AMLAK

Amlak International for Real Estate Finance Company

1182StocksTadawulReal Estate

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	175.22M	-539.75M	-392.80M	250.32M	40.22M
Free Cash Flow	150.47M	-566.94M	-414.73M	245.59M	34.27M
Capital Expenditures	-24.74M	-27.19M	-21.93M	-4.74M	-5.95M
Investing & Financing
Investing Cash Flow	-23.67M	-26.19M	-11.93M	4.74M	10.32M
Financing Cash Flow	-137.86M	570.56M	394.24M	-225.66M	-66.78M
Dividends Paid	—	—	-72.48M	-77.01M	-72.48M
Operating Activities
Operating Cash Flow	175.22M	-539.75M	-392.80M	250.32M	40.22M
Net Income	65.23M	46.31M	31.81M	96.72M	107.75M
Change in Accounts Payable	12.43M	10.62M	-29.93M	28.34M	-50.60M
Change in Other Net Operating Assets	-10.28M	-645.12M	-418.87M	127.46M	-14.74M
Change in Working Capital	2.15M	-634.50M	-448.80M	155.80M	-65.34M
Other Operating Activities	11.67M	7.05M	-0.09M	-2.19M	-7.17M
Provision for Credit Losses	35.68M	21.01M	10.48M	-13.58M	-1.78M
Depreciation & Amortization	20.56M	12.91M	9.90M	9.35M	8.79M
Cash Interest Paid	199.75M	196.72M	121.50M	66.04M	52.32M
Asset Writedown & Restructuring Costs	39.93M	7.48M	3.89M	15.99M	—
Investing Activities
Investing Cash Flow	-23.67M	-26.19M	-11.93M	4.74M	10.32M
Capital Expenditures	-24.74M	-27.19M	-21.93M	-4.74M	-5.95M
Investment in Securities	—	—	—	9.48M	—
Other Investing Activities	1.07M	1.00M	10.00M	—	—
Sale of Property, Plant & Equipment	—	—	—	—	16.28M
Loss (Gain) on Sale of Investments	—	—	0.03M	-11.96M	0.59M
Financing Activities
Financing Cash Flow	-137.86M	570.56M	394.24M	-225.66M	-66.78M
Common Dividends Paid	—	—	-72.48M	-77.01M	-72.48M
Long-Term Debt Issued	1.34B	1.70B	1.87B	1.27B	1.67B
Long-Term Debt Repaid	-1.47B	-1.12B	-1.04B	-1.55B	-1.73B
Net Debt Issued (Repaid)	-137.34M	570.56M	825.63M	-283.97M	-60.81M
Other Financing Activities	-0.53M	—	-358.91M	135.32M	66.51M
Free Cash Flow & Returns
Free Cash Flow	150.47M	-566.94M	-414.73M	245.59M	34.27M
Free Cash Flow Growth	—	—	—	+616.6%	—
Free Cash Flow Margin	+52.5%	-251.4%	-247.1%	+112.3%	+14.8%
Free Cash Flow Per Share	1.48	-5.56	-4.07	2.41	0.34
Operating Cash Flow Growth	—	—	—	+522.3%	—
Net Cash Flow	13.68M	4.62M	-10.49M	29.41M	-16.23M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	175.22M	-539.75M	-392.80M	250.32M	40.22M
Free Cash Flow	150.47M	-566.94M	-414.73M	245.59M	34.27M
Capital Expenditures	-24.74M	-27.19M	-21.93M	-4.74M	-5.95M
Investing & Financing
Investing Cash Flow	-23.67M	-26.19M	-11.93M	4.74M	10.32M
Financing Cash Flow	-137.86M	570.56M	394.24M	-225.66M	-66.78M
Dividends Paid	—	—	-72.48M	-77.01M	-72.48M
Operating Activities
Operating Cash Flow	175.22M	-539.75M	-392.80M	250.32M	40.22M
Net Income	65.23M	46.31M	31.81M	96.72M	107.75M
Change in Accounts Payable	12.43M	10.62M	-29.93M	28.34M	-50.60M
Change in Other Net Operating Assets	-10.28M	-645.12M	-418.87M	127.46M	-14.74M
Change in Working Capital	2.15M	-634.50M	-448.80M	155.80M	-65.34M
Other Operating Activities	11.67M	7.05M	-0.09M	-2.19M	-7.17M
Provision for Credit Losses	35.68M	21.01M	10.48M	-13.58M	-1.78M
Depreciation & Amortization	20.56M	12.91M	9.90M	9.35M	8.79M
Cash Interest Paid	199.75M	196.72M	121.50M	66.04M	52.32M
Asset Writedown & Restructuring Costs	39.93M	7.48M	3.89M	15.99M	—
Investing Activities
Investing Cash Flow	-23.67M	-26.19M	-11.93M	4.74M	10.32M
Capital Expenditures	-24.74M	-27.19M	-21.93M	-4.74M	-5.95M
Investment in Securities	—	—	—	9.48M	—
Other Investing Activities	1.07M	1.00M	10.00M	—	—
Sale of Property, Plant & Equipment	—	—	—	—	16.28M
Loss (Gain) on Sale of Investments	—	—	0.03M	-11.96M	0.59M
Financing Activities
Financing Cash Flow	-137.86M	570.56M	394.24M	-225.66M	-66.78M
Common Dividends Paid	—	—	-72.48M	-77.01M	-72.48M
Long-Term Debt Issued	1.34B	1.70B	1.87B	1.27B	1.67B
Long-Term Debt Repaid	-1.47B	-1.12B	-1.04B	-1.55B	-1.73B
Net Debt Issued (Repaid)	-137.34M	570.56M	825.63M	-283.97M	-60.81M
Other Financing Activities	-0.53M	—	-358.91M	135.32M	66.51M
Free Cash Flow & Returns
Free Cash Flow	150.47M	-566.94M	-414.73M	245.59M	34.27M
Free Cash Flow Growth	—	—	—	+616.6%	—
Free Cash Flow Margin	+52.5%	-251.4%	-247.1%	+112.3%	+14.8%
Free Cash Flow Per Share	1.48	-5.56	-4.07	2.41	0.34
Operating Cash Flow Growth	—	—	—	+522.3%	—
Net Cash Flow	13.68M	4.62M	-10.49M	29.41M	-16.23M