KAMCO Investment

KAMCO Investment Company K.S.C.P.

KAMCOStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	25.95M	21.56M	14.61M	22.35M	27.44M
Operating Income	2.91M	3.76M	0.43M	5.56M	10.27M
Interest Income	1.84M	2.70M	1.87M	1.67M	1.36M
Pretax Income	8.05M	4.46M	0.88M	5.47M	10.51M
Income Tax	—	54.41K	11.86K	68.10K	113.49K
Net Income	9.17M	4.35M	0.75M	5.51M	10.32M
Net Interest Income	-0.74M	-0.41M	-1.06M	-0.62M	-0.78M
EPS (Basic)	0.03	0.01	0.00	0.02	0.03
EPS (Diluted)	0.03	0.01	0.00	0.02	0.03
DPS	0.01	0.01	0.01	0.01	0.01
Margins & Efficiency
Net Margin %	+35.3%	+20.2%	+5.1%	+24.6%	+37.6%
Revenue & Income
Revenue	25.95M	21.56M	14.61M	22.35M	27.44M
Revenue as Reported	33.72M	25.39M	17.99M	24.50M	30.09M
Revenue Growth (YoY)	+20.4%	+47.5%	-34.6%	-18.6%	+141.2%
Revenues Before Loan Losses	25.92M	21.54M	14.60M	22.24M	27.34M
Asset Mgmt Fee	18.63M	16.89M	14.68M	20.73M	20.21M
Other Revenue CM	3.81M	2.82M	0.61M	1.58M	3.14M
Gain Invest Rev	4.22M	2.24M	0.36M	0.55M	4.76M
Currency Exchange Gain (Loss)	30.65K	-29.76K	150.76K	-200.20K	-271.83K
Currency Gains CM	30.65K	-29.76K	150.76K	-200.20K	-271.83K
Expenses & Provisions
Cost Of Services Provided	22.93M	17.05M	14.03M	16.26M	16.79M
Other Operating Expenses	108.34K	752.82K	155.88K	525.65K	382.96K
Total Operating Expenses CM	23.04M	17.80M	14.19M	16.79M	17.17M
Other Non Oper Exp CM	-84.63K	-42.09K	-7.20K	-64.91K	-98.85K
Other Non Operating Income (Expenses)	-84.63K	-42.09K	-7.20K	-64.91K	-98.85K
Provision for Loan Losses	-29.74K	-23.09K	-14.72K	-112.96K	-104.16K
Legal Settlements	5.00M	—	—	—	—
Asset Writedown	194.52K	250.86K	311.66K	171.64K	360.80K
Profitability & Returns
EBT Excluding Unusual Items	2.85M	3.69M	0.57M	5.30M	9.90M
Pretax Income	8.05M	4.46M	0.88M	5.47M	10.51M
Operating Income	2.91M	3.76M	0.43M	5.56M	10.27M
Operating Margin	+11.2%	+17.4%	+2.9%	+24.9%	+37.4%
Profit Margin	+35.3%	+20.2%	+5.1%	+24.6%	+37.6%
Net Income	9.17M	4.35M	0.75M	5.51M	10.32M
Net Income to Common	9.17M	4.35M	0.75M	5.51M	10.32M
Net Income Growth	+110.6%	+481.8%	-86.4%	-46.6%	—
Earnings From Continuing Ops.	8.05M	4.40M	0.87M	5.40M	10.39M
Minority Interest in Earnings	1.12M	-0.05M	-0.12M	0.11M	-0.08M
Income Tax Expense	—	54.41K	11.86K	68.10K	113.49K
Effective Tax Rate	—	+1.2%	+1.3%	+1.2%	+1.1%
Per Share & Capital
EPS (Basic)	0.03	0.01	0.00	0.02	0.03
EPS (Diluted)	0.03	0.01	0.00	0.02	0.03
EPS Growth	+110.6%	+481.9%	-86.4%	-46.6%	—
Dividend Per Share	0.01	0.01	0.01	0.01	0.01
Shares Outstanding (Basic)	342.33M	342.33M	342.33M	342.33M	342.33M
Shares Outstanding (Diluted)	342.33M	342.33M	342.33M	342.33M	342.33M
Dividend Growth	+100.0%	—	-50.0%	—	—
Free Cash Flow	2.51M	16.27M	-9.53M	6.92M	7.60M
Free Cash Flow Margin	+9.7%	+75.5%	-65.2%	+31.0%	+27.7%
Free Cash Flow Per Share	0.01	0.05	-0.03	0.02	0.02
Payout Ratio	+18.7%	+39.9%	+452.7%	+61.4%	+0.2%
Supplemental
Int Exp CM	2.57M	3.11M	2.93M	2.29M	2.13M
Int Inc CM	1.84M	2.70M	1.87M	1.67M	1.36M
Net Int Inc CM	-0.74M	-0.41M	-1.06M	-0.62M	-0.78M
Other Unusual Suppl CM	—	521.00K	—	—	244.20K

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	25.95M	21.56M	14.61M	22.35M	27.44M
Operating Income	2.91M	3.76M	0.43M	5.56M	10.27M
Interest Income	1.84M	2.70M	1.87M	1.67M	1.36M
Pretax Income	8.05M	4.46M	0.88M	5.47M	10.51M
Income Tax	—	54.41K	11.86K	68.10K	113.49K
Net Income	9.17M	4.35M	0.75M	5.51M	10.32M
Net Interest Income	-0.74M	-0.41M	-1.06M	-0.62M	-0.78M
EPS (Basic)	0.03	0.01	0.00	0.02	0.03
EPS (Diluted)	0.03	0.01	0.00	0.02	0.03
DPS	0.01	0.01	0.01	0.01	0.01
Margins & Efficiency
Net Margin %	+35.3%	+20.2%	+5.1%	+24.6%	+37.6%
Revenue & Income
Revenue	25.95M	21.56M	14.61M	22.35M	27.44M
Revenue as Reported	33.72M	25.39M	17.99M	24.50M	30.09M
Revenue Growth (YoY)	+20.4%	+47.5%	-34.6%	-18.6%	+141.2%
Revenues Before Loan Losses	25.92M	21.54M	14.60M	22.24M	27.34M
Asset Mgmt Fee	18.63M	16.89M	14.68M	20.73M	20.21M
Other Revenue CM	3.81M	2.82M	0.61M	1.58M	3.14M
Gain Invest Rev	4.22M	2.24M	0.36M	0.55M	4.76M
Currency Exchange Gain (Loss)	30.65K	-29.76K	150.76K	-200.20K	-271.83K
Currency Gains CM	30.65K	-29.76K	150.76K	-200.20K	-271.83K
Expenses & Provisions
Cost Of Services Provided	22.93M	17.05M	14.03M	16.26M	16.79M
Other Operating Expenses	108.34K	752.82K	155.88K	525.65K	382.96K
Total Operating Expenses CM	23.04M	17.80M	14.19M	16.79M	17.17M
Other Non Oper Exp CM	-84.63K	-42.09K	-7.20K	-64.91K	-98.85K
Other Non Operating Income (Expenses)	-84.63K	-42.09K	-7.20K	-64.91K	-98.85K
Provision for Loan Losses	-29.74K	-23.09K	-14.72K	-112.96K	-104.16K
Legal Settlements	5.00M	—	—	—	—
Asset Writedown	194.52K	250.86K	311.66K	171.64K	360.80K
Profitability & Returns
EBT Excluding Unusual Items	2.85M	3.69M	0.57M	5.30M	9.90M
Pretax Income	8.05M	4.46M	0.88M	5.47M	10.51M
Operating Income	2.91M	3.76M	0.43M	5.56M	10.27M
Operating Margin	+11.2%	+17.4%	+2.9%	+24.9%	+37.4%
Profit Margin	+35.3%	+20.2%	+5.1%	+24.6%	+37.6%
Net Income	9.17M	4.35M	0.75M	5.51M	10.32M
Net Income to Common	9.17M	4.35M	0.75M	5.51M	10.32M
Net Income Growth	+110.6%	+481.8%	-86.4%	-46.6%	—
Earnings From Continuing Ops.	8.05M	4.40M	0.87M	5.40M	10.39M
Minority Interest in Earnings	1.12M	-0.05M	-0.12M	0.11M	-0.08M
Income Tax Expense	—	54.41K	11.86K	68.10K	113.49K
Effective Tax Rate	—	+1.2%	+1.3%	+1.2%	+1.1%
Per Share & Capital
EPS (Basic)	0.03	0.01	0.00	0.02	0.03
EPS (Diluted)	0.03	0.01	0.00	0.02	0.03
EPS Growth	+110.6%	+481.9%	-86.4%	-46.6%	—
Dividend Per Share	0.01	0.01	0.01	0.01	0.01
Shares Outstanding (Basic)	342.33M	342.33M	342.33M	342.33M	342.33M
Shares Outstanding (Diluted)	342.33M	342.33M	342.33M	342.33M	342.33M
Dividend Growth	+100.0%	—	-50.0%	—	—
Free Cash Flow	2.51M	16.27M	-9.53M	6.92M	7.60M
Free Cash Flow Margin	+9.7%	+75.5%	-65.2%	+31.0%	+27.7%
Free Cash Flow Per Share	0.01	0.05	-0.03	0.02	0.02
Payout Ratio	+18.7%	+39.9%	+452.7%	+61.4%	+0.2%
Supplemental
Int Exp CM	2.57M	3.11M	2.93M	2.29M	2.13M
Int Inc CM	1.84M	2.70M	1.87M	1.67M	1.36M
Net Int Inc CM	-0.74M	-0.41M	-1.06M	-0.62M	-0.78M
Other Unusual Suppl CM	—	521.00K	—	—	244.20K