding	4.41B	4.41B	4.41B	4.41B	3.94B
Total Common Shares Outstanding	4.41B	4.41B	4.41B	4.41B	3.94B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	542.46M	685.72M	563.71M	729.43M	766.01M
Total Assets	10.20B	9.38B	8.40B	7.88B	7.35B
Investment Securities	1.37B	1.25B	1.04B	0.80B	0.73B
Trading Assets	236.53M	211.91M	174.45M	176.37M	123.86M
Gross Loans	7.89B	7.15B	6.53B	6.11B	5.68B
Net Loans	7.68B	6.92B	6.32B	5.91B	5.51B
Allowance for Loan Losses	-213.02M	-227.67M	-204.48M	-195.87M	-165.86M
Liabilities
Total Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Interest-Bearing Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Total Debt	823.91M	740.73M	797.21M	848.16M	880.52M
Total Liabilities	9.06B	8.29B	7.38B	6.90B	6.60B
Equity & Ownership
Total Equity	1.14B	1.09B	1.03B	0.98B	0.75B
Shares Outstanding	4,410,173,181	4,410,198,084	4,410,227,803	4,410,261,656	3,938,390,072
Cash & Assets
Total Assets	10.20B	9.38B	8.40B	7.88B	7.35B
Cash & Equivalents	542.46M	685.72M	563.71M	729.43M	766.01M
Net Cash (Debt)	266.26M	336.44M	91.41M	240.88M	207.62M
Net Cash Per Share	0.06	0.08	0.02	0.06	0.05
Net Cash Growth	-20.9%	+268.0%	-62.1%	+16.0%	-34.6%
Other Receivables	—	—	—	51.57M	51.57M
Property, Plant & Equipment	187.40M	168.12M	149.22M	128.63M	108.20M
Investments in Real Estate	92.68M	68.37M	73.52M	33.62M	21.71M
Other Current Assets	8.74M	7.94M	5.81M	5.28M	4.06M
Other Long-Term Assets	43.21M	25.48M	43.59M	29.39M	27.47M
Long-Term Deferred Tax Assets	21.30M	24.38M	19.21M	9.37M	—
Loans & Investments
Gross Loans	7.89B	7.15B	6.53B	6.11B	5.68B
Net Loans	7.68B	6.92B	6.32B	5.91B	5.51B
Allowance for Loan Losses	-213.02M	-227.67M	-204.48M	-195.87M	-165.86M
Investment Securities	1.37B	1.25B	1.04B	0.80B	0.73B
Trading Asset Securities	236.53M	211.91M	174.45M	176.37M	123.86M
Total Investments	1.61B	1.46B	1.22B	0.97B	0.86B
Liabilities & Obligations
Total Liabilities	9.06B	8.29B	7.38B	6.90B	6.60B
Total Liabilities & Equity	10.20B	9.38B	8.40B	7.88B	7.35B
Accrued Interest Receivable	16.09M	14.61M	11.77M	7.65M	4.27M
Other Long-Term Liabilities	100.50M	91.73M	71.05M	62.70M	74.86M
Pension & Post-Retirement Benefits	37.41M	33.88M	28.83M	28.47M	27.66M
Debt & Funding
Total Debt	823.91M	740.73M	797.21M	848.16M	880.52M
Current Portion of Long-Term Debt	355.73M	521.30M	340.90M	198.68M	395.15M
Long-Term Debt	458.48M	210.65M	437.99M	637.63M	485.37M
Short-Term Borrowings	9.70M	8.78M	18.32M	11.85M	—
Total Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Interest Bearing Deposits	8.10B	7.42B	6.48B	5.96B	5.62B
Equity & Book Value
Shareholders' Equity	1.14B	1.09B	1.03B	0.98B	0.75B
Total Common Equity	1.12B	1.06B	1.01B	0.95B	0.71B
Common Stock	441.08M	420.08M	396.30M	373.87M	317.97M
Additional Paid-In Capital	316.94M	316.94M	316.94M	316.94M	156.94M
Retained Earnings	174.56M	155.16M	117.39M	89.23M	75.97M
Treasury Stock	-54.00K	-54.00K	-54.00K	-54.00K	-54.00K
Comprehensive Income & Other	183.46M	171.15M	174.46M	169.03M	163.09M
Minority Interest	21.90M	22.78M	23.80M	30.68M	36.15M
Book Value Per Share	0.22	0.21	0.19	0.18	0.14
Tangible Book Value	1.12B	1.06B	1.01B	0.95B	0.71B
Tangible Book Value Per Share	0.22	0.21	0.19	0.18	0.14
Filing Date Shares Outstanding	4.41B	4.41B	4.41B	4.41B	3.94B
Total Common Shares Outstanding	4.41B	4.41B	4.41B	4.41B	3.94B