ALBILAD

Bank Albilad

1140StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	7.44B	8.73B	6.87B	9.02B	3.47B
Total Assets	172.97B	154.96B	143.11B	129.54B	110.85B
Investment Securities	29.99B	23.91B	21.02B	19.71B	16.11B
Trading Assets	1.16B	1.15B	1.09B	0.93B	0.68B
Gross Loans	125.28B	112.28B	105.18B	94.17B	85.74B
Net Loans	122.19B	109.30B	102.08B	91.18B	82.93B
Allowance for Loan Losses	-2.40B	-2.64B	-2.90B	-2.85B	-2.64B
Liabilities
Total Deposits	139.86B	127.27B	117.11B	105.46B	89.89B
Interest-Bearing Deposits	95.34B	83.95B	74.07B	57.91B	47.45B
Non-Interest-Bearing Deposits	44.52B	43.32B	43.03B	47.56B	42.43B
Total Debt	3.60B	3.45B	3.45B	3.59B	3.50B
Total Liabilities	151.62B	138.27B	127.85B	116.14B	98.87B
Equity & Ownership
Total Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Shares Outstanding	1,491,000,000	1,491,000,000	1,490,400,000	1,488,000,000	1,499,999,996
Cash & Assets
Total Assets	172.97B	154.96B	143.11B	129.54B	110.85B
Cash & Equivalents	7.44B	8.73B	6.87B	9.02B	3.47B
Net Cash (Debt)	5.00B	6.42B	4.51B	6.36B	0.65B
Net Cash Per Share	3.35	4.31	3.02	4.26	0.44
Net Cash Growth	-22.1%	+42.4%	-29.1%	+871.0%	-48.0%
Other Receivables	2.86B	3.25B	2.84B	0.74B	0.52B
Restricted Cash	6.35B	6.01B	5.45B	5.01B	4.69B
Property, Plant & Equipment	2.80B	2.37B	2.16B	2.10B	1.93B
Other Current Assets	185.96M	245.61M	189.38M	135.72M	88.10M
Other Long-Term Assets	—	—	1.42B	0.71B	0.43B
Long-Term Leases	419.57M	281.95M	370.56M	519.73M	483.40M
Loans & Investments
Gross Loans	125.28B	112.28B	105.18B	94.17B	85.74B
Net Loans	122.19B	109.30B	102.08B	91.18B	82.93B
Allowance for Loan Losses	-2.40B	-2.64B	-2.90B	-2.85B	-2.64B
Investment Securities	29.99B	23.91B	21.02B	19.71B	16.11B
Trading Asset Securities	1.16B	1.15B	1.09B	0.93B	0.68B
Total Investments	31.16B	25.06B	22.11B	20.64B	16.79B
Other Adjustments to Gross Loans	-687.83M	-335.74M	-206.19M	-144.69M	-163.50M
Liabilities & Obligations
Total Liabilities	151.62B	138.27B	127.85B	116.14B	98.87B
Total Liabilities & Equity	172.97B	154.96B	143.11B	129.54B	110.85B
Accounts Payable	5.48B	4.96B	4.90B	4.96B	2.12B
Accrued Expenses	762.20M	717.79M	739.85M	641.65M	531.08M
Other Long-Term Liabilities	1.91B	1.87B	1.65B	1.49B	2.84B
Debt & Funding
Total Debt	3.60B	3.45B	3.45B	3.59B	3.50B
Long-Term Debt	3.14B	3.15B	3.05B	3.04B	3.02B
Short-Term Borrowings	35.85M	25.79M	26.37M	34.44M	—
Total Deposits	139.86B	127.27B	117.11B	105.46B	89.89B
Interest Bearing Deposits	95.34B	83.95B	74.07B	57.91B	47.45B
Non-Interest Bearing Deposits	44.52B	43.32B	43.03B	47.56B	42.43B
Equity & Book Value
Shareholders' Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Total Common Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Common Stock	15.00B	12.50B	10.00B	10.00B	7.50B
Retained Earnings	4.54B	4.75B	5.55B	3.68B	1.59B
Treasury Stock	-223.00M	-210.87M	-148.49M	-53.01M	-61.95M
Comprehensive Income & Other	2.04B	-0.35B	-0.15B	-0.23B	2.95B
Book Value Per Share	14.32	11.20	10.24	9.00	7.99
Tangible Book Value	21.36B	16.69B	15.26B	13.40B	11.98B
Tangible Book Value Per Share	14.32	11.20	10.24	9.00	7.99
Filing Date Shares Outstanding	1.49B	1.49B	1.49B	1.49B	1.50B
Total Common Shares Outstanding	1.49B	1.49B	1.49B	1.49B	1.50B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	7.44B	8.73B	6.87B	9.02B	3.47B
Total Assets	172.97B	154.96B	143.11B	129.54B	110.85B
Investment Securities	29.99B	23.91B	21.02B	19.71B	16.11B
Trading Assets	1.16B	1.15B	1.09B	0.93B	0.68B
Gross Loans	125.28B	112.28B	105.18B	94.17B	85.74B
Net Loans	122.19B	109.30B	102.08B	91.18B	82.93B
Allowance for Loan Losses	-2.40B	-2.64B	-2.90B	-2.85B	-2.64B
Liabilities
Total Deposits	139.86B	127.27B	117.11B	105.46B	89.89B
Interest-Bearing Deposits	95.34B	83.95B	74.07B	57.91B	47.45B
Non-Interest-Bearing Deposits	44.52B	43.32B	43.03B	47.56B	42.43B
Total Debt	3.60B	3.45B	3.45B	3.59B	3.50B
Total Liabilities	151.62B	138.27B	127.85B	116.14B	98.87B
Equity & Ownership
Total Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Shares Outstanding	1,491,000,000	1,491,000,000	1,490,400,000	1,488,000,000	1,499,999,996
Cash & Assets
Total Assets	172.97B	154.96B	143.11B	129.54B	110.85B
Cash & Equivalents	7.44B	8.73B	6.87B	9.02B	3.47B
Net Cash (Debt)	5.00B	6.42B	4.51B	6.36B	0.65B
Net Cash Per Share	3.35	4.31	3.02	4.26	0.44
Net Cash Growth	-22.1%	+42.4%	-29.1%	+871.0%	-48.0%
Other Receivables	2.86B	3.25B	2.84B	0.74B	0.52B
Restricted Cash	6.35B	6.01B	5.45B	5.01B	4.69B
Property, Plant & Equipment	2.80B	2.37B	2.16B	2.10B	1.93B
Other Current Assets	185.96M	245.61M	189.38M	135.72M	88.10M
Other Long-Term Assets	—	—	1.42B	0.71B	0.43B
Long-Term Leases	419.57M	281.95M	370.56M	519.73M	483.40M
Loans & Investments
Gross Loans	125.28B	112.28B	105.18B	94.17B	85.74B
Net Loans	122.19B	109.30B	102.08B	91.18B	82.93B
Allowance for Loan Losses	-2.40B	-2.64B	-2.90B	-2.85B	-2.64B
Investment Securities	29.99B	23.91B	21.02B	19.71B	16.11B
Trading Asset Securities	1.16B	1.15B	1.09B	0.93B	0.68B
Total Investments	31.16B	25.06B	22.11B	20.64B	16.79B
Other Adjustments to Gross Loans	-687.83M	-335.74M	-206.19M	-144.69M	-163.50M
Liabilities & Obligations
Total Liabilities	151.62B	138.27B	127.85B	116.14B	98.87B
Total Liabilities & Equity	172.97B	154.96B	143.11B	129.54B	110.85B
Accounts Payable	5.48B	4.96B	4.90B	4.96B	2.12B
Accrued Expenses	762.20M	717.79M	739.85M	641.65M	531.08M
Other Long-Term Liabilities	1.91B	1.87B	1.65B	1.49B	2.84B
Debt & Funding
Total Debt	3.60B	3.45B	3.45B	3.59B	3.50B
Long-Term Debt	3.14B	3.15B	3.05B	3.04B	3.02B
Short-Term Borrowings	35.85M	25.79M	26.37M	34.44M	—
Total Deposits	139.86B	127.27B	117.11B	105.46B	89.89B
Interest Bearing Deposits	95.34B	83.95B	74.07B	57.91B	47.45B
Non-Interest Bearing Deposits	44.52B	43.32B	43.03B	47.56B	42.43B
Equity & Book Value
Shareholders' Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Total Common Equity	21.36B	16.69B	15.26B	13.40B	11.98B
Common Stock	15.00B	12.50B	10.00B	10.00B	7.50B
Retained Earnings	4.54B	4.75B	5.55B	3.68B	1.59B
Treasury Stock	-223.00M	-210.87M	-148.49M	-53.01M	-61.95M
Comprehensive Income & Other	2.04B	-0.35B	-0.15B	-0.23B	2.95B
Book Value Per Share	14.32	11.20	10.24	9.00	7.99
Tangible Book Value	21.36B	16.69B	15.26B	13.40B	11.98B
Tangible Book Value Per Share	14.32	11.20	10.24	9.00	7.99
Filing Date Shares Outstanding	1.49B	1.49B	1.49B	1.49B	1.50B
Total Common Shares Outstanding	1.49B	1.49B	1.49B	1.49B	1.50B