National Bank Of Kuwait

National Bank of Kuwait K.S.C.

NBKStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (KWD)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	2.90B	6.03B	5.63B	4.69B	3.47B
Total Assets	45.61B	44.91B	43.65B	41.65B	40.34B
Investment Securities	11.76B	11.06B	10.72B	10.53B	9.15B
Trading Assets	582.37M	—	—	—	690.64M
Gross Loans	27.72B	26.94B	26.37B	25.49B	24.57B
Net Loans	26.82B	26.05B	25.49B	24.61B	23.71B
Allowance for Loan Losses	-902.06M	-884.99M	-881.47M	-883.31M	-864.34M
Liabilities
Total Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Interest-Bearing Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Total Debt	9.32B	10.18B	10.25B	6.67B	8.52B
Total Liabilities	39.96B	39.41B	38.37B	36.58B	35.18B
Equity & Ownership
Total Equity	5.65B	5.50B	5.28B	5.07B	5.16B
Shares Outstanding	8,742,765,046	8,742,765,046	8,742,765,046	8,742,765,046	8,742,765,046
Cash & Assets
Total Assets	45.61B	44.91B	43.65B	41.65B	40.34B
Cash & Equivalents	2.90B	6.03B	5.63B	4.69B	3.47B
Net Cash (Debt)	-3.73B	-2.48B	-3.02B	-0.22B	-2.97B
Net Cash Per Share	-0.43	-0.28	-0.35	-0.02	-0.34
Net Cash Growth	—	—	—	—	—
Other Receivables	94.44M	—	—	—	75.56M
Restricted Cash	1.98B	—	—	—	1.85B
Property, Plant & Equipment	543.69M	538.19M	536.16M	523.91M	517.39M
Goodwill	339.16M	—	—	—	341.14M
Other Intangible Assets	167.94M	509.47M	509.89M	510.32M	169.59M
Investments in Real Estate	92.68M	—	—	—	68.37M
Other Current Assets	—	—	—	—	—
Other Long-Term Assets	69.54M	726.20M	759.02M	794.22M	73.34M
Long-Term Leases	37.90M	—	—	—	37.96M
Loans & Investments
Gross Loans	27.72B	26.94B	26.37B	25.49B	24.57B
Net Loans	26.82B	26.05B	25.49B	24.61B	23.71B
Allowance for Loan Losses	-902.06M	-884.99M	-881.47M	-883.31M	-864.34M
Investment Securities	11.76B	11.06B	10.72B	10.53B	9.15B
Trading Asset Securities	582.37M	—	—	—	690.64M
Total Investments	12.35B	11.06B	10.72B	10.53B	9.84B
Liabilities & Obligations
Total Liabilities	39.96B	39.41B	38.37B	36.58B	35.18B
Total Liabilities & Equity	45.61B	44.91B	43.65B	41.65B	40.34B
Accrued Expenses	92.18M	—	—	—	78.30M
Accrued Interest Payable	301.04M	—	—	—	271.82M
Accrued Interest Receivable	265.40M	—	—	—	223.79M
Current Income Taxes Payable	88.53M	—	—	—	51.85M
Long-Term Unearned Revenue	67.94M	—	—	—	59.09M
Other Current Liabilities	6.99M	—	—	208.16M	—
Other Long-Term Liabilities	0.30B	1.14B	1.06B	1.01B	0.32B
Pension & Post-Retirement Benefits	69.66M	—	—	—	60.43M
Debt & Funding
Total Debt	9.32B	10.18B	10.25B	6.67B	8.52B
Current Portion of Long-Term Debt	5.57B	—	—	—	5.62B
Long-Term Debt	1.47B	7.93B	8.25B	6.67B	1.31B
Short-Term Borrowings	2.25B	2.25B	2.00B	—	1.56B
Total Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Interest Bearing Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Equity & Book Value
Shareholders' Equity	5.65B	5.50B	5.28B	5.07B	5.16B
Total Common Equity	5.02B	4.88B	4.67B	4.47B	4.55B
Common Stock	874.28M	874.28M	874.28M	832.64M	832.64M
Additional Paid-In Capital	837.99M	837.99M	837.99M	837.99M	837.99M
Retained Earnings	3.03B	2.95B	2.81B	2.64B	2.72B
Comprehensive Income & Other	280.43M	210.90M	145.91M	159.83M	163.43M
Minority Interest	625.38M	618.13M	607.42M	598.64M	605.37M
Book Value Per Share	0.52	0.51	0.48	0.46	0.47
Tangible Book Value	4.52B	4.37B	4.16B	3.96B	4.04B
Tangible Book Value Per Share	0.46	0.45	0.43	0.40	0.41
Filing Date Shares Outstanding	8.74B	8.74B	8.74B	8.74B	8.74B
Total Common Shares Outstanding	8.74B	8.74B	8.74B	8.74B	8.74B
Supplemental
Other Real Estate Owned & Foreclosed	—	—	—	—	—

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (KWD)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	2.90B	6.03B	5.63B	4.69B	3.47B
Total Assets	45.61B	44.91B	43.65B	41.65B	40.34B
Investment Securities	11.76B	11.06B	10.72B	10.53B	9.15B
Trading Assets	582.37M	—	—	—	690.64M
Gross Loans	27.72B	26.94B	26.37B	25.49B	24.57B
Net Loans	26.82B	26.05B	25.49B	24.61B	23.71B
Allowance for Loan Losses	-902.06M	-884.99M	-881.47M	-883.31M	-864.34M
Liabilities
Total Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Interest-Bearing Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Total Debt	9.32B	10.18B	10.25B	6.67B	8.52B
Total Liabilities	39.96B	39.41B	38.37B	36.58B	35.18B
Equity & Ownership
Total Equity	5.65B	5.50B	5.28B	5.07B	5.16B
Shares Outstanding	8,742,765,046	8,742,765,046	8,742,765,046	8,742,765,046	8,742,765,046
Cash & Assets
Total Assets	45.61B	44.91B	43.65B	41.65B	40.34B
Cash & Equivalents	2.90B	6.03B	5.63B	4.69B	3.47B
Net Cash (Debt)	-3.73B	-2.48B	-3.02B	-0.22B	-2.97B
Net Cash Per Share	-0.43	-0.28	-0.35	-0.02	-0.34
Net Cash Growth	—	—	—	—	—
Other Receivables	94.44M	—	—	—	75.56M
Restricted Cash	1.98B	—	—	—	1.85B
Property, Plant & Equipment	543.69M	538.19M	536.16M	523.91M	517.39M
Goodwill	339.16M	—	—	—	341.14M
Other Intangible Assets	167.94M	509.47M	509.89M	510.32M	169.59M
Investments in Real Estate	92.68M	—	—	—	68.37M
Other Current Assets	—	—	—	—	—
Other Long-Term Assets	69.54M	726.20M	759.02M	794.22M	73.34M
Long-Term Leases	37.90M	—	—	—	37.96M
Loans & Investments
Gross Loans	27.72B	26.94B	26.37B	25.49B	24.57B
Net Loans	26.82B	26.05B	25.49B	24.61B	23.71B
Allowance for Loan Losses	-902.06M	-884.99M	-881.47M	-883.31M	-864.34M
Investment Securities	11.76B	11.06B	10.72B	10.53B	9.15B
Trading Asset Securities	582.37M	—	—	—	690.64M
Total Investments	12.35B	11.06B	10.72B	10.53B	9.84B
Liabilities & Obligations
Total Liabilities	39.96B	39.41B	38.37B	36.58B	35.18B
Total Liabilities & Equity	45.61B	44.91B	43.65B	41.65B	40.34B
Accrued Expenses	92.18M	—	—	—	78.30M
Accrued Interest Payable	301.04M	—	—	—	271.82M
Accrued Interest Receivable	265.40M	—	—	—	223.79M
Current Income Taxes Payable	88.53M	—	—	—	51.85M
Long-Term Unearned Revenue	67.94M	—	—	—	59.09M
Other Current Liabilities	6.99M	—	—	208.16M	—
Other Long-Term Liabilities	0.30B	1.14B	1.06B	1.01B	0.32B
Pension & Post-Retirement Benefits	69.66M	—	—	—	60.43M
Debt & Funding
Total Debt	9.32B	10.18B	10.25B	6.67B	8.52B
Current Portion of Long-Term Debt	5.57B	—	—	—	5.62B
Long-Term Debt	1.47B	7.93B	8.25B	6.67B	1.31B
Short-Term Borrowings	2.25B	2.25B	2.00B	—	1.56B
Total Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Interest Bearing Deposits	29.72B	28.10B	27.06B	28.69B	25.82B
Equity & Book Value
Shareholders' Equity	5.65B	5.50B	5.28B	5.07B	5.16B
Total Common Equity	5.02B	4.88B	4.67B	4.47B	4.55B
Common Stock	874.28M	874.28M	874.28M	832.64M	832.64M
Additional Paid-In Capital	837.99M	837.99M	837.99M	837.99M	837.99M
Retained Earnings	3.03B	2.95B	2.81B	2.64B	2.72B
Comprehensive Income & Other	280.43M	210.90M	145.91M	159.83M	163.43M
Minority Interest	625.38M	618.13M	607.42M	598.64M	605.37M
Book Value Per Share	0.52	0.51	0.48	0.46	0.47
Tangible Book Value	4.52B	4.37B	4.16B	3.96B	4.04B
Tangible Book Value Per Share	0.46	0.45	0.43	0.40	0.41
Filing Date Shares Outstanding	8.74B	8.74B	8.74B	8.74B	8.74B
Total Common Shares Outstanding	8.74B	8.74B	8.74B	8.74B	8.74B
Supplemental
Other Real Estate Owned & Foreclosed	—	—	—	—	—