GFH Financial Group

GFH Bank B.S.C.

GFHStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

USD KWD

Quarterly (USD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	298.15M	258.91M	-280.51M	743.27M	272.85M
Free Cash Flow	297.93M	261.65M	-281.28M	742.32M	271.82M
Capital Expenditures	-0.23M	2.74M	-0.77M	-0.95M	-1.03M
Investing & Financing
Investing Cash Flow	-102.53M	335.24M	193.44M	-734.31M	54.22M
Financing Cash Flow	-164.70M	-519.73M	26.04M	-158.38M	-223.22M
Dividends Paid	-2.95M	—	-26.88M	-73.05M	—
Share Repurchase	-25.07M	-97.29M	—	—	-4.99M
Operating Activities
Operating Cash Flow	298.15M	258.91M	-280.51M	743.27M	272.85M
Net Income	35.11M	38.84M	34.03M	37.10M	30.14M
Change in Other Net Operating Assets	295.02M	195.73M	-324.69M	760.29M	237.73M
Net Increase (Decrease) in Deposit Accounts	—	-50.84M	125.21M	-162.60M	—
Other Operating Activities	-51.58M	12.83M	1.02M	-58.82M	-2.19M
Provision for Credit Losses	14.68M	5.34M	2.35M	1.38M	4.72M
Depreciation & Amortization	3.67M	6.95M	2.92M	2.31M	2.47M
Cash Interest Paid	—	196.64M	341.95M	—	—
Total Asset Writedown	—	-331.00K	—	—	—
Investing Activities
Investing Cash Flow	-102.53M	335.24M	193.44M	-734.31M	54.22M
Capital Expenditures	-0.23M	2.74M	-0.77M	-0.95M	-1.03M
Cash Acquisitions	—	—	—	—	—
Divestitures	—	—	—	—	—
Investment in Securities	-274.12M	581.98M	-31.21M	-717.31M	5.96M
Other Investing Activities	171.81M	-254.91M	212.96M	-7.32M	49.28M
Sale of Property, Plant and Equipment	—	0.32M	—	—	—
Gain (Loss) on Sale of Investments	1.25M	-0.44M	3.86M	1.01M	-0.02M
Financing Activities
Financing Cash Flow	-164.70M	-519.73M	26.04M	-158.38M	-223.22M
Common Dividends Paid	-2.95M	—	-26.88M	-73.05M	—
Issuance of Common Stock	—	—	21.86M	2.34M	—
Repurchase of Common Stock	-25.07M	-97.29M	—	—	-4.99M
Long-Term Debt Issued	—	—	—	—	—
Total Debt Issued	—	-181.03M	-195.63M	256.30M	—
Long-Term Debt Repaid	—	—	—	—	-90.85M
Total Debt Repaid	—	—	291.52M	-156.84M	-90.85M
Net Debt Issued (Repaid)	—	-181.03M	95.90M	99.46M	-90.85M
Other Financing Activities	-136.69M	-190.57M	-190.06M	-24.53M	-127.37M
Free Cash Flow & Returns
Free Cash Flow	297.93M	261.65M	-281.28M	742.32M	271.82M
Free Cash Flow Growth	+9.6%	-22.4%	—	+8,755.1%	—
Free Cash Flow Margin	+311.7%	—	-120.3%	+315.9%	+300.8%
Free Cash Flow Per Share	0.09	0.07	-0.08	0.21	0.08
Operating Cash Flow Growth	+9.3%	-23.2%	—	+8,886.4%	—
Net Cash Flow	30.93M	74.42M	-61.04M	-149.42M	103.85M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

USD KWD

Quarterly (USD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	298.15M	258.91M	-280.51M	743.27M	272.85M
Free Cash Flow	297.93M	261.65M	-281.28M	742.32M	271.82M
Capital Expenditures	-0.23M	2.74M	-0.77M	-0.95M	-1.03M
Investing & Financing
Investing Cash Flow	-102.53M	335.24M	193.44M	-734.31M	54.22M
Financing Cash Flow	-164.70M	-519.73M	26.04M	-158.38M	-223.22M
Dividends Paid	-2.95M	—	-26.88M	-73.05M	—
Share Repurchase	-25.07M	-97.29M	—	—	-4.99M
Operating Activities
Operating Cash Flow	298.15M	258.91M	-280.51M	743.27M	272.85M
Net Income	35.11M	38.84M	34.03M	37.10M	30.14M
Change in Other Net Operating Assets	295.02M	195.73M	-324.69M	760.29M	237.73M
Net Increase (Decrease) in Deposit Accounts	—	-50.84M	125.21M	-162.60M	—
Other Operating Activities	-51.58M	12.83M	1.02M	-58.82M	-2.19M
Provision for Credit Losses	14.68M	5.34M	2.35M	1.38M	4.72M
Depreciation & Amortization	3.67M	6.95M	2.92M	2.31M	2.47M
Cash Interest Paid	—	196.64M	341.95M	—	—
Total Asset Writedown	—	-331.00K	—	—	—
Investing Activities
Investing Cash Flow	-102.53M	335.24M	193.44M	-734.31M	54.22M
Capital Expenditures	-0.23M	2.74M	-0.77M	-0.95M	-1.03M
Cash Acquisitions	—	—	—	—	—
Divestitures	—	—	—	—	—
Investment in Securities	-274.12M	581.98M	-31.21M	-717.31M	5.96M
Other Investing Activities	171.81M	-254.91M	212.96M	-7.32M	49.28M
Sale of Property, Plant and Equipment	—	0.32M	—	—	—
Gain (Loss) on Sale of Investments	1.25M	-0.44M	3.86M	1.01M	-0.02M
Financing Activities
Financing Cash Flow	-164.70M	-519.73M	26.04M	-158.38M	-223.22M
Common Dividends Paid	-2.95M	—	-26.88M	-73.05M	—
Issuance of Common Stock	—	—	21.86M	2.34M	—
Repurchase of Common Stock	-25.07M	-97.29M	—	—	-4.99M
Long-Term Debt Issued	—	—	—	—	—
Total Debt Issued	—	-181.03M	-195.63M	256.30M	—
Long-Term Debt Repaid	—	—	—	—	-90.85M
Total Debt Repaid	—	—	291.52M	-156.84M	-90.85M
Net Debt Issued (Repaid)	—	-181.03M	95.90M	99.46M	-90.85M
Other Financing Activities	-136.69M	-190.57M	-190.06M	-24.53M	-127.37M
Free Cash Flow & Returns
Free Cash Flow	297.93M	261.65M	-281.28M	742.32M	271.82M
Free Cash Flow Growth	+9.6%	-22.4%	—	+8,755.1%	—
Free Cash Flow Margin	+311.7%	—	-120.3%	+315.9%	+300.8%
Free Cash Flow Per Share	0.09	0.07	-0.08	0.21	0.08
Operating Cash Flow Growth	+9.3%	-23.2%	—	+8,886.4%	—
Net Cash Flow	30.93M	74.42M	-61.04M	-149.42M	103.85M