NAYIFAT

Nayifat Finance Company

4081StocksTadawulDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	261.71M	86.48M	61.30M	44.65M	59.12M
Receivables	10.18M	4.47M	5.75M	3.40M	2.04M
PP&E	28.92M	29.80M	31.75M	35.05M	38.15M
Intangible Assets	8.34M	8.32M	11.70M	18.63M	26.98M
Total Assets	2.16B	2.06B	2.08B	1.94B	1.87B
Liabilities
Long-Term Debt	547.77M	271.54M	381.83M	327.57M	367.02M
Short-Term Debt	—	—	—	—	—
Total Debt	836.56M	475.90M	624.82M	565.75M	593.33M
Total Liabilities	923.37M	616.77M	699.66M	649.88M	675.30M
Equity & Ownership
Retained Earnings	82.89M	247.99M	176.91M	288.70M	192.24M
Total Equity	1.24B	1.45B	1.38B	1.29B	1.19B
Net Debt	574.85M	389.42M	563.52M	521.10M	534.20M
Shares Outstanding	116,600,000	120,000,000	120,000,000	120,000,000	120,000,000
Cash & Assets
Total Assets	2.16B	2.06B	2.08B	1.94B	1.87B
Cash & Equivalents	261.71M	86.48M	61.30M	44.65M	59.12M
Net Cash (Debt)	-574.85M	-389.42M	-563.52M	-521.10M	-534.20M
Net Cash Per Share	-4.84	-3.25	-4.70	-4.34	-4.45
Other Receivables	10.18M	4.47M	5.75M	3.40M	2.04M
Property, Plant & Equipment	28.92M	29.80M	31.75M	35.05M	38.15M
Other Intangible Assets	8.34M	8.32M	11.70M	18.63M	26.98M
Other Current Assets	71.33M	69.91M	92.68M	87.45M	165.91M
Other Long-Term Assets	—	—	—	—	—
Long-Term Leases	—	—	—	0.14M	0.59M
Current Portion of Leases	0.30M	0.20M	0.14M	0.44M	0.42M
Loans & Investments
Long-Term Investments	728.00K	728.00K	893.00K	893.00K	893.00K
Liabilities & Obligations
Total Liabilities	923.37M	616.77M	699.66M	649.88M	675.30M
Total Liabilities & Equity	2.16B	2.06B	2.08B	1.94B	1.87B
Accounts Payable Fin	5.48M	3.84M	10.79M	9.41M	5.98M
Accrued Expenses	38.80M	32.26M	19.31M	19.24M	20.56M
Current Income Taxes Payable	7.11M	18.49M	18.02M	25.19M	37.51M
Other Current Liabilities	21.14M	72.25M	13.07M	14.40M	5.30M
Other Liab Lt Fin	—	—	—	3.99M	1.19M
Pension & Post-Retirement Benefits	14.28M	14.03M	13.64M	11.90M	11.44M
Debt & Funding
Long-Term Debt	547.77M	271.54M	381.83M	327.57M	367.02M
Short-Term Debt	—	—	—	—	—
Total Debt	836.56M	475.90M	624.82M	565.75M	593.33M
Current Portion of Long-Term Debt	288.49M	204.17M	242.84M	237.59M	225.30M
Equity & Book Value
Shareholders' Equity	1.24B	1.45B	1.38B	1.29B	1.19B
Common Stock	1.20B	1.20B	1.20B	1.00B	1.00B
Retained Earnings	82.89M	247.99M	176.91M	288.70M	192.24M
Book Value Per Share	10.63	12.07	11.47	10.74	9.94
Tangible Book Value	1.23B	1.44B	1.37B	1.27B	1.17B
Tangible Book Value Per Share	10.56	12.00	11.38	10.58	9.71
Filing Date Shares Outstanding	116.60M	120.00M	120.00M	120.00M	120.00M
Total Common Shares Outstanding	116.60M	120.00M	120.00M	120.00M	120.00M
Working Capital	1.76B	1.69B	1.73B	1.58B	1.51B
Supplemental
Loans Lease Receivables	1.78B	1.87B	1.87B	1.75B	1.57B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	261.71M	86.48M	61.30M	44.65M	59.12M
Receivables	10.18M	4.47M	5.75M	3.40M	2.04M
PP&E	28.92M	29.80M	31.75M	35.05M	38.15M
Intangible Assets	8.34M	8.32M	11.70M	18.63M	26.98M
Total Assets	2.16B	2.06B	2.08B	1.94B	1.87B
Liabilities
Long-Term Debt	547.77M	271.54M	381.83M	327.57M	367.02M
Short-Term Debt	—	—	—	—	—
Total Debt	836.56M	475.90M	624.82M	565.75M	593.33M
Total Liabilities	923.37M	616.77M	699.66M	649.88M	675.30M
Equity & Ownership
Retained Earnings	82.89M	247.99M	176.91M	288.70M	192.24M
Total Equity	1.24B	1.45B	1.38B	1.29B	1.19B
Net Debt	574.85M	389.42M	563.52M	521.10M	534.20M
Shares Outstanding	116,600,000	120,000,000	120,000,000	120,000,000	120,000,000
Cash & Assets
Total Assets	2.16B	2.06B	2.08B	1.94B	1.87B
Cash & Equivalents	261.71M	86.48M	61.30M	44.65M	59.12M
Net Cash (Debt)	-574.85M	-389.42M	-563.52M	-521.10M	-534.20M
Net Cash Per Share	-4.84	-3.25	-4.70	-4.34	-4.45
Other Receivables	10.18M	4.47M	5.75M	3.40M	2.04M
Property, Plant & Equipment	28.92M	29.80M	31.75M	35.05M	38.15M
Other Intangible Assets	8.34M	8.32M	11.70M	18.63M	26.98M
Other Current Assets	71.33M	69.91M	92.68M	87.45M	165.91M
Other Long-Term Assets	—	—	—	—	—
Long-Term Leases	—	—	—	0.14M	0.59M
Current Portion of Leases	0.30M	0.20M	0.14M	0.44M	0.42M
Loans & Investments
Long-Term Investments	728.00K	728.00K	893.00K	893.00K	893.00K
Liabilities & Obligations
Total Liabilities	923.37M	616.77M	699.66M	649.88M	675.30M
Total Liabilities & Equity	2.16B	2.06B	2.08B	1.94B	1.87B
Accounts Payable Fin	5.48M	3.84M	10.79M	9.41M	5.98M
Accrued Expenses	38.80M	32.26M	19.31M	19.24M	20.56M
Current Income Taxes Payable	7.11M	18.49M	18.02M	25.19M	37.51M
Other Current Liabilities	21.14M	72.25M	13.07M	14.40M	5.30M
Other Liab Lt Fin	—	—	—	3.99M	1.19M
Pension & Post-Retirement Benefits	14.28M	14.03M	13.64M	11.90M	11.44M
Debt & Funding
Long-Term Debt	547.77M	271.54M	381.83M	327.57M	367.02M
Short-Term Debt	—	—	—	—	—
Total Debt	836.56M	475.90M	624.82M	565.75M	593.33M
Current Portion of Long-Term Debt	288.49M	204.17M	242.84M	237.59M	225.30M
Equity & Book Value
Shareholders' Equity	1.24B	1.45B	1.38B	1.29B	1.19B
Common Stock	1.20B	1.20B	1.20B	1.00B	1.00B
Retained Earnings	82.89M	247.99M	176.91M	288.70M	192.24M
Book Value Per Share	10.63	12.07	11.47	10.74	9.94
Tangible Book Value	1.23B	1.44B	1.37B	1.27B	1.17B
Tangible Book Value Per Share	10.56	12.00	11.38	10.58	9.71
Filing Date Shares Outstanding	116.60M	120.00M	120.00M	120.00M	120.00M
Total Common Shares Outstanding	116.60M	120.00M	120.00M	120.00M	120.00M
Working Capital	1.76B	1.69B	1.73B	1.58B	1.51B
Supplemental
Loans Lease Receivables	1.78B	1.87B	1.87B	1.75B	1.57B