Commercial Bank Of Kuwait

Commercial Bank of Kuwait K.S.C.

CBKStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	434.22M	722.11M	529.94M	578.72M	580.31M
Total Assets	5.36B	4.67B	4.18B	4.31B	4.29B
Investment Securities	1.38B	0.63B	0.76B	0.97B	1.18B
Gross Loans	3.34B	3.12B	2.77B	2.68B	2.49B
Net Loans	3.14B	2.91B	2.57B	2.49B	2.31B
Allowance for Loan Losses	-203.58M	-210.68M	-190.35M	-189.15M	-182.03M
Liabilities
Total Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Interest-Bearing Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Total Debt	1.50B	1.21B	1.12B	1.14B	1.14B
Total Liabilities	4.58B	3.92B	3.52B	3.65B	3.47B
Equity & Ownership
Total Equity	784.50M	745.73M	660.58M	660.32M	820.86M
Shares Outstanding	1,973,272,520	1,973,273,078	1,972,215,048	2,081,107,574	2,179,009,756
Cash & Assets
Total Assets	5.36B	4.67B	4.18B	4.31B	4.29B
Cash & Equivalents	434.22M	722.11M	529.94M	578.72M	580.31M
Net Cash (Debt)	-633.50M	-364.90M	-339.39M	-146.59M	-106.77M
Net Cash Per Share	-0.32	-0.19	-0.17	-0.07	-0.05
Other Receivables	81.53M	64.67M	103.30M	83.05M	39.24M
Restricted Cash	238.06M	302.75M	166.71M	153.83M	147.20M
Property, Plant & Equipment	22.99M	28.70M	29.31M	29.41M	28.92M
Other Intangible Assets	3.51M	3.51M	3.51M	3.51M	3.51M
Other Current Assets	67.79M	—	—	—	—
Loans & Investments
Gross Loans	3.34B	3.12B	2.77B	2.68B	2.49B
Net Loans	3.14B	2.91B	2.57B	2.49B	2.31B
Allowance for Loan Losses	-203.58M	-210.68M	-190.35M	-189.15M	-182.03M
Investment Securities	1.38B	0.63B	0.76B	0.97B	1.18B
Total Investments	1.38B	0.63B	0.76B	0.97B	1.18B
Liabilities & Obligations
Total Liabilities	4.58B	3.92B	3.52B	3.65B	3.47B
Total Liabilities & Equity	5.36B	4.67B	4.18B	4.31B	4.29B
Accrued Expenses	14.55M	14.05M	12.03M	10.85M	10.03M
Accrued Interest Payable	39.61M	35.64M	35.75M	16.95M	6.73M
Accrued Interest Receivable	—	—	6.22M	5.74M	0.96M
Long-Term Unearned Revenue	5.02M	5.27M	5.56M	5.91M	5.65M
Other Long-Term Liabilities	179.99M	167.40M	140.66M	138.25M	191.16M
Debt & Funding
Total Debt	1.50B	1.21B	1.12B	1.14B	1.14B
Current Portion of Long-Term Debt	330.42M	490.41M	338.59M	568.59M	728.14M
Long-Term Debt	1.15B	0.69B	0.75B	0.54B	0.40B
Short-Term Borrowings	25.97M	27.35M	29.09M	27.88M	9.86M
Total Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Interest Bearing Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Equity & Book Value
Shareholders' Equity	784.50M	745.73M	660.58M	660.32M	820.86M
Total Common Equity	784.17M	745.45M	660.33M	660.01M	820.58M
Common Stock	219.13M	199.21M	199.21M	199.21M	199.21M
Additional Paid-In Capital	66.79M	66.79M	66.79M	66.79M	66.79M
Retained Earnings	512.31M	479.82M	408.88M	367.10M	333.14M
Treasury Stock	-98.89M	-98.89M	-99.37M	-49.80M	-5.23M
Comprehensive Income & Other	84.83M	98.52M	84.82M	76.70M	226.68M
Minority Interest	335.00K	279.00K	246.00K	316.00K	287.00K
Book Value Per Share	0.40	0.38	0.33	0.32	0.38
Tangible Book Value	780.66M	741.94M	656.83M	656.50M	817.07M
Tangible Book Value Per Share	0.40	0.38	0.33	0.32	0.37
Filing Date Shares Outstanding	1.97B	1.97B	1.97B	2.08B	2.18B
Total Common Shares Outstanding	1.97B	1.97B	1.97B	2.08B	2.18B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	434.22M	722.11M	529.94M	578.72M	580.31M
Total Assets	5.36B	4.67B	4.18B	4.31B	4.29B
Investment Securities	1.38B	0.63B	0.76B	0.97B	1.18B
Gross Loans	3.34B	3.12B	2.77B	2.68B	2.49B
Net Loans	3.14B	2.91B	2.57B	2.49B	2.31B
Allowance for Loan Losses	-203.58M	-210.68M	-190.35M	-189.15M	-182.03M
Liabilities
Total Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Interest-Bearing Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Total Debt	1.50B	1.21B	1.12B	1.14B	1.14B
Total Liabilities	4.58B	3.92B	3.52B	3.65B	3.47B
Equity & Ownership
Total Equity	784.50M	745.73M	660.58M	660.32M	820.86M
Shares Outstanding	1,973,272,520	1,973,273,078	1,972,215,048	2,081,107,574	2,179,009,756
Cash & Assets
Total Assets	5.36B	4.67B	4.18B	4.31B	4.29B
Cash & Equivalents	434.22M	722.11M	529.94M	578.72M	580.31M
Net Cash (Debt)	-633.50M	-364.90M	-339.39M	-146.59M	-106.77M
Net Cash Per Share	-0.32	-0.19	-0.17	-0.07	-0.05
Other Receivables	81.53M	64.67M	103.30M	83.05M	39.24M
Restricted Cash	238.06M	302.75M	166.71M	153.83M	147.20M
Property, Plant & Equipment	22.99M	28.70M	29.31M	29.41M	28.92M
Other Intangible Assets	3.51M	3.51M	3.51M	3.51M	3.51M
Other Current Assets	67.79M	—	—	—	—
Loans & Investments
Gross Loans	3.34B	3.12B	2.77B	2.68B	2.49B
Net Loans	3.14B	2.91B	2.57B	2.49B	2.31B
Allowance for Loan Losses	-203.58M	-210.68M	-190.35M	-189.15M	-182.03M
Investment Securities	1.38B	0.63B	0.76B	0.97B	1.18B
Total Investments	1.38B	0.63B	0.76B	0.97B	1.18B
Liabilities & Obligations
Total Liabilities	4.58B	3.92B	3.52B	3.65B	3.47B
Total Liabilities & Equity	5.36B	4.67B	4.18B	4.31B	4.29B
Accrued Expenses	14.55M	14.05M	12.03M	10.85M	10.03M
Accrued Interest Payable	39.61M	35.64M	35.75M	16.95M	6.73M
Accrued Interest Receivable	—	—	6.22M	5.74M	0.96M
Long-Term Unearned Revenue	5.02M	5.27M	5.56M	5.91M	5.65M
Other Long-Term Liabilities	179.99M	167.40M	140.66M	138.25M	191.16M
Debt & Funding
Total Debt	1.50B	1.21B	1.12B	1.14B	1.14B
Current Portion of Long-Term Debt	330.42M	490.41M	338.59M	568.59M	728.14M
Long-Term Debt	1.15B	0.69B	0.75B	0.54B	0.40B
Short-Term Borrowings	25.97M	27.35M	29.09M	27.88M	9.86M
Total Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Interest Bearing Deposits	2.84B	2.49B	2.20B	2.34B	2.12B
Equity & Book Value
Shareholders' Equity	784.50M	745.73M	660.58M	660.32M	820.86M
Total Common Equity	784.17M	745.45M	660.33M	660.01M	820.58M
Common Stock	219.13M	199.21M	199.21M	199.21M	199.21M
Additional Paid-In Capital	66.79M	66.79M	66.79M	66.79M	66.79M
Retained Earnings	512.31M	479.82M	408.88M	367.10M	333.14M
Treasury Stock	-98.89M	-98.89M	-99.37M	-49.80M	-5.23M
Comprehensive Income & Other	84.83M	98.52M	84.82M	76.70M	226.68M
Minority Interest	335.00K	279.00K	246.00K	316.00K	287.00K
Book Value Per Share	0.40	0.38	0.33	0.32	0.38
Tangible Book Value	780.66M	741.94M	656.83M	656.50M	817.07M
Tangible Book Value Per Share	0.40	0.38	0.33	0.32	0.37
Filing Date Shares Outstanding	1.97B	1.97B	1.97B	2.08B	2.18B
Total Common Shares Outstanding	1.97B	1.97B	1.97B	2.08B	2.18B