SHL

SHL Finance Co.

1183StocksTadawulDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	25.75M	85.92M	3.35M	-71.14M	41.52M
Free Cash Flow	23.48M	84.70M	2.93M	-71.38M	41.47M
Capital Expenditures	-2.27M	-1.22M	-0.42M	-0.23M	-0.05M
Investing & Financing
Investing Cash Flow	-2.40M	-1.78M	-0.54M	-0.31M	-0.05M
Financing Cash Flow	-5.83M	-96.51M	16.81M	94.27M	-69.88M
Dividends Paid	—	—	—	—	—
Operating Activities
Operating Cash Flow	25.75M	85.92M	3.35M	-71.14M	41.52M
Net Income	18.81M	16.40M	8.26M	11.93M	14.09M
Change in Accounts Payable	-2.97M	16.78M	-0.31M	0.74M	-4.36M
Change in Other Net Operating Assets	-41.61M	-4.48M	-69.50M	-136.19M	-21.99M
Change in Trading Asset Securities	—	—	—	—	—
Change in Working Capital	-44.58M	12.30M	-69.81M	-135.46M	-26.35M
Other Operating Activities	50.00M	54.85M	53.84M	45.75M	52.35M
Provision for Credit Losses	3.63M	10.49M	1.88M	0.11M	-0.64M
Depreciation & Amortization	1.01M	1.02M	1.03M	1.07M	1.07M
Other Amortization	0.75M	-0.06M	0.44M	0.55M	0.90M
Cash Interest Paid	45.80M	55.73M	46.32M	49.18M	49.99M
Asset Writedown & Restructuring Costs	0.08M	0.93M	1.24M	0.72M	0.74M
Investing Activities
Investing Cash Flow	-2.40M	-1.78M	-0.54M	-0.31M	-0.05M
Capital Expenditures	-2.27M	-1.22M	-0.42M	-0.23M	-0.05M
Sale (Purchase) of Intangibles	-0.14M	-0.56M	-0.12M	-0.08M	-0.05M
Sale of Property, Plant & Equipment	—	—	—	—	47.00K
Loss (Gain) on Sale of Investments	-3.94M	-10.02M	6.47M	4.19M	-0.64M
Financing Activities
Financing Cash Flow	-5.83M	-96.51M	16.81M	94.27M	-69.88M
Common Dividends Paid	—	—	—	—	—
Long-Term Debt Issued	110.00M	—	—	—	35.00M
Total Debt Issued	110.00M	140.00M	120.00M	260.00M	35.00M
Long-Term Debt Repaid	-70.03M	—	—	—	-54.89M
Total Debt Repaid	-70.03M	-180.78M	-56.87M	-116.55M	-54.89M
Net Debt Issued (Repaid)	39.97M	-40.78M	63.13M	143.45M	-19.89M
Other Financing Activities	-45.80M	-55.73M	-46.32M	-49.18M	-49.99M
Free Cash Flow & Returns
Free Cash Flow	23.48M	84.70M	2.93M	-71.38M	41.47M
Free Cash Flow Growth	-43.4%	+345.4%	-94.5%	—	+267.7%
Free Cash Flow Margin	+36.6%	+148.3%	+6.6%	-154.9%	+87.5%
Free Cash Flow Per Share	0.24	0.85	0.03	-0.71	0.42
Operating Cash Flow Growth	-38.0%	+351.1%	-93.7%	—	+261.3%
Net Cash Flow	17.52M	-12.37M	19.62M	22.82M	-28.41M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (SAR)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	25.75M	85.92M	3.35M	-71.14M	41.52M
Free Cash Flow	23.48M	84.70M	2.93M	-71.38M	41.47M
Capital Expenditures	-2.27M	-1.22M	-0.42M	-0.23M	-0.05M
Investing & Financing
Investing Cash Flow	-2.40M	-1.78M	-0.54M	-0.31M	-0.05M
Financing Cash Flow	-5.83M	-96.51M	16.81M	94.27M	-69.88M
Dividends Paid	—	—	—	—	—
Operating Activities
Operating Cash Flow	25.75M	85.92M	3.35M	-71.14M	41.52M
Net Income	18.81M	16.40M	8.26M	11.93M	14.09M
Change in Accounts Payable	-2.97M	16.78M	-0.31M	0.74M	-4.36M
Change in Other Net Operating Assets	-41.61M	-4.48M	-69.50M	-136.19M	-21.99M
Change in Trading Asset Securities	—	—	—	—	—
Change in Working Capital	-44.58M	12.30M	-69.81M	-135.46M	-26.35M
Other Operating Activities	50.00M	54.85M	53.84M	45.75M	52.35M
Provision for Credit Losses	3.63M	10.49M	1.88M	0.11M	-0.64M
Depreciation & Amortization	1.01M	1.02M	1.03M	1.07M	1.07M
Other Amortization	0.75M	-0.06M	0.44M	0.55M	0.90M
Cash Interest Paid	45.80M	55.73M	46.32M	49.18M	49.99M
Asset Writedown & Restructuring Costs	0.08M	0.93M	1.24M	0.72M	0.74M
Investing Activities
Investing Cash Flow	-2.40M	-1.78M	-0.54M	-0.31M	-0.05M
Capital Expenditures	-2.27M	-1.22M	-0.42M	-0.23M	-0.05M
Sale (Purchase) of Intangibles	-0.14M	-0.56M	-0.12M	-0.08M	-0.05M
Sale of Property, Plant & Equipment	—	—	—	—	47.00K
Loss (Gain) on Sale of Investments	-3.94M	-10.02M	6.47M	4.19M	-0.64M
Financing Activities
Financing Cash Flow	-5.83M	-96.51M	16.81M	94.27M	-69.88M
Common Dividends Paid	—	—	—	—	—
Long-Term Debt Issued	110.00M	—	—	—	35.00M
Total Debt Issued	110.00M	140.00M	120.00M	260.00M	35.00M
Long-Term Debt Repaid	-70.03M	—	—	—	-54.89M
Total Debt Repaid	-70.03M	-180.78M	-56.87M	-116.55M	-54.89M
Net Debt Issued (Repaid)	39.97M	-40.78M	63.13M	143.45M	-19.89M
Other Financing Activities	-45.80M	-55.73M	-46.32M	-49.18M	-49.99M
Free Cash Flow & Returns
Free Cash Flow	23.48M	84.70M	2.93M	-71.38M	41.47M
Free Cash Flow Growth	-43.4%	+345.4%	-94.5%	—	+267.7%
Free Cash Flow Margin	+36.6%	+148.3%	+6.6%	-154.9%	+87.5%
Free Cash Flow Per Share	0.24	0.85	0.03	-0.71	0.42
Operating Cash Flow Growth	-38.0%	+351.1%	-93.7%	—	+261.3%
Net Cash Flow	17.52M	-12.37M	19.62M	22.82M	-28.41M