Commercial Facilities Company

Commercial Facilities Co. SAK

FACILStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Cost of Revenue	1.21M	1.29M	1.10M	1.44M	1.38M
Operating Income	14.80M	13.29M	8.73M	12.33M	14.50M
Pretax Income	15.70M	12.07M	8.48M	10.37M	14.23M
Net Income	15.68M	12.06M	8.48M	10.36M	14.23M
EPS (Basic)	0.03	0.02	0.02	0.02	0.03
EPS (Diluted)	0.03	0.02	0.02	0.02	0.03
DPS	0.02	0.02	0.02	0.02	0.02
Revenue & Income
Revenue Fin	20.16M	18.49M	13.06M	17.42M	18.95M
Revenue Growth (YoY)	+9.0%	+41.6%	-25.1%	-8.1%	+205.7%
Revenues Before Loan Losses	19.06M	16.54M	11.53M	14.52M	17.12M
Other Revenue Fin	2.00M	1.55M	1.24M	1.37M	1.05M
Gain (Loss) on Sale of Investments	322.00K	-50.00K	-12.00K	30.00K	—
Gain Invest Rev Fin	7.02M	4.77M	1.01M	3.80M	5.21M
Currency Exchange Gain (Loss)	-174.00K	98.00K	-38.00K	155.00K	-29.00K
Expenses & Provisions
Cost Of Services Provided	1.21M	1.29M	1.10M	1.44M	1.38M
Other Operating Expenses	557.00K	427.00K	271.00K	408.00K	505.00K
Total Operating Expenses Fin	5.36M	5.20M	4.33M	5.09M	4.46M
Provision for Loan Losses	-1.10M	-1.95M	-1.52M	-2.90M	-1.83M
Salaries and Employee Benefits	3.60M	3.48M	2.95M	3.24M	2.57M
Profitability & Returns
EBT Excluding Unusual Items	15.15M	12.15M	8.45M	10.35M	14.32M
Pretax Income	15.70M	12.07M	8.48M	10.37M	14.23M
Operating Income	14.80M	13.29M	8.73M	12.33M	14.50M
Operating Margin	+73.4%	+71.9%	+66.9%	+70.8%	+76.5%
Profit Margin	+77.8%	+65.2%	+64.9%	+59.5%	+75.1%
Net Income	15.68M	12.06M	8.48M	10.36M	14.23M
Net Income to Common	15.68M	12.06M	8.48M	10.36M	14.23M
Net Income Growth	+30.0%	+42.2%	-18.2%	-27.2%	—
Earnings From Continuing Ops.	15.70M	12.07M	8.48M	10.37M	14.23M
Minority Interest in Earnings	-23.00K	-17.00K	-3.00K	-8.00K	-5.00K
Per Share & Capital
EPS (Basic)	0.03	0.02	0.02	0.02	0.03
EPS (Diluted)	0.03	0.02	0.02	0.02	0.03
EPS Growth	+30.1%	+42.4%	-18.1%	-27.2%	—
Dividend Per Share	0.02	0.02	0.02	0.02	0.02
Shares Change (YoY)	-0	-0	-0	-0	—
Shares Outstanding (Basic)	506.47M	506.57M	507.26M	507.80M	507.82M
Shares Outstanding (Diluted)	506.47M	506.57M	507.26M	507.80M	507.82M
Dividend Growth	+5.0%	+25.0%	—	+6.7%	+50.0%
Free Cash Flow	19.06M	14.05M	8.57M	14.85M	20.84M
Free Cash Flow Margin	+94.6%	+76.0%	+65.6%	+85.2%	+110.0%
Free Cash Flow Per Share	0.04	0.03	0.02	0.03	0.04
Payout Ratio	+64.6%	+67.4%	+96.1%	+73.3%	+38.0%
Supplemental
Int Exp Fin	5.47M	5.38M	5.15M	3.66M	2.34M
Int Inc Fin	15.51M	15.01M	14.43M	13.01M	13.21M
Net Int Inc Fin	10.04M	9.64M	9.29M	9.36M	10.87M
Other Unusual Items	476.00K	—	—	—	—

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Cost of Revenue	1.21M	1.29M	1.10M	1.44M	1.38M
Operating Income	14.80M	13.29M	8.73M	12.33M	14.50M
Pretax Income	15.70M	12.07M	8.48M	10.37M	14.23M
Net Income	15.68M	12.06M	8.48M	10.36M	14.23M
EPS (Basic)	0.03	0.02	0.02	0.02	0.03
EPS (Diluted)	0.03	0.02	0.02	0.02	0.03
DPS	0.02	0.02	0.02	0.02	0.02
Revenue & Income
Revenue Fin	20.16M	18.49M	13.06M	17.42M	18.95M
Revenue Growth (YoY)	+9.0%	+41.6%	-25.1%	-8.1%	+205.7%
Revenues Before Loan Losses	19.06M	16.54M	11.53M	14.52M	17.12M
Other Revenue Fin	2.00M	1.55M	1.24M	1.37M	1.05M
Gain (Loss) on Sale of Investments	322.00K	-50.00K	-12.00K	30.00K	—
Gain Invest Rev Fin	7.02M	4.77M	1.01M	3.80M	5.21M
Currency Exchange Gain (Loss)	-174.00K	98.00K	-38.00K	155.00K	-29.00K
Expenses & Provisions
Cost Of Services Provided	1.21M	1.29M	1.10M	1.44M	1.38M
Other Operating Expenses	557.00K	427.00K	271.00K	408.00K	505.00K
Total Operating Expenses Fin	5.36M	5.20M	4.33M	5.09M	4.46M
Provision for Loan Losses	-1.10M	-1.95M	-1.52M	-2.90M	-1.83M
Salaries and Employee Benefits	3.60M	3.48M	2.95M	3.24M	2.57M
Profitability & Returns
EBT Excluding Unusual Items	15.15M	12.15M	8.45M	10.35M	14.32M
Pretax Income	15.70M	12.07M	8.48M	10.37M	14.23M
Operating Income	14.80M	13.29M	8.73M	12.33M	14.50M
Operating Margin	+73.4%	+71.9%	+66.9%	+70.8%	+76.5%
Profit Margin	+77.8%	+65.2%	+64.9%	+59.5%	+75.1%
Net Income	15.68M	12.06M	8.48M	10.36M	14.23M
Net Income to Common	15.68M	12.06M	8.48M	10.36M	14.23M
Net Income Growth	+30.0%	+42.2%	-18.2%	-27.2%	—
Earnings From Continuing Ops.	15.70M	12.07M	8.48M	10.37M	14.23M
Minority Interest in Earnings	-23.00K	-17.00K	-3.00K	-8.00K	-5.00K
Per Share & Capital
EPS (Basic)	0.03	0.02	0.02	0.02	0.03
EPS (Diluted)	0.03	0.02	0.02	0.02	0.03
EPS Growth	+30.1%	+42.4%	-18.1%	-27.2%	—
Dividend Per Share	0.02	0.02	0.02	0.02	0.02
Shares Change (YoY)	-0	-0	-0	-0	—
Shares Outstanding (Basic)	506.47M	506.57M	507.26M	507.80M	507.82M
Shares Outstanding (Diluted)	506.47M	506.57M	507.26M	507.80M	507.82M
Dividend Growth	+5.0%	+25.0%	—	+6.7%	+50.0%
Free Cash Flow	19.06M	14.05M	8.57M	14.85M	20.84M
Free Cash Flow Margin	+94.6%	+76.0%	+65.6%	+85.2%	+110.0%
Free Cash Flow Per Share	0.04	0.03	0.02	0.03	0.04
Payout Ratio	+64.6%	+67.4%	+96.1%	+73.3%	+38.0%
Supplemental
Int Exp Fin	5.47M	5.38M	5.15M	3.66M	2.34M
Int Inc Fin	15.51M	15.01M	14.43M	13.01M	13.21M
Net Int Inc Fin	10.04M	9.64M	9.29M	9.36M	10.87M
Other Unusual Items	476.00K	—	—	—	—