Warba Bank

Warba Bank KSC

WARBABANKStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	191.46M	295.61M	304.93M	184.64M	425.69M
Total Assets	6.03B	5.29B	4.83B	4.20B	3.58B
Investment Securities	1.29B	0.64B	0.65B	0.53B	0.40B
Trading Assets	219.43M	198.91M	162.25M	139.59M	128.90M
Gross Loans	4.33B	3.96B	3.75B	3.39B	2.67B
Net Loans	4.01B	3.64B	3.45B	3.13B	2.47B
Allowance for Loan Losses	-100.45M	-94.15M	-94.80M	-95.41M	-67.13M
Liabilities
Total Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Interest-Bearing Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Total Debt	156.57M	308.30M	304.33M	304.06M	302.02M
Total Liabilities	5.05B	4.88B	4.44B	3.83B	3.16B
Equity & Ownership
Total Equity	980.12M	411.75M	391.20M	373.92M	415.80M
Shares Outstanding	4,723,126,800	2,430,346,800	2,430,346,800	2,430,346,800	2,430,346,800
Cash & Assets
Total Assets	6.03B	5.29B	4.83B	4.20B	3.58B
Cash & Equivalents	191.46M	295.61M	304.93M	184.64M	425.69M
Net Cash (Debt)	493.92M	325.08M	327.58M	143.23M	283.99M
Net Cash Per Share	0.12	0.13	0.13	0.06	0.14
Net Cash Growth	+51.9%	-0.8%	+128.7%	-49.6%	+70.1%
Restricted Cash	169.04M	407.19M	163.94M	117.83M	59.78M
Property, Plant & Equipment	63.26M	18.48M	16.01M	17.35M	17.94M
Investments in Real Estate	40.57M	39.54M	1.68M	16.19M	18.72M
Other Long-Term Assets	49.53M	52.22M	76.51M	69.32M	55.60M
Loans & Investments
Gross Loans	4.33B	3.96B	3.75B	3.39B	2.67B
Net Loans	4.01B	3.64B	3.45B	3.13B	2.47B
Allowance for Loan Losses	-100.45M	-94.15M	-94.80M	-95.41M	-67.13M
Investment Securities	1.29B	0.64B	0.65B	0.53B	0.40B
Trading Asset Securities	219.43M	198.91M	162.25M	139.59M	128.90M
Total Investments	1.51B	0.84B	0.82B	0.67B	0.53B
Other Adjustments to Gross Loans	-226.52M	-219.90M	-204.86M	-165.66M	-133.84M
Liabilities & Obligations
Total Liabilities	5.05B	4.88B	4.44B	3.83B	3.16B
Total Liabilities & Equity	6.03B	5.29B	4.83B	4.20B	3.58B
Other Current Liabilities	69.66M	78.49M	55.71M	45.55M	44.02M
Other Long-Term Liabilities	12.72M	13.52M	10.98M	10.19M	16.88M
Debt & Funding
Total Debt	156.57M	308.30M	304.33M	304.06M	302.02M
Current Portion of Long-Term Debt	3.87M	154.25M	154.33M	—	—
Long-Term Debt	152.70M	154.05M	150.00M	304.06M	302.02M
Total Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Interest Bearing Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Equity & Book Value
Shareholders' Equity	980.12M	411.75M	391.20M	373.92M	415.80M
Common Stock	449.82M	218.36M	206.00M	200.00M	200.00M
Additional Paid-In Capital	298.74M	80.38M	80.38M	80.38M	80.38M
Retained Earnings	69.64M	39.32M	32.36M	27.77M	12.66M
Comprehensive Income & Other	161.92M	73.69M	72.47M	65.77M	122.77M
Book Value Per Share	0.18	0.14	0.13	0.12	0.12
Tangible Book Value	980.12M	411.75M	391.20M	373.92M	415.80M
Tangible Book Value Per Share	0.18	0.14	0.13	0.12	0.12
Filing Date Shares Outstanding	4.72B	2.43B	2.43B	2.43B	2.43B
Total Common Shares Outstanding	4.72B	2.43B	2.43B	2.43B	2.43B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	191.46M	295.61M	304.93M	184.64M	425.69M
Total Assets	6.03B	5.29B	4.83B	4.20B	3.58B
Investment Securities	1.29B	0.64B	0.65B	0.53B	0.40B
Trading Assets	219.43M	198.91M	162.25M	139.59M	128.90M
Gross Loans	4.33B	3.96B	3.75B	3.39B	2.67B
Net Loans	4.01B	3.64B	3.45B	3.13B	2.47B
Allowance for Loan Losses	-100.45M	-94.15M	-94.80M	-95.41M	-67.13M
Liabilities
Total Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Interest-Bearing Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Total Debt	156.57M	308.30M	304.33M	304.06M	302.02M
Total Liabilities	5.05B	4.88B	4.44B	3.83B	3.16B
Equity & Ownership
Total Equity	980.12M	411.75M	391.20M	373.92M	415.80M
Shares Outstanding	4,723,126,800	2,430,346,800	2,430,346,800	2,430,346,800	2,430,346,800
Cash & Assets
Total Assets	6.03B	5.29B	4.83B	4.20B	3.58B
Cash & Equivalents	191.46M	295.61M	304.93M	184.64M	425.69M
Net Cash (Debt)	493.92M	325.08M	327.58M	143.23M	283.99M
Net Cash Per Share	0.12	0.13	0.13	0.06	0.14
Net Cash Growth	+51.9%	-0.8%	+128.7%	-49.6%	+70.1%
Restricted Cash	169.04M	407.19M	163.94M	117.83M	59.78M
Property, Plant & Equipment	63.26M	18.48M	16.01M	17.35M	17.94M
Investments in Real Estate	40.57M	39.54M	1.68M	16.19M	18.72M
Other Long-Term Assets	49.53M	52.22M	76.51M	69.32M	55.60M
Loans & Investments
Gross Loans	4.33B	3.96B	3.75B	3.39B	2.67B
Net Loans	4.01B	3.64B	3.45B	3.13B	2.47B
Allowance for Loan Losses	-100.45M	-94.15M	-94.80M	-95.41M	-67.13M
Investment Securities	1.29B	0.64B	0.65B	0.53B	0.40B
Trading Asset Securities	219.43M	198.91M	162.25M	139.59M	128.90M
Total Investments	1.51B	0.84B	0.82B	0.67B	0.53B
Other Adjustments to Gross Loans	-226.52M	-219.90M	-204.86M	-165.66M	-133.84M
Liabilities & Obligations
Total Liabilities	5.05B	4.88B	4.44B	3.83B	3.16B
Total Liabilities & Equity	6.03B	5.29B	4.83B	4.20B	3.58B
Other Current Liabilities	69.66M	78.49M	55.71M	45.55M	44.02M
Other Long-Term Liabilities	12.72M	13.52M	10.98M	10.19M	16.88M
Debt & Funding
Total Debt	156.57M	308.30M	304.33M	304.06M	302.02M
Current Portion of Long-Term Debt	3.87M	154.25M	154.33M	—	—
Long-Term Debt	152.70M	154.05M	150.00M	304.06M	302.02M
Total Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Interest Bearing Deposits	4.81B	4.48B	4.07B	3.47B	2.80B
Equity & Book Value
Shareholders' Equity	980.12M	411.75M	391.20M	373.92M	415.80M
Common Stock	449.82M	218.36M	206.00M	200.00M	200.00M
Additional Paid-In Capital	298.74M	80.38M	80.38M	80.38M	80.38M
Retained Earnings	69.64M	39.32M	32.36M	27.77M	12.66M
Comprehensive Income & Other	161.92M	73.69M	72.47M	65.77M	122.77M
Book Value Per Share	0.18	0.14	0.13	0.12	0.12
Tangible Book Value	980.12M	411.75M	391.20M	373.92M	415.80M
Tangible Book Value Per Share	0.18	0.14	0.13	0.12	0.12
Filing Date Shares Outstanding	4.72B	2.43B	2.43B	2.43B	2.43B
Total Common Shares Outstanding	4.72B	2.43B	2.43B	2.43B	2.43B