Kuwait Insurance Company

Kuwait Insurance Company S.A.K.

KINSStocksBoursa KuwaitInsurance

Financials

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	136.38M	117.35M	96.10M	99.05M	105.15M
Market Cap Growth	+36.9%	+7.6%	-6.3%	+3.1%	+8.6%
Enterprise Value	119.65M	104.24M	86.96M	87.45M	90.44M
Last Close Price	0.74	0.64	0.52	0.54	0.53
Valuation Multiples
PE Ratio	15.21	13.08	8.71	8.80	9.61
PS Ratio	3.34	2.87	2.30	2.32	2.60
PB Ratio	0.80	0.69	0.57	0.60	0.64
P/TBV Ratio	0.82	0.70	0.58	0.61	0.65
P/FCF Ratio	—	—	—	-510.07	—
P/OCF Ratio	—	—	—	-4,120.15	—
EV/Sales Ratio	2.93	2.55	2.08	2.05	2.24
EV/EBITDA Ratio	12.65	11.02	7.55	7.34	7.83
EV/EBIT Ratio	12.85	11.20	7.61	7.45	7.95
EV/FCF Ratio	-31.66	—	—	-450.31	—
Leverage & Capital
Net Debt / Equity Ratio	-0.10	-0.10	-0.08	-0.06	-0.08
Net Debt / EBITDA Ratio	-1.88	-1.88	-1.23	-0.86	-1.09
Net Debt / FCF Ratio	4.72	4.72	5.92	52.42	-6.89
Efficiency & Liquidity
Asset Turnover	0.14	0.16	0.06	0.31	0.17
Quick Ratio	0.53	0.53	0.43	0.35	0.49
Current Ratio	1.35	1.35	1.24	1.14	1.19
Returns & Yields
Return on Equity (ROE)	+1.4%	+4.6%	+8.8%	+7.4%	+7.0%
Return on Assets (ROA)	+0.6%	+1.9%	+3.8%	+3.2%	+2.9%
Return on Invested Capital (ROIC)	+0.4%	+1.2%	+2.2%	+1.9%	+1.8%
Earnings Yield	+6.6%	+7.6%	+11.5%	+11.4%	+10.4%
FCF Yield	-2.8%	-3.2%	-2.5%	-0.2%	+1.7%
Dividend Yield	+5.4%	+6.3%	—	—	—
Payout Ratio	+83.3%	—	+0.9%	+198.0%	+13.8%
Total Shareholder Return	+5.4%	+6.3%	—	—	—

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	136.38M	117.35M	96.10M	99.05M	105.15M
Market Cap Growth	+36.9%	+7.6%	-6.3%	+3.1%	+8.6%
Enterprise Value	119.65M	104.24M	86.96M	87.45M	90.44M
Last Close Price	0.74	0.64	0.52	0.54	0.53
Valuation Multiples
PE Ratio	15.21	13.08	8.71	8.80	9.61
PS Ratio	3.34	2.87	2.30	2.32	2.60
PB Ratio	0.80	0.69	0.57	0.60	0.64
P/TBV Ratio	0.82	0.70	0.58	0.61	0.65
P/FCF Ratio	—	—	—	-510.07	—
P/OCF Ratio	—	—	—	-4,120.15	—
EV/Sales Ratio	2.93	2.55	2.08	2.05	2.24
EV/EBITDA Ratio	12.65	11.02	7.55	7.34	7.83
EV/EBIT Ratio	12.85	11.20	7.61	7.45	7.95
EV/FCF Ratio	-31.66	—	—	-450.31	—
Leverage & Capital
Net Debt / Equity Ratio	-0.10	-0.10	-0.08	-0.06	-0.08
Net Debt / EBITDA Ratio	-1.88	-1.88	-1.23	-0.86	-1.09
Net Debt / FCF Ratio	4.72	4.72	5.92	52.42	-6.89
Efficiency & Liquidity
Asset Turnover	0.14	0.16	0.06	0.31	0.17
Quick Ratio	0.53	0.53	0.43	0.35	0.49
Current Ratio	1.35	1.35	1.24	1.14	1.19
Returns & Yields
Return on Equity (ROE)	+1.4%	+4.6%	+8.8%	+7.4%	+7.0%
Return on Assets (ROA)	+0.6%	+1.9%	+3.8%	+3.2%	+2.9%
Return on Invested Capital (ROIC)	+0.4%	+1.2%	+2.2%	+1.9%	+1.8%
Earnings Yield	+6.6%	+7.6%	+11.5%	+11.4%	+10.4%
FCF Yield	-2.8%	-3.2%	-2.5%	-0.2%	+1.7%
Dividend Yield	+5.4%	+6.3%	—	—	—
Payout Ratio	+83.3%	—	+0.9%	+198.0%	+13.8%
Total Shareholder Return	+5.4%	+6.3%	—	—	—