SAIB

Saudi Investment Bank

1030StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Assets
Cash & Equivalents	2.41B	2.29B	4.39B	1.65B	3.18B
Total Assets	180.28B	172.72B	174.91B	167.29B	163.80B
Investment Securities	23.45B	19.58B	19.21B	19.41B	23.12B
Trading Assets	0.70B	0.72B	0.75B	0.90B	0.86B
Gross Loans	117.75B	114.18B	112.36B	110.17B	105.83B
Net Loans	115.61B	112.19B	110.58B	108.42B	104.13B
Allowance for Loan Losses	-2.14B	-1.99B	-1.78B	-1.75B	-1.70B
Liabilities
Total Deposits	125.49B	118.39B	119.82B	117.97B	118.63B
Interest-Bearing Deposits	100.60B	87.18B	84.78B	77.46B	79.42B
Non-Interest-Bearing Deposits	24.90B	31.21B	35.04B	40.51B	39.20B
Total Debt	29.93B	29.79B	31.44B	26.34B	22.35B
Total Liabilities	157.44B	150.29B	153.17B	146.05B	142.96B
Equity & Ownership
Total Equity	22.84B	22.43B	21.74B	21.25B	20.84B
Shares Outstanding	1,248,342,000	1,247,300,000	1,247,325,000	1,247,325,000	1,247,325,000
Cash & Assets
Total Assets	180.28B	172.72B	174.91B	167.29B	163.80B
Cash & Equivalents	2.41B	2.29B	4.39B	1.65B	3.18B
Net Cash (Debt)	-22.91B	-26.48B	-23.53B	-19.84B	-12.40B
Net Cash Per Share	-18.35	-21.23	-18.86	-15.90	-9.94
Other Receivables	—	—	—	—	—
Restricted Cash	5.33B	5.17B	4.96B	4.76B	4.60B
Property, Plant & Equipment	1.23B	1.24B	1.24B	1.26B	1.25B
Goodwill	—	18.30M	—	—	—
Other Intangible Assets	857.93M	800.56M	743.97M	711.81M	686.80M
Other Current Assets	28.40B	28.99B	30.90B	28.30B	23.95B
Other Long-Term Assets	1.73B	1.14B	1.28B	1.02B	1.16B
Long-Term Leases	—	132.84M	—	—	—
Current Portion of Leases	—	37.64M	—	—	—
Loans & Investments
Gross Loans	117.75B	114.18B	112.36B	110.17B	105.83B
Net Loans	115.61B	112.19B	110.58B	108.42B	104.13B
Allowance for Loan Losses	-2.14B	-1.99B	-1.78B	-1.75B	-1.70B
Investment Securities	23.45B	19.58B	19.21B	19.41B	23.12B
Trading Asset Securities	0.70B	0.72B	0.75B	0.90B	0.86B
Total Investments	24.15B	20.30B	19.95B	20.31B	23.98B
Liabilities & Obligations
Total Liabilities	157.44B	150.29B	153.17B	146.05B	142.96B
Total Liabilities & Equity	180.28B	172.72B	174.91B	167.29B	163.80B
Accrued Expenses	—	451.22M	—	—	—
Current Income Taxes Payable	—	439.29M	—	—	—
Long-Term Unearned Revenue	—	38.57M	—	—	—
Other Current Liabilities	—	—	—	—	—
Other Long-Term Liabilities	2.02B	0.86B	1.90B	1.74B	1.99B
Pension & Post-Retirement Benefits	—	309.07M	—	—	—
Debt & Funding
Total Debt	29.93B	29.79B	31.44B	26.34B	22.35B
Current Portion of Long-Term Debt	—	—	—	—	—
Long-Term Debt	3.36B	2.79B	2.79B	—	—
Short-Term Borrowings	26.58B	26.83B	28.65B	26.34B	22.35B
Total Deposits	125.49B	118.39B	119.82B	117.97B	118.63B
Interest Bearing Deposits	100.60B	87.18B	84.78B	77.46B	79.42B
Non-Interest Bearing Deposits	24.90B	31.21B	35.04B	40.51B	39.20B
Equity & Book Value
Shareholders' Equity	22.84B	22.43B	21.74B	21.25B	20.84B
Common Stock	12.50B	12.50B	12.50B	12.50B	12.50B
Retained Earnings	5.52B	5.02B	4.27B	4.27B	3.91B
Treasury Stock	-0.02B	-0.03B	-0.03B	-0.03B	-0.03B
Comprehensive Income & Other	4.84B	4.95B	5.01B	4.51B	4.47B
Book Value Per Share	14.04	13.73	13.17	12.77	12.45
Tangible Book Value	21.98B	21.61B	21.00B	20.53B	20.16B
Tangible Book Value Per Share	13.35	13.07	12.58	12.20	11.90
Filing Date Shares Outstanding	1.25B	1.25B	1.25B	1.25B	1.25B
Total Common Shares Outstanding	1.25B	1.25B	1.25B	1.25B	1.25B
Supplemental
Other Real Estate Owned & Foreclosed	576.73M	593.01M	858.90M	858.90M	858.90M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Assets
Cash & Equivalents	2.41B	2.29B	4.39B	1.65B	3.18B
Total Assets	180.28B	172.72B	174.91B	167.29B	163.80B
Investment Securities	23.45B	19.58B	19.21B	19.41B	23.12B
Trading Assets	0.70B	0.72B	0.75B	0.90B	0.86B
Gross Loans	117.75B	114.18B	112.36B	110.17B	105.83B
Net Loans	115.61B	112.19B	110.58B	108.42B	104.13B
Allowance for Loan Losses	-2.14B	-1.99B	-1.78B	-1.75B	-1.70B
Liabilities
Total Deposits	125.49B	118.39B	119.82B	117.97B	118.63B
Interest-Bearing Deposits	100.60B	87.18B	84.78B	77.46B	79.42B
Non-Interest-Bearing Deposits	24.90B	31.21B	35.04B	40.51B	39.20B
Total Debt	29.93B	29.79B	31.44B	26.34B	22.35B
Total Liabilities	157.44B	150.29B	153.17B	146.05B	142.96B
Equity & Ownership
Total Equity	22.84B	22.43B	21.74B	21.25B	20.84B
Shares Outstanding	1,248,342,000	1,247,300,000	1,247,325,000	1,247,325,000	1,247,325,000
Cash & Assets
Total Assets	180.28B	172.72B	174.91B	167.29B	163.80B
Cash & Equivalents	2.41B	2.29B	4.39B	1.65B	3.18B
Net Cash (Debt)	-22.91B	-26.48B	-23.53B	-19.84B	-12.40B
Net Cash Per Share	-18.35	-21.23	-18.86	-15.90	-9.94
Other Receivables	—	—	—	—	—
Restricted Cash	5.33B	5.17B	4.96B	4.76B	4.60B
Property, Plant & Equipment	1.23B	1.24B	1.24B	1.26B	1.25B
Goodwill	—	18.30M	—	—	—
Other Intangible Assets	857.93M	800.56M	743.97M	711.81M	686.80M
Other Current Assets	28.40B	28.99B	30.90B	28.30B	23.95B
Other Long-Term Assets	1.73B	1.14B	1.28B	1.02B	1.16B
Long-Term Leases	—	132.84M	—	—	—
Current Portion of Leases	—	37.64M	—	—	—
Loans & Investments
Gross Loans	117.75B	114.18B	112.36B	110.17B	105.83B
Net Loans	115.61B	112.19B	110.58B	108.42B	104.13B
Allowance for Loan Losses	-2.14B	-1.99B	-1.78B	-1.75B	-1.70B
Investment Securities	23.45B	19.58B	19.21B	19.41B	23.12B
Trading Asset Securities	0.70B	0.72B	0.75B	0.90B	0.86B
Total Investments	24.15B	20.30B	19.95B	20.31B	23.98B
Liabilities & Obligations
Total Liabilities	157.44B	150.29B	153.17B	146.05B	142.96B
Total Liabilities & Equity	180.28B	172.72B	174.91B	167.29B	163.80B
Accrued Expenses	—	451.22M	—	—	—
Current Income Taxes Payable	—	439.29M	—	—	—
Long-Term Unearned Revenue	—	38.57M	—	—	—
Other Current Liabilities	—	—	—	—	—
Other Long-Term Liabilities	2.02B	0.86B	1.90B	1.74B	1.99B
Pension & Post-Retirement Benefits	—	309.07M	—	—	—
Debt & Funding
Total Debt	29.93B	29.79B	31.44B	26.34B	22.35B
Current Portion of Long-Term Debt	—	—	—	—	—
Long-Term Debt	3.36B	2.79B	2.79B	—	—
Short-Term Borrowings	26.58B	26.83B	28.65B	26.34B	22.35B
Total Deposits	125.49B	118.39B	119.82B	117.97B	118.63B
Interest Bearing Deposits	100.60B	87.18B	84.78B	77.46B	79.42B
Non-Interest Bearing Deposits	24.90B	31.21B	35.04B	40.51B	39.20B
Equity & Book Value
Shareholders' Equity	22.84B	22.43B	21.74B	21.25B	20.84B
Common Stock	12.50B	12.50B	12.50B	12.50B	12.50B
Retained Earnings	5.52B	5.02B	4.27B	4.27B	3.91B
Treasury Stock	-0.02B	-0.03B	-0.03B	-0.03B	-0.03B
Comprehensive Income & Other	4.84B	4.95B	5.01B	4.51B	4.47B
Book Value Per Share	14.04	13.73	13.17	12.77	12.45
Tangible Book Value	21.98B	21.61B	21.00B	20.53B	20.16B
Tangible Book Value Per Share	13.35	13.07	12.58	12.20	11.90
Filing Date Shares Outstanding	1.25B	1.25B	1.25B	1.25B	1.25B
Total Common Shares Outstanding	1.25B	1.25B	1.25B	1.25B	1.25B
Supplemental
Other Real Estate Owned & Foreclosed	576.73M	593.01M	858.90M	858.90M	858.90M