INTERNATIONAL FINANCIAL ADVISERS HOLDING

International Financial Advisors Holding K.P.S.C.

IFAStocksBoursa KuwaitDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	219.64M	188.63M	240.82M	223.76M	204.88M
Market Cap Growth	+5.5%	-11.0%	+37.6%	+21.5%	+146.8%
Enterprise Value	238.72M	207.84M	261.86M	235.81M	215.16M
Last Close Price	0.43	0.37	0.47	0.43	0.40
Valuation Multiples
PE Ratio	47.91	41.17	—	16.37	14.31
PS Ratio	44.32	24.07	20.09	17.41	15.27
PB Ratio	1.67	1.43	1.82	1.69	1.68
P/TBV Ratio	1.77	1.52	1.88	1.76	1.75
P/FCF Ratio	—	83.79	-452.35	-22.68	—
P/OCF Ratio	97.56	83.79	-452.35	-22.71	—
EV/Sales Ratio	48.18	26.52	21.85	18.35	16.03
EV/EBITDA Ratio	65.75	31.91	24.73	20.77	18.20
EV/EBIT Ratio	65.81	31.93	24.74	20.78	18.20
EV/FCF Ratio	—	92.32	-491.87	-23.90	—
Leverage & Capital
Debt / Equity Ratio	0.15	0.15	0.15	0.16	0.10
Debt / EBITDA Ratio	5.57	3.50	4.23	3.19	1.34
Debt / FCF Ratio	8.99	8.99	-37.09	-2.10	—
Net Debt / Equity Ratio	0.09	0.09	0.11	0.12	0.06
Net Debt / EBITDA Ratio	3.25	1.81	1.39	1.41	0.60
Net Debt / FCF Ratio	5.25	5.25	-27.57	-1.62	-0.56
Efficiency & Liquidity
Asset Turnover	0.04	0.04	0.05	0.07	0.17
Quick Ratio	—	—	4.91	6.50	7.67
Current Ratio	—	—	5.65	6.50	7.71
Returns & Yields
Return on Equity (ROE)	+3.6%	-0.3%	+4.2%	+7.2%	+28.2%
Return on Assets (ROA)	+2.2%	+1.8%	+2.7%	+4.0%	+10.0%
Return on Invested Capital (ROIC)	+1.0%	+0.8%	+1.2%	+1.8%	+4.4%
Return on Capital Employed (ROCE)	+2.2%	+4.0%	+6.8%	+7.2%	+8.5%
Earnings Yield	+2.1%	+2.4%	+4.8%	+6.1%	+7.0%
FCF Yield	—	+1.2%	-0.2%	-4.4%	-6.2%
Buyback Yield / Dilution	+10.9%	-9.8%	+30.1%	+0.4%	-52.0%

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	219.64M	188.63M	240.82M	223.76M	204.88M
Market Cap Growth	+5.5%	-11.0%	+37.6%	+21.5%	+146.8%
Enterprise Value	238.72M	207.84M	261.86M	235.81M	215.16M
Last Close Price	0.43	0.37	0.47	0.43	0.40
Valuation Multiples
PE Ratio	47.91	41.17	—	16.37	14.31
PS Ratio	44.32	24.07	20.09	17.41	15.27
PB Ratio	1.67	1.43	1.82	1.69	1.68
P/TBV Ratio	1.77	1.52	1.88	1.76	1.75
P/FCF Ratio	—	83.79	-452.35	-22.68	—
P/OCF Ratio	97.56	83.79	-452.35	-22.71	—
EV/Sales Ratio	48.18	26.52	21.85	18.35	16.03
EV/EBITDA Ratio	65.75	31.91	24.73	20.77	18.20
EV/EBIT Ratio	65.81	31.93	24.74	20.78	18.20
EV/FCF Ratio	—	92.32	-491.87	-23.90	—
Leverage & Capital
Debt / Equity Ratio	0.15	0.15	0.15	0.16	0.10
Debt / EBITDA Ratio	5.57	3.50	4.23	3.19	1.34
Debt / FCF Ratio	8.99	8.99	-37.09	-2.10	—
Net Debt / Equity Ratio	0.09	0.09	0.11	0.12	0.06
Net Debt / EBITDA Ratio	3.25	1.81	1.39	1.41	0.60
Net Debt / FCF Ratio	5.25	5.25	-27.57	-1.62	-0.56
Efficiency & Liquidity
Asset Turnover	0.04	0.04	0.05	0.07	0.17
Quick Ratio	—	—	4.91	6.50	7.67
Current Ratio	—	—	5.65	6.50	7.71
Returns & Yields
Return on Equity (ROE)	+3.6%	-0.3%	+4.2%	+7.2%	+28.2%
Return on Assets (ROA)	+2.2%	+1.8%	+2.7%	+4.0%	+10.0%
Return on Invested Capital (ROIC)	+1.0%	+0.8%	+1.2%	+1.8%	+4.4%
Return on Capital Employed (ROCE)	+2.2%	+4.0%	+6.8%	+7.2%	+8.5%
Earnings Yield	+2.1%	+2.4%	+4.8%	+6.1%	+7.0%
FCF Yield	—	+1.2%	-0.2%	-4.4%	-6.2%
Buyback Yield / Dilution	+10.9%	-9.8%	+30.1%	+0.4%	-52.0%