Burgan Bank

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Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	538.88M	582.57M	618.09M	490.65M	655.77M
Total Assets	9.10B	8.16B	7.43B	7.17B	7.07B
Investment Securities	1.93B	1.54B	1.44B	1.18B	0.94B
Trading Assets	149.71M	93.84M	87.71M	89.12M	98.50M
Gross Loans	5.53B	4.96B	4.67B	4.64B	4.65B
Net Loans	5.35B	4.81B	4.47B	4.46B	4.47B
Allowance for Loan Losses	-172.48M	-148.62M	-206.31M	-181.23M	-182.54M
Liabilities
Total Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Interest-Bearing Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Total Debt	2.24B	1.96B	1.69B	1.76B	1.51B
Total Liabilities	8.05B	7.14B	6.43B	6.22B	6.14B
Equity & Ownership
Total Equity	1.05B	1.02B	1.00B	0.95B	0.93B
Shares Outstanding	3,733,218,853	3,800,185,820	3,800,192,677	3,800,198,781	3,800,205,302
Cash & Assets
Total Assets	9.10B	8.16B	7.43B	7.17B	7.07B
Cash & Equivalents	538.88M	582.57M	618.09M	490.65M	655.77M
Net Cash (Debt)	-822.25M	-792.95M	-555.69M	-931.48M	-612.36M
Net Cash Per Share	-0.22	-0.21	-0.15	-0.25	-0.18
Other Receivables	3.13M	6.83M	8.88M	10.58M	9.38M
Restricted Cash	273.06M	470.50M	252.24M	168.73M	165.84M
Property, Plant & Equipment	220.56M	198.71M	176.98M	163.07M	150.15M
Goodwill	14.20M	8.25M	8.26M	8.17M	8.04M
Other Intangible Assets	17.47M	7.88M	8.48M	9.36M	10.38M
Investments in Real Estate	40.86M	—	—	—	—
Other Current Assets	9.99M	8.05M	7.45M	349.85M	307.04M
Other Long-Term Assets	110.90M	80.06M	51.01M	48.98M	46.71M
Long-Term Deferred Tax Assets	10.37M	6.99M	4.47M	8.36M	5.25M
Loans & Investments
Gross Loans	5.53B	4.96B	4.67B	4.64B	4.65B
Net Loans	5.35B	4.81B	4.47B	4.46B	4.47B
Allowance for Loan Losses	-172.48M	-148.62M	-206.31M	-181.23M	-182.54M
Investment Securities	1.93B	1.54B	1.44B	1.18B	0.94B
Trading Asset Securities	149.71M	93.84M	87.71M	89.12M	98.50M
Total Investments	2.08B	1.64B	1.52B	1.27B	1.04B
Liabilities & Obligations
Total Liabilities	8.05B	7.14B	6.43B	6.22B	6.14B
Total Liabilities & Equity	9.10B	8.16B	7.43B	7.17B	7.07B
Accrued Interest Payable	103.60M	75.58M	69.77M	39.65M	31.52M
Accrued Interest Receivable	157.02M	154.53M	147.24M	97.18M	110.84M
Current Income Taxes Payable	30.69M	26.66M	21.32M	16.94M	12.76M
Long-Term Unearned Revenue	14.82M	16.90M	16.43M	14.01M	10.45M
Other Current Liabilities	50.96M	33.67M	33.36M	310.81M	286.37M
Other Long-Term Liabilities	43.17M	81.08M	100.43M	116.58M	116.24M
Pension & Post-Retirement Benefits	31.77M	21.16M	20.46M	20.51M	17.66M
Long-Term Deferred Tax Liabilities	15.94M	14.78M	11.07M	6.60M	0.20M
Debt & Funding
Total Debt	2.24B	1.96B	1.69B	1.76B	1.51B
Current Portion of Long-Term Debt	1.68B	1.57B	1.14B	1.10B	0.88B
Long-Term Debt	560.67M	399.54M	549.96M	664.53M	626.41M
Total Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Interest Bearing Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Equity & Book Value
Shareholders' Equity	1.05B	1.02B	1.00B	0.95B	0.93B
Total Common Equity	1.02B	1.02B	1.02B	0.90B	0.89B
Common Stock	380.61M	362.48M	345.22M	328.78M	313.13M
Additional Paid-In Capital	282.80M	282.80M	282.80M	282.80M	282.80M
Retained Earnings	440.10M	430.63M	421.88M	405.35M	366.92M
Treasury Stock	-17.25M	-1.74M	-1.74M	-1.74M	-1.74M
Comprehensive Income & Other	-65.10M	-50.63M	-32.57M	-115.97M	-71.97M
Minority Interest	30.15M	-3.68M	-14.69M	48.20M	42.79M
Book Value Per Share	0.23	0.23	0.23	0.20	0.19
Tangible Book Value	0.99B	1.01B	1.00B	0.88B	0.87B
Tangible Book Value Per Share	0.22	0.23	0.22	0.19	0.19
Filing Date Shares Outstanding	3.73B	3.80B	3.80B	3.80B	3.80B
Total Common Shares Outstanding	3.73B	3.80B	3.80B	3.80B	3.80B
Supplemental
Other Real Estate Owned & Foreclosed	264.52M	187.04M	153.06M	85.48M	98.84M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	538.88M	582.57M	618.09M	490.65M	655.77M
Total Assets	9.10B	8.16B	7.43B	7.17B	7.07B
Investment Securities	1.93B	1.54B	1.44B	1.18B	0.94B
Trading Assets	149.71M	93.84M	87.71M	89.12M	98.50M
Gross Loans	5.53B	4.96B	4.67B	4.64B	4.65B
Net Loans	5.35B	4.81B	4.47B	4.46B	4.47B
Allowance for Loan Losses	-172.48M	-148.62M	-206.31M	-181.23M	-182.54M
Liabilities
Total Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Interest-Bearing Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Total Debt	2.24B	1.96B	1.69B	1.76B	1.51B
Total Liabilities	8.05B	7.14B	6.43B	6.22B	6.14B
Equity & Ownership
Total Equity	1.05B	1.02B	1.00B	0.95B	0.93B
Shares Outstanding	3,733,218,853	3,800,185,820	3,800,192,677	3,800,198,781	3,800,205,302
Cash & Assets
Total Assets	9.10B	8.16B	7.43B	7.17B	7.07B
Cash & Equivalents	538.88M	582.57M	618.09M	490.65M	655.77M
Net Cash (Debt)	-822.25M	-792.95M	-555.69M	-931.48M	-612.36M
Net Cash Per Share	-0.22	-0.21	-0.15	-0.25	-0.18
Other Receivables	3.13M	6.83M	8.88M	10.58M	9.38M
Restricted Cash	273.06M	470.50M	252.24M	168.73M	165.84M
Property, Plant & Equipment	220.56M	198.71M	176.98M	163.07M	150.15M
Goodwill	14.20M	8.25M	8.26M	8.17M	8.04M
Other Intangible Assets	17.47M	7.88M	8.48M	9.36M	10.38M
Investments in Real Estate	40.86M	—	—	—	—
Other Current Assets	9.99M	8.05M	7.45M	349.85M	307.04M
Other Long-Term Assets	110.90M	80.06M	51.01M	48.98M	46.71M
Long-Term Deferred Tax Assets	10.37M	6.99M	4.47M	8.36M	5.25M
Loans & Investments
Gross Loans	5.53B	4.96B	4.67B	4.64B	4.65B
Net Loans	5.35B	4.81B	4.47B	4.46B	4.47B
Allowance for Loan Losses	-172.48M	-148.62M	-206.31M	-181.23M	-182.54M
Investment Securities	1.93B	1.54B	1.44B	1.18B	0.94B
Trading Asset Securities	149.71M	93.84M	87.71M	89.12M	98.50M
Total Investments	2.08B	1.64B	1.52B	1.27B	1.04B
Liabilities & Obligations
Total Liabilities	8.05B	7.14B	6.43B	6.22B	6.14B
Total Liabilities & Equity	9.10B	8.16B	7.43B	7.17B	7.07B
Accrued Interest Payable	103.60M	75.58M	69.77M	39.65M	31.52M
Accrued Interest Receivable	157.02M	154.53M	147.24M	97.18M	110.84M
Current Income Taxes Payable	30.69M	26.66M	21.32M	16.94M	12.76M
Long-Term Unearned Revenue	14.82M	16.90M	16.43M	14.01M	10.45M
Other Current Liabilities	50.96M	33.67M	33.36M	310.81M	286.37M
Other Long-Term Liabilities	43.17M	81.08M	100.43M	116.58M	116.24M
Pension & Post-Retirement Benefits	31.77M	21.16M	20.46M	20.51M	17.66M
Long-Term Deferred Tax Liabilities	15.94M	14.78M	11.07M	6.60M	0.20M
Debt & Funding
Total Debt	2.24B	1.96B	1.69B	1.76B	1.51B
Current Portion of Long-Term Debt	1.68B	1.57B	1.14B	1.10B	0.88B
Long-Term Debt	560.67M	399.54M	549.96M	664.53M	626.41M
Total Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Interest Bearing Deposits	5.52B	4.90B	4.46B	3.93B	4.16B
Equity & Book Value
Shareholders' Equity	1.05B	1.02B	1.00B	0.95B	0.93B
Total Common Equity	1.02B	1.02B	1.02B	0.90B	0.89B
Common Stock	380.61M	362.48M	345.22M	328.78M	313.13M
Additional Paid-In Capital	282.80M	282.80M	282.80M	282.80M	282.80M
Retained Earnings	440.10M	430.63M	421.88M	405.35M	366.92M
Treasury Stock	-17.25M	-1.74M	-1.74M	-1.74M	-1.74M
Comprehensive Income & Other	-65.10M	-50.63M	-32.57M	-115.97M	-71.97M
Minority Interest	30.15M	-3.68M	-14.69M	48.20M	42.79M
Book Value Per Share	0.23	0.23	0.23	0.20	0.19
Tangible Book Value	0.99B	1.01B	1.00B	0.88B	0.87B
Tangible Book Value Per Share	0.22	0.23	0.22	0.19	0.19
Filing Date Shares Outstanding	3.73B	3.80B	3.80B	3.80B	3.80B
Total Common Shares Outstanding	3.73B	3.80B	3.80B	3.80B	3.80B
Supplemental
Other Real Estate Owned & Foreclosed	264.52M	187.04M	153.06M	85.48M	98.84M