SAB

Saudi Awwal Bank

1060StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	9.52B	5.49B	10.20B	5.93B	8.54B
Total Assets	454.45B	400.60B	356.64B	314.40B	272.40B
Investment Securities	106.36B	98.79B	96.01B	86.00B	64.10B
Trading Assets	4.09B	3.88B	3.39B	3.50B	2.49B
Gross Loans	305.83B	265.60B	222.06B	189.14B	174.26B
Net Loans	298.63B	259.35B	215.94B	183.13B	167.56B
Allowance for Loan Losses	-7.20B	-6.26B	-6.13B	-6.01B	-6.70B
Liabilities
Total Deposits	340.61B	285.69B	263.42B	230.82B	192.29B
Interest-Bearing Deposits	198.99B	143.84B	119.17B	85.66B	37.12B
Non-Interest-Bearing Deposits	141.62B	141.85B	144.25B	145.16B	155.17B
Total Debt	18.79B	30.45B	17.62B	16.58B	16.36B
Total Liabilities	375.12B	331.16B	294.74B	259.77B	219.37B
Equity & Ownership
Total Equity	79.34B	69.45B	61.90B	54.64B	53.03B
Shares Outstanding	2,054,794,522	2,054,794,522	2,054,794,522	2,054,794,522	2,054,794,522
Cash & Assets
Total Assets	454.45B	400.60B	356.64B	314.40B	272.40B
Cash & Equivalents	9.52B	5.49B	10.20B	5.93B	8.54B
Net Cash (Debt)	-5.17B	-21.09B	-4.03B	-7.14B	-5.32B
Net Cash Per Share	-2.52	-10.26	-1.96	-3.48	-2.59
Other Receivables	2.02B	1.75B	2.15B	7.68B	1.87B
Restricted Cash	17.19B	15.16B	13.75B	13.32B	12.06B
Property, Plant & Equipment	3.59B	4.09B	3.84B	3.62B	3.25B
Goodwill	8.78B	8.78B	8.78B	8.78B	8.79B
Other Intangible Assets	2.44B	1.88B	1.78B	2.01B	1.95B
Other Current Assets	1.27B	0.98B	0.05B	—	1.02B
Other Long-Term Assets	390.64M	297.30M	491.79M	127.86M	367.71M
Long-Term Deferred Tax Assets	175.02M	167.37M	264.13M	294.56M	392.29M
Long-Term Leases	171.74M	316.69M	358.80M	425.82M	524.71M
Current Portion of Leases	87.21M	91.59M	132.85M	151.58M	123.18M
Loans & Investments
Gross Loans	305.83B	265.60B	222.06B	189.14B	174.26B
Net Loans	298.63B	259.35B	215.94B	183.13B	167.56B
Allowance for Loan Losses	-7.20B	-6.26B	-6.13B	-6.01B	-6.70B
Investment Securities	106.36B	98.79B	96.01B	86.00B	64.10B
Trading Asset Securities	4.09B	3.88B	3.39B	3.50B	2.49B
Total Investments	110.45B	102.67B	99.40B	89.50B	66.60B
Liabilities & Obligations
Total Liabilities	375.12B	331.16B	294.74B	259.77B	219.37B
Total Liabilities & Equity	454.45B	400.60B	356.64B	314.40B	272.40B
Accounts Payable	11.39B	10.44B	8.55B	6.89B	5.72B
Other Current Liabilities	—	—	—	676.16M	—
Other Long-Term Liabilities	3.36B	3.79B	4.34B	4.05B	4.29B
Pension & Post-Retirement Benefits	964.79M	784.31M	812.15M	748.49M	711.41M
Debt & Funding
Total Debt	18.79B	30.45B	17.62B	16.58B	16.36B
Current Portion of Long-Term Debt	2.42B	20.04B	9.32B	5.79B	2.30B
Long-Term Debt	13.84B	7.46B	5.57B	8.31B	11.90B
Short-Term Borrowings	2.27B	2.55B	2.23B	1.91B	1.51B
Total Deposits	340.61B	285.69B	263.42B	230.82B	192.29B
Interest Bearing Deposits	198.99B	143.84B	119.17B	85.66B	37.12B
Non-Interest Bearing Deposits	141.62B	141.85B	144.25B	145.16B	155.17B
Equity & Book Value
Shareholders' Equity	79.34B	69.45B	61.90B	54.64B	53.03B
Total Common Equity	79.34B	69.45B	61.90B	54.64B	52.93B
Common Stock	20.55B	20.55B	20.55B	20.55B	20.55B
Additional Paid-In Capital	8.52B	8.52B	8.52B	8.52B	8.52B
Retained Earnings	38.23B	34.31B	30.26B	26.75B	23.88B
Treasury Stock	-205.69M	-262.63M	-135.13M	-179.00M	-211.29M
Comprehensive Income & Other	12.24B	6.33B	2.71B	-1.00B	0.18B
Minority Interest	—	—	—	—	102.19M
Book Value Per Share	32.58	29.92	28.19	26.59	25.76
Tangible Book Value	68.12B	58.79B	51.34B	43.85B	42.19B
Tangible Book Value Per Share	27.12	24.73	23.05	21.34	20.53
Filing Date Shares Outstanding	2.05B	2.05B	2.05B	2.05B	2.05B
Total Common Shares Outstanding	2.05B	2.05B	2.05B	2.05B	2.05B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	9.52B	5.49B	10.20B	5.93B	8.54B
Total Assets	454.45B	400.60B	356.64B	314.40B	272.40B
Investment Securities	106.36B	98.79B	96.01B	86.00B	64.10B
Trading Assets	4.09B	3.88B	3.39B	3.50B	2.49B
Gross Loans	305.83B	265.60B	222.06B	189.14B	174.26B
Net Loans	298.63B	259.35B	215.94B	183.13B	167.56B
Allowance for Loan Losses	-7.20B	-6.26B	-6.13B	-6.01B	-6.70B
Liabilities
Total Deposits	340.61B	285.69B	263.42B	230.82B	192.29B
Interest-Bearing Deposits	198.99B	143.84B	119.17B	85.66B	37.12B
Non-Interest-Bearing Deposits	141.62B	141.85B	144.25B	145.16B	155.17B
Total Debt	18.79B	30.45B	17.62B	16.58B	16.36B
Total Liabilities	375.12B	331.16B	294.74B	259.77B	219.37B
Equity & Ownership
Total Equity	79.34B	69.45B	61.90B	54.64B	53.03B
Shares Outstanding	2,054,794,522	2,054,794,522	2,054,794,522	2,054,794,522	2,054,794,522
Cash & Assets
Total Assets	454.45B	400.60B	356.64B	314.40B	272.40B
Cash & Equivalents	9.52B	5.49B	10.20B	5.93B	8.54B
Net Cash (Debt)	-5.17B	-21.09B	-4.03B	-7.14B	-5.32B
Net Cash Per Share	-2.52	-10.26	-1.96	-3.48	-2.59
Other Receivables	2.02B	1.75B	2.15B	7.68B	1.87B
Restricted Cash	17.19B	15.16B	13.75B	13.32B	12.06B
Property, Plant & Equipment	3.59B	4.09B	3.84B	3.62B	3.25B
Goodwill	8.78B	8.78B	8.78B	8.78B	8.79B
Other Intangible Assets	2.44B	1.88B	1.78B	2.01B	1.95B
Other Current Assets	1.27B	0.98B	0.05B	—	1.02B
Other Long-Term Assets	390.64M	297.30M	491.79M	127.86M	367.71M
Long-Term Deferred Tax Assets	175.02M	167.37M	264.13M	294.56M	392.29M
Long-Term Leases	171.74M	316.69M	358.80M	425.82M	524.71M
Current Portion of Leases	87.21M	91.59M	132.85M	151.58M	123.18M
Loans & Investments
Gross Loans	305.83B	265.60B	222.06B	189.14B	174.26B
Net Loans	298.63B	259.35B	215.94B	183.13B	167.56B
Allowance for Loan Losses	-7.20B	-6.26B	-6.13B	-6.01B	-6.70B
Investment Securities	106.36B	98.79B	96.01B	86.00B	64.10B
Trading Asset Securities	4.09B	3.88B	3.39B	3.50B	2.49B
Total Investments	110.45B	102.67B	99.40B	89.50B	66.60B
Liabilities & Obligations
Total Liabilities	375.12B	331.16B	294.74B	259.77B	219.37B
Total Liabilities & Equity	454.45B	400.60B	356.64B	314.40B	272.40B
Accounts Payable	11.39B	10.44B	8.55B	6.89B	5.72B
Other Current Liabilities	—	—	—	676.16M	—
Other Long-Term Liabilities	3.36B	3.79B	4.34B	4.05B	4.29B
Pension & Post-Retirement Benefits	964.79M	784.31M	812.15M	748.49M	711.41M
Debt & Funding
Total Debt	18.79B	30.45B	17.62B	16.58B	16.36B
Current Portion of Long-Term Debt	2.42B	20.04B	9.32B	5.79B	2.30B
Long-Term Debt	13.84B	7.46B	5.57B	8.31B	11.90B
Short-Term Borrowings	2.27B	2.55B	2.23B	1.91B	1.51B
Total Deposits	340.61B	285.69B	263.42B	230.82B	192.29B
Interest Bearing Deposits	198.99B	143.84B	119.17B	85.66B	37.12B
Non-Interest Bearing Deposits	141.62B	141.85B	144.25B	145.16B	155.17B
Equity & Book Value
Shareholders' Equity	79.34B	69.45B	61.90B	54.64B	53.03B
Total Common Equity	79.34B	69.45B	61.90B	54.64B	52.93B
Common Stock	20.55B	20.55B	20.55B	20.55B	20.55B
Additional Paid-In Capital	8.52B	8.52B	8.52B	8.52B	8.52B
Retained Earnings	38.23B	34.31B	30.26B	26.75B	23.88B
Treasury Stock	-205.69M	-262.63M	-135.13M	-179.00M	-211.29M
Comprehensive Income & Other	12.24B	6.33B	2.71B	-1.00B	0.18B
Minority Interest	—	—	—	—	102.19M
Book Value Per Share	32.58	29.92	28.19	26.59	25.76
Tangible Book Value	68.12B	58.79B	51.34B	43.85B	42.19B
Tangible Book Value Per Share	27.12	24.73	23.05	21.34	20.53
Filing Date Shares Outstanding	2.05B	2.05B	2.05B	2.05B	2.05B
Total Common Shares Outstanding	2.05B	2.05B	2.05B	2.05B	2.05B