ANB

Arab National Bank

1080StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	3.62B	5.06B	3.52B	7.26B	3.55B
Total Assets	281.38B	248.84B	221.42B	212.63B	192.50B
Investment Securities	60.94B	54.40B	48.72B	44.72B	48.02B
Trading Assets	2.07B	2.29B	1.80B	2.96B	0.97B
Gross Loans	198.44B	172.56B	155.56B	147.75B	129.79B
Net Loans	195.30B	169.49B	152.24B	143.83B	126.67B
Allowance for Loan Losses	-3.14B	-3.07B	-3.33B	-3.92B	-3.11B
Liabilities
Total Deposits	221.24B	196.63B	174.20B	164.68B	147.23B
Interest-Bearing Deposits	124.34B	103.74B	91.57B	89.36B	70.14B
Non-Interest-Bearing Deposits	96.90B	92.89B	82.63B	75.33B	77.09B
Total Debt	2.83B	5.39B	5.25B	9.57B	8.66B
Total Liabilities	231.87B	210.16B	185.62B	180.27B	161.37B
Equity & Ownership
Total Equity	49.51B	38.68B	35.81B	32.36B	31.13B
Shares Outstanding	2,000,000,000	2,000,000,000	1,999,999,995	1,999,999,995	1,999,999,995
Cash & Assets
Total Assets	281.38B	248.84B	221.42B	212.63B	192.50B
Cash & Equivalents	3.62B	5.06B	3.52B	7.26B	3.55B
Net Cash (Debt)	2.88B	2.52B	0.43B	3.38B	-1.45B
Net Cash Per Share	1.44	1.26	0.22	1.69	-0.72
Net Cash Growth	+14.4%	+478.8%	-87.1%	—	—
Other Receivables	101.77M	584.88M	276.15M	240.50M	44.55M
Restricted Cash	11.86B	10.58B	9.49B	8.50B	7.50B
Property, Plant & Equipment	3.30B	2.98B	2.50B	2.23B	2.21B
Other Current Assets	1.79B	1.17B	0.82B	0.76B	2.81B
Other Long-Term Assets	2.00B	1.26B	0.95B	0.74B	0.51B
Long-Term Leases	1.05B	0.97B	0.92B	0.87B	0.92B
Loans & Investments
Gross Loans	198.44B	172.56B	155.56B	147.75B	129.79B
Net Loans	195.30B	169.49B	152.24B	143.83B	126.67B
Allowance for Loan Losses	-3.14B	-3.07B	-3.33B	-3.92B	-3.11B
Investment Securities	60.94B	54.40B	48.72B	44.72B	48.02B
Trading Asset Securities	2.07B	2.29B	1.80B	2.96B	0.97B
Total Investments	63.01B	56.69B	50.52B	47.68B	48.99B
Liabilities & Obligations
Total Liabilities	231.87B	210.16B	185.62B	180.27B	161.37B
Total Liabilities & Equity	281.38B	248.84B	221.42B	212.63B	192.50B
Accrued Expenses	767.29M	869.36M	758.13M	622.64M	568.85M
Accrued Interest Receivable	173.79M	122.20M	71.87M	72.94M	45.56M
Current Income Taxes Payable	519.66M	629.82M	479.72M	495.44M	553.86M
Other Current Liabilities	1.05B	1.24B	0.66B	1.01B	—
Other Long-Term Liabilities	4.86B	4.79B	3.72B	3.32B	3.82B
Pension & Post-Retirement Benefits	602.42M	595.21M	552.16M	567.43M	541.21M
Debt & Funding
Total Debt	2.83B	5.39B	5.25B	9.57B	8.66B
Current Portion of Long-Term Debt	—	—	—	16.60M	—
Long-Term Debt	0.45B	2.83B	2.83B	2.81B	2.83B
Short-Term Borrowings	1.33B	1.60B	1.50B	5.86B	4.91B
Total Deposits	221.24B	196.63B	174.20B	164.68B	147.23B
Interest Bearing Deposits	124.34B	103.74B	91.57B	89.36B	70.14B
Non-Interest Bearing Deposits	96.90B	92.89B	82.63B	75.33B	77.09B
Equity & Book Value
Shareholders' Equity	49.51B	38.68B	35.81B	32.36B	31.13B
Total Common Equity	49.48B	38.65B	35.78B	32.33B	31.10B
Common Stock	20.00B	20.00B	15.00B	15.00B	15.00B
Retained Earnings	20.62B	18.03B	20.34B	17.28B	15.56B
Treasury Stock	-316.37M	-98.33M	—	—	—
Comprehensive Income & Other	9.18B	0.72B	0.44B	0.06B	0.54B
Minority Interest	30.49M	29.75M	28.42M	23.29M	26.64M
Book Value Per Share	20.86	19.33	17.89	16.17	15.55
Tangible Book Value	49.48B	38.65B	35.78B	32.33B	31.10B
Tangible Book Value Per Share	20.86	19.33	17.89	16.17	15.55
Filing Date Shares Outstanding	2.00B	2.00B	2.00B	2.00B	2.00B
Total Common Shares Outstanding	2.00B	2.00B	2.00B	2.00B	2.00B
Supplemental
Other Real Estate Owned & Foreclosed	0.23B	0.91B	1.03B	1.32B	0.18B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	3.62B	5.06B	3.52B	7.26B	3.55B
Total Assets	281.38B	248.84B	221.42B	212.63B	192.50B
Investment Securities	60.94B	54.40B	48.72B	44.72B	48.02B
Trading Assets	2.07B	2.29B	1.80B	2.96B	0.97B
Gross Loans	198.44B	172.56B	155.56B	147.75B	129.79B
Net Loans	195.30B	169.49B	152.24B	143.83B	126.67B
Allowance for Loan Losses	-3.14B	-3.07B	-3.33B	-3.92B	-3.11B
Liabilities
Total Deposits	221.24B	196.63B	174.20B	164.68B	147.23B
Interest-Bearing Deposits	124.34B	103.74B	91.57B	89.36B	70.14B
Non-Interest-Bearing Deposits	96.90B	92.89B	82.63B	75.33B	77.09B
Total Debt	2.83B	5.39B	5.25B	9.57B	8.66B
Total Liabilities	231.87B	210.16B	185.62B	180.27B	161.37B
Equity & Ownership
Total Equity	49.51B	38.68B	35.81B	32.36B	31.13B
Shares Outstanding	2,000,000,000	2,000,000,000	1,999,999,995	1,999,999,995	1,999,999,995
Cash & Assets
Total Assets	281.38B	248.84B	221.42B	212.63B	192.50B
Cash & Equivalents	3.62B	5.06B	3.52B	7.26B	3.55B
Net Cash (Debt)	2.88B	2.52B	0.43B	3.38B	-1.45B
Net Cash Per Share	1.44	1.26	0.22	1.69	-0.72
Net Cash Growth	+14.4%	+478.8%	-87.1%	—	—
Other Receivables	101.77M	584.88M	276.15M	240.50M	44.55M
Restricted Cash	11.86B	10.58B	9.49B	8.50B	7.50B
Property, Plant & Equipment	3.30B	2.98B	2.50B	2.23B	2.21B
Other Current Assets	1.79B	1.17B	0.82B	0.76B	2.81B
Other Long-Term Assets	2.00B	1.26B	0.95B	0.74B	0.51B
Long-Term Leases	1.05B	0.97B	0.92B	0.87B	0.92B
Loans & Investments
Gross Loans	198.44B	172.56B	155.56B	147.75B	129.79B
Net Loans	195.30B	169.49B	152.24B	143.83B	126.67B
Allowance for Loan Losses	-3.14B	-3.07B	-3.33B	-3.92B	-3.11B
Investment Securities	60.94B	54.40B	48.72B	44.72B	48.02B
Trading Asset Securities	2.07B	2.29B	1.80B	2.96B	0.97B
Total Investments	63.01B	56.69B	50.52B	47.68B	48.99B
Liabilities & Obligations
Total Liabilities	231.87B	210.16B	185.62B	180.27B	161.37B
Total Liabilities & Equity	281.38B	248.84B	221.42B	212.63B	192.50B
Accrued Expenses	767.29M	869.36M	758.13M	622.64M	568.85M
Accrued Interest Receivable	173.79M	122.20M	71.87M	72.94M	45.56M
Current Income Taxes Payable	519.66M	629.82M	479.72M	495.44M	553.86M
Other Current Liabilities	1.05B	1.24B	0.66B	1.01B	—
Other Long-Term Liabilities	4.86B	4.79B	3.72B	3.32B	3.82B
Pension & Post-Retirement Benefits	602.42M	595.21M	552.16M	567.43M	541.21M
Debt & Funding
Total Debt	2.83B	5.39B	5.25B	9.57B	8.66B
Current Portion of Long-Term Debt	—	—	—	16.60M	—
Long-Term Debt	0.45B	2.83B	2.83B	2.81B	2.83B
Short-Term Borrowings	1.33B	1.60B	1.50B	5.86B	4.91B
Total Deposits	221.24B	196.63B	174.20B	164.68B	147.23B
Interest Bearing Deposits	124.34B	103.74B	91.57B	89.36B	70.14B
Non-Interest Bearing Deposits	96.90B	92.89B	82.63B	75.33B	77.09B
Equity & Book Value
Shareholders' Equity	49.51B	38.68B	35.81B	32.36B	31.13B
Total Common Equity	49.48B	38.65B	35.78B	32.33B	31.10B
Common Stock	20.00B	20.00B	15.00B	15.00B	15.00B
Retained Earnings	20.62B	18.03B	20.34B	17.28B	15.56B
Treasury Stock	-316.37M	-98.33M	—	—	—
Comprehensive Income & Other	9.18B	0.72B	0.44B	0.06B	0.54B
Minority Interest	30.49M	29.75M	28.42M	23.29M	26.64M
Book Value Per Share	20.86	19.33	17.89	16.17	15.55
Tangible Book Value	49.48B	38.65B	35.78B	32.33B	31.10B
Tangible Book Value Per Share	20.86	19.33	17.89	16.17	15.55
Filing Date Shares Outstanding	2.00B	2.00B	2.00B	2.00B	2.00B
Total Common Shares Outstanding	2.00B	2.00B	2.00B	2.00B	2.00B
Supplemental
Other Real Estate Owned & Foreclosed	0.23B	0.91B	1.03B	1.32B	0.18B