Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual (KWD)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	17.82M	15.63M	15.46M	14.36M	8.35M
Total Assets	255.74M	233.99M	226.77M	224.66M	198.18M
Investment Securities	14.55M	17.00M	13.07M	13.43M	13.84M
Reinsurance Recoverable	43.36M	34.38M	37.52M	41.15M	21.08M
Liabilities
Total Liabilities	84.68M	78.79M	84.66M	85.63M	80.46M
Insurance Liabilities	26.96M	28.48M	26.10M	73.83M	27.97M
Unearned Premiums	0.02M	0.32M	0.71M	1.89M	1.23M
Unpaid Claims	50.53M	42.02M	49.58M	—	37.08M
Equity & Ownership
Total Equity	171.06M	155.20M	142.12M	139.03M	117.73M
Shares Outstanding	184,799,490	184,799,490	184,799,490	184,799,490	184,799,490
Cash & Assets
Total Assets	255.74M	233.99M	226.77M	224.66M	198.18M
Cash & Equivalents	17.82M	15.63M	15.46M	14.36M	8.35M
Net Cash (Debt)	17.82M	15.63M	15.46M	14.36M	8.35M
Net Cash Per Share	0.10	0.08	0.08	0.08	0.05
Net Cash Growth	+14.0%	+1.1%	+7.7%	+72.0%	+75.9%
Other Receivables Insurance	—	—	—	—	11.88M
Restricted Cash	—	—	—	—	1.64M
Land	—	—	—	4.32M	4.32M
Machinery	—	—	—	2.00M	1.93M
Property, Plant & Equipment	373.62K	384.36K	365.38K	389.62K	632.86K
Goodwill	1.55M	1.55M	1.55M	—	—
Other Intangibles Insurance	1.52M	1.54M	1.56M	—	—
Other Long Term Assets Insurance	14.99M	14.50M	12.14M	7.90M	29.92M
Loans & Investments
Policy Loans	—	—	—	—	42.57K
Investment Debt Securities	14.55M	17.00M	13.07M	13.43M	13.84M
Investment Equity Preferred	86.58M	77.79M	76.25M	84.69M	69.19M
Other Investments	64.52M	61.50M	62.22M	58.11M	38.39M
Reinsurance Recoverable	43.36M	34.38M	37.52M	41.15M	21.08M
Total Investments	176.12M	166.00M	158.18M	160.85M	124.68M
Liabilities & Obligations
Total Liabilities & Equity	255.74M	233.99M	226.77M	224.66M	198.18M
Accrued Expenses	1.86M	1.91M	2.73M	2.04M	1.85M
Current Income Taxes Payable	0.39M	0.51M	0.48M	1.96M	0.73M
Other Current Liabilities Insurance	320.86K	401.81K	306.00K	783.52K	698.21K
Other Long Term Liabilities Insurance	4.43M	5.07M	4.70M	4.41M	3.17M
Reinsurance Payable	0.16M	0.08M	0.04M	0.71M	7.73M
Unearned Premiums	0.02M	0.32M	0.71M	1.89M	1.23M
Unpaid Claims	50.53M	42.02M	49.58M	—	37.08M
Insurance Annuity Liabilities	26.96M	28.48M	26.10M	73.83M	27.97M
Equity & Book Value
Shareholders' Equity	171.06M	155.20M	142.12M	139.03M	117.73M
Total Common Equity	169.97M	154.28M	141.82M	139.03M	117.73M
Common Stock	19.40M	19.40M	19.40M	19.40M	19.40M
Retained Earnings	116.10M	112.47M	107.79M	102.29M	56.13M
Treasury Stock	-3.01M	-3.01M	-3.01M	-3.01M	-3.01M
Comprehensive Income & Other	37.48M	25.41M	17.64M	20.34M	45.20M
Minority Interest	1.09M	0.92M	0.29M	—	—
Book Value Per Share	0.92	0.83	0.77	0.75	0.64
Tangible Book Value	166.90M	151.19M	138.71M	139.03M	117.73M
Tangible Book Value Per Share	0.90	0.82	0.75	0.75	0.64
Filing Date Shares Outstanding	184.80M	184.80M	184.80M	184.80M	184.80M
Total Common Shares Outstanding	184.80M	184.80M	184.80M	184.80M	184.80M
Supplemental
Total Liabilities Insurance	84.68M	78.79M	84.66M	85.63M	80.46M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	17.82M	15.63M	15.46M	14.36M	8.35M
Total Assets	255.74M	233.99M	226.77M	224.66M	198.18M
Investment Securities	14.55M	17.00M	13.07M	13.43M	13.84M
Reinsurance Recoverable	43.36M	34.38M	37.52M	41.15M	21.08M
Liabilities
Total Liabilities	84.68M	78.79M	84.66M	85.63M	80.46M
Insurance Liabilities	26.96M	28.48M	26.10M	73.83M	27.97M
Unearned Premiums	0.02M	0.32M	0.71M	1.89M	1.23M
Unpaid Claims	50.53M	42.02M	49.58M	—	37.08M
Equity & Ownership
Total Equity	171.06M	155.20M	142.12M	139.03M	117.73M
Shares Outstanding	184,799,490	184,799,490	184,799,490	184,799,490	184,799,490
Cash & Assets
Total Assets	255.74M	233.99M	226.77M	224.66M	198.18M
Cash & Equivalents	17.82M	15.63M	15.46M	14.36M	8.35M
Net Cash (Debt)	17.82M	15.63M	15.46M	14.36M	8.35M
Net Cash Per Share	0.10	0.08	0.08	0.08	0.05
Net Cash Growth	+14.0%	+1.1%	+7.7%	+72.0%	+75.9%
Other Receivables Insurance	—	—	—	—	11.88M
Restricted Cash	—	—	—	—	1.64M
Land	—	—	—	4.32M	4.32M
Machinery	—	—	—	2.00M	1.93M
Property, Plant & Equipment	373.62K	384.36K	365.38K	389.62K	632.86K
Goodwill	1.55M	1.55M	1.55M	—	—
Other Intangibles Insurance	1.52M	1.54M	1.56M	—	—
Other Long Term Assets Insurance	14.99M	14.50M	12.14M	7.90M	29.92M
Loans & Investments
Policy Loans	—	—	—	—	42.57K
Investment Debt Securities	14.55M	17.00M	13.07M	13.43M	13.84M
Investment Equity Preferred	86.58M	77.79M	76.25M	84.69M	69.19M
Other Investments	64.52M	61.50M	62.22M	58.11M	38.39M
Reinsurance Recoverable	43.36M	34.38M	37.52M	41.15M	21.08M
Total Investments	176.12M	166.00M	158.18M	160.85M	124.68M
Liabilities & Obligations
Total Liabilities & Equity	255.74M	233.99M	226.77M	224.66M	198.18M
Accrued Expenses	1.86M	1.91M	2.73M	2.04M	1.85M
Current Income Taxes Payable	0.39M	0.51M	0.48M	1.96M	0.73M
Other Current Liabilities Insurance	320.86K	401.81K	306.00K	783.52K	698.21K
Other Long Term Liabilities Insurance	4.43M	5.07M	4.70M	4.41M	3.17M
Reinsurance Payable	0.16M	0.08M	0.04M	0.71M	7.73M
Unearned Premiums	0.02M	0.32M	0.71M	1.89M	1.23M
Unpaid Claims	50.53M	42.02M	49.58M	—	37.08M
Insurance Annuity Liabilities	26.96M	28.48M	26.10M	73.83M	27.97M
Equity & Book Value
Shareholders' Equity	171.06M	155.20M	142.12M	139.03M	117.73M
Total Common Equity	169.97M	154.28M	141.82M	139.03M	117.73M
Common Stock	19.40M	19.40M	19.40M	19.40M	19.40M
Retained Earnings	116.10M	112.47M	107.79M	102.29M	56.13M
Treasury Stock	-3.01M	-3.01M	-3.01M	-3.01M	-3.01M
Comprehensive Income & Other	37.48M	25.41M	17.64M	20.34M	45.20M
Minority Interest	1.09M	0.92M	0.29M	—	—
Book Value Per Share	0.92	0.83	0.77	0.75	0.64
Tangible Book Value	166.90M	151.19M	138.71M	139.03M	117.73M
Tangible Book Value Per Share	0.90	0.82	0.75	0.75	0.64
Filing Date Shares Outstanding	184.80M	184.80M	184.80M	184.80M	184.80M
Total Common Shares Outstanding	184.80M	184.80M	184.80M	184.80M	184.80M
Supplemental
Total Liabilities Insurance	84.68M	78.79M	84.66M	85.63M	80.46M

Financials

Annual (KWD)

Kuwait Insurance Company

Annual (KWD)