ALINMA

Alinma Bank

1150StocksTadawulBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	3.54B	6.41B	5.17B	3.57B	3.21B
Total Assets	311.07B	276.83B	236.72B	200.44B	173.48B
Investment Securities	52.73B	45.48B	40.59B	36.88B	30.91B
Trading Assets	4.34B	3.65B	2.79B	1.65B	2.37B
Gross Loans	254.75B	226.37B	193.41B	162.72B	139.35B
Net Loans	230.33B	202.70B	173.85B	146.62B	126.41B
Allowance for Loan Losses	-3.21B	-3.76B	-4.43B	-3.98B	-4.04B
Liabilities
Total Deposits	233.22B	218.67B	190.15B	157.09B	128.44B
Interest-Bearing Deposits	132.91B	115.29B	108.94B	71.28B	49.74B
Non-Interest-Bearing Deposits	100.31B	103.38B	81.21B	85.81B	78.70B
Total Debt	18.70B	6.59B	5.66B	4.95B	8.24B
Total Liabilities	262.83B	235.39B	202.38B	168.56B	142.77B
Equity & Ownership
Total Equity	48.24B	41.44B	34.33B	31.88B	30.71B
Shares Outstanding	2,984,400,000	2,982,720,000	2,984,760,000	2,986,350,000	2,982,000,000
Cash & Assets
Total Assets	311.07B	276.83B	236.72B	200.44B	173.48B
Cash & Equivalents	3.54B	6.41B	5.17B	3.57B	3.21B
Net Cash (Debt)	-10.82B	3.46B	2.31B	0.28B	-2.66B
Net Cash Per Share	-3.62	1.16	0.77	0.09	-0.89
Net Cash Growth	—	+50.0%	+729.1%	—	—
Other Receivables	1.40B	1.37B	0.83B	0.48B	0.43B
Restricted Cash	12.60B	11.44B	8.99B	7.48B	6.70B
Property, Plant & Equipment	2.98B	2.29B	2.03B	1.94B	1.92B
Other Intangible Assets	1.55B	1.11B	0.86B	0.69B	0.47B
Other Current Assets	372.02M	386.21M	414.46M	128.52M	98.66M
Other Long-Term Assets	0.69B	1.33B	0.71B	0.56B	0.72B
Long-Term Leases	290.16M	233.90M	256.86M	274.83M	278.31M
Current Portion of Leases	148.14M	111.51M	109.23M	101.27M	103.67M
Loans & Investments
Gross Loans	254.75B	226.37B	193.41B	162.72B	139.35B
Net Loans	230.33B	202.70B	173.85B	146.62B	126.41B
Allowance for Loan Losses	-3.21B	-3.76B	-4.43B	-3.98B	-4.04B
Investment Securities	52.73B	45.48B	40.59B	36.88B	30.91B
Trading Asset Securities	4.34B	3.65B	2.79B	1.65B	2.37B
Total Investments	57.07B	49.13B	43.38B	38.53B	33.28B
Other Adjustments to Gross Loans	-21.21B	-19.92B	-15.13B	-12.12B	-8.90B
Liabilities & Obligations
Total Liabilities	262.83B	235.39B	202.38B	168.56B	142.77B
Total Liabilities & Equity	311.07B	276.83B	236.72B	200.44B	173.48B
Accounts Payable	3.13B	1.93B	1.64B	1.91B	1.75B
Accrued Expenses	589.91M	489.51M	373.45M	337.72M	339.30M
Current Income Taxes Payable	734.74M	670.41M	556.32M	413.76M	311.55M
Long-Term Unearned Revenue	1.09B	0.99B	0.75B	0.55B	0.50B
Other Current Liabilities	4.35B	4.25B	1.98B	2.14B	1.70B
Other Long-Term Liabilities	0.43B	1.25B	0.79B	0.71B	1.05B
Pension & Post-Retirement Benefits	573.52M	537.47M	485.25M	464.01M	438.07M
Debt & Funding
Total Debt	18.70B	6.59B	5.66B	4.95B	8.24B
Current Portion of Long-Term Debt	3.82B	—	—	—	—
Long-Term Debt	3.81B	—	—	—	—
Short-Term Borrowings	10.64B	6.25B	5.29B	4.57B	7.86B
Total Deposits	233.22B	218.67B	190.15B	157.09B	128.44B
Interest Bearing Deposits	132.91B	115.29B	108.94B	71.28B	49.74B
Non-Interest Bearing Deposits	100.31B	103.38B	81.21B	85.81B	78.70B
Equity & Book Value
Shareholders' Equity	48.24B	41.44B	34.33B	31.88B	30.71B
Common Stock	25.00B	25.00B	20.00B	20.00B	20.00B
Retained Earnings	10.69B	8.02B	4.50B	7.45B	5.68B
Treasury Stock	-180.96M	-203.96M	-225.61M	-66.02M	-94.16M
Comprehensive Income & Other	12.74B	8.62B	10.06B	4.49B	5.12B
Book Value Per Share	11.98	10.96	9.83	9.00	8.62
Tangible Book Value	46.69B	40.33B	33.48B	31.19B	30.24B
Tangible Book Value Per Share	11.46	10.59	9.54	8.77	8.47
Filing Date Shares Outstanding	2.98B	2.98B	2.98B	2.99B	2.98B
Total Common Shares Outstanding	2.98B	2.98B	2.98B	2.99B	2.98B
Supplemental
Other Real Estate Owned & Foreclosed	539.59M	659.85M	474.67M	435.91M	244.44M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	3.54B	6.41B	5.17B	3.57B	3.21B
Total Assets	311.07B	276.83B	236.72B	200.44B	173.48B
Investment Securities	52.73B	45.48B	40.59B	36.88B	30.91B
Trading Assets	4.34B	3.65B	2.79B	1.65B	2.37B
Gross Loans	254.75B	226.37B	193.41B	162.72B	139.35B
Net Loans	230.33B	202.70B	173.85B	146.62B	126.41B
Allowance for Loan Losses	-3.21B	-3.76B	-4.43B	-3.98B	-4.04B
Liabilities
Total Deposits	233.22B	218.67B	190.15B	157.09B	128.44B
Interest-Bearing Deposits	132.91B	115.29B	108.94B	71.28B	49.74B
Non-Interest-Bearing Deposits	100.31B	103.38B	81.21B	85.81B	78.70B
Total Debt	18.70B	6.59B	5.66B	4.95B	8.24B
Total Liabilities	262.83B	235.39B	202.38B	168.56B	142.77B
Equity & Ownership
Total Equity	48.24B	41.44B	34.33B	31.88B	30.71B
Shares Outstanding	2,984,400,000	2,982,720,000	2,984,760,000	2,986,350,000	2,982,000,000
Cash & Assets
Total Assets	311.07B	276.83B	236.72B	200.44B	173.48B
Cash & Equivalents	3.54B	6.41B	5.17B	3.57B	3.21B
Net Cash (Debt)	-10.82B	3.46B	2.31B	0.28B	-2.66B
Net Cash Per Share	-3.62	1.16	0.77	0.09	-0.89
Net Cash Growth	—	+50.0%	+729.1%	—	—
Other Receivables	1.40B	1.37B	0.83B	0.48B	0.43B
Restricted Cash	12.60B	11.44B	8.99B	7.48B	6.70B
Property, Plant & Equipment	2.98B	2.29B	2.03B	1.94B	1.92B
Other Intangible Assets	1.55B	1.11B	0.86B	0.69B	0.47B
Other Current Assets	372.02M	386.21M	414.46M	128.52M	98.66M
Other Long-Term Assets	0.69B	1.33B	0.71B	0.56B	0.72B
Long-Term Leases	290.16M	233.90M	256.86M	274.83M	278.31M
Current Portion of Leases	148.14M	111.51M	109.23M	101.27M	103.67M
Loans & Investments
Gross Loans	254.75B	226.37B	193.41B	162.72B	139.35B
Net Loans	230.33B	202.70B	173.85B	146.62B	126.41B
Allowance for Loan Losses	-3.21B	-3.76B	-4.43B	-3.98B	-4.04B
Investment Securities	52.73B	45.48B	40.59B	36.88B	30.91B
Trading Asset Securities	4.34B	3.65B	2.79B	1.65B	2.37B
Total Investments	57.07B	49.13B	43.38B	38.53B	33.28B
Other Adjustments to Gross Loans	-21.21B	-19.92B	-15.13B	-12.12B	-8.90B
Liabilities & Obligations
Total Liabilities	262.83B	235.39B	202.38B	168.56B	142.77B
Total Liabilities & Equity	311.07B	276.83B	236.72B	200.44B	173.48B
Accounts Payable	3.13B	1.93B	1.64B	1.91B	1.75B
Accrued Expenses	589.91M	489.51M	373.45M	337.72M	339.30M
Current Income Taxes Payable	734.74M	670.41M	556.32M	413.76M	311.55M
Long-Term Unearned Revenue	1.09B	0.99B	0.75B	0.55B	0.50B
Other Current Liabilities	4.35B	4.25B	1.98B	2.14B	1.70B
Other Long-Term Liabilities	0.43B	1.25B	0.79B	0.71B	1.05B
Pension & Post-Retirement Benefits	573.52M	537.47M	485.25M	464.01M	438.07M
Debt & Funding
Total Debt	18.70B	6.59B	5.66B	4.95B	8.24B
Current Portion of Long-Term Debt	3.82B	—	—	—	—
Long-Term Debt	3.81B	—	—	—	—
Short-Term Borrowings	10.64B	6.25B	5.29B	4.57B	7.86B
Total Deposits	233.22B	218.67B	190.15B	157.09B	128.44B
Interest Bearing Deposits	132.91B	115.29B	108.94B	71.28B	49.74B
Non-Interest Bearing Deposits	100.31B	103.38B	81.21B	85.81B	78.70B
Equity & Book Value
Shareholders' Equity	48.24B	41.44B	34.33B	31.88B	30.71B
Common Stock	25.00B	25.00B	20.00B	20.00B	20.00B
Retained Earnings	10.69B	8.02B	4.50B	7.45B	5.68B
Treasury Stock	-180.96M	-203.96M	-225.61M	-66.02M	-94.16M
Comprehensive Income & Other	12.74B	8.62B	10.06B	4.49B	5.12B
Book Value Per Share	11.98	10.96	9.83	9.00	8.62
Tangible Book Value	46.69B	40.33B	33.48B	31.19B	30.24B
Tangible Book Value Per Share	11.46	10.59	9.54	8.77	8.47
Filing Date Shares Outstanding	2.98B	2.98B	2.98B	2.99B	2.98B
Total Common Shares Outstanding	2.98B	2.98B	2.98B	2.99B	2.98B
Supplemental
Other Real Estate Owned & Foreclosed	539.59M	659.85M	474.67M	435.91M	244.44M