TAWUNIYA

Company for Cooperative Insurance

8010StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	1.70B	2.07B	1.65B	1.63B	1.19B
Total Assets	21.76B	21.00B	18.42B	15.26B	14.72B
Investment Securities	—	—	—	—	1.16B
Reinsurance Recoverable	2.88B	3.01B	3.53B	2.75B	2.86B
Liabilities
Total Liabilities	16.41B	16.52B	14.79B	12.13B	11.68B
Insurance Liabilities	13.42B	14.39B	13.44B	11.10B	0.74B
Unearned Premiums	0.28B	0.06B	0.02B	—	5.07B
Unpaid Claims	—	—	—	—	4.17B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	127.95M
Total Equity	5.36B	4.48B	3.62B	3.13B	3.04B
Shares Outstanding	149,541,986	149,741,848	150,000,000	150,000,000	150,000,000
Cash & Assets
Total Assets	21.76B	21.00B	18.42B	15.26B	14.72B
Cash & Equivalents	1.70B	2.07B	1.65B	1.63B	1.19B
Net Cash (Debt)	1.01B	1.95B	1.59B	1.59B	1.14B
Net Cash Per Share	6.71	13.02	10.63	10.58	7.61
Net Cash Growth	-48.5%	+22.4%	+0.5%	+39.1%	+2,505.5%
Other Receivables Insurance	3.32B	3.48B	3.69B	3.06B	3.18B
Restricted Cash	152.35M	155.98M	585.98M	157.98M	125.00M
Construction In Progress	9.29M	112.50M	46.94M	32.42M	—
Land	41.42M	41.42M	41.42M	41.42M	41.42M
Buildings	206.86M	182.51M	181.93M	148.90M	148.90M
Machinery	508.09M	361.54M	270.79M	259.44M	249.17M
Property, Plant & Equipment	543.68M	507.96M	310.86M	255.57M	236.97M
Other Intangibles Insurance	444.04M	188.52M	10.03M	13.44M	16.63M
Deferred Policy Acquisition Cost	—	—	—	—	127.95M
Other Current Assets Insurance	79.73M	13.16M	—	—	676.46M
Other Long Term Assets Insurance	—	—	—	180.27M	—
Long-Term Leases	—	—	—	—	38.88M
Current Portion of Leases	137.78M	118.81M	50.96M	38.64M	8.27M
Loans & Investments
Investment Debt Securities	—	—	—	—	1.16B
Investment Equity Preferred	205.44M	116.50M	154.28M	216.67M	426.32M
Other Investments	7.93B	11.45B	7.37B	5.98B	4.66B
Reinsurance Recoverable	2.88B	3.01B	3.53B	2.75B	2.86B
Total Investments	12.64B	11.57B	8.64B	7.21B	6.30B
Liabilities & Obligations
Total Liabilities & Equity	21.76B	21.00B	18.42B	15.26B	14.72B
Accrued Expenses	328.44M	304.36M	210.48M	149.98M	219.76M
Current Income Taxes Payable	1.37B	1.36B	0.86B	0.62B	0.69B
Other Current Liabilities Insurance	16.70M	11.24M	12.60M	14.02M	54.48M
Other Long Term Liabilities Insurance	117.54M	115.80M	82.35M	81.29M	39.53M
Reinsurance Payable	—	—	—	—	503.41M
Unearned Premiums	0.28B	0.06B	0.02B	—	5.07B
Unpaid Claims	—	—	—	—	4.17B
Insurance Annuity Liabilities	13.42B	14.39B	13.44B	11.10B	0.74B
Debt & Funding
Short-Term Debt	554.71M	—	—	—	—
Total Debt	692.49M	118.81M	50.96M	38.64M	47.15M
Equity & Book Value
Shareholders' Equity	5.36B	4.48B	3.62B	3.13B	3.04B
Common Stock	1.50B	1.50B	1.50B	1.25B	1.25B
Retained Earnings	3.80B	2.95B	2.11B	1.87B	1.66B
Treasury Stock	-4.58M	-2.58M	—	—	—
Comprehensive Income & Other	61.68M	31.77M	7.29M	9.46M	132.42M
Book Value Per Share	35.83	29.91	24.15	20.88	20.26
Tangible Book Value	4.91B	4.29B	3.61B	3.12B	3.02B
Tangible Book Value Per Share	32.86	28.65	24.08	20.79	20.15
Filing Date Shares Outstanding	149.54M	149.74M	150.00M	150.00M	150.00M
Total Common Shares Outstanding	149.54M	149.74M	150.00M	150.00M	150.00M
Supplemental
Total Liabilities Insurance	16.41B	16.52B	14.79B	12.13B	11.68B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	1.70B	2.07B	1.65B	1.63B	1.19B
Total Assets	21.76B	21.00B	18.42B	15.26B	14.72B
Investment Securities	—	—	—	—	1.16B
Reinsurance Recoverable	2.88B	3.01B	3.53B	2.75B	2.86B
Liabilities
Total Liabilities	16.41B	16.52B	14.79B	12.13B	11.68B
Insurance Liabilities	13.42B	14.39B	13.44B	11.10B	0.74B
Unearned Premiums	0.28B	0.06B	0.02B	—	5.07B
Unpaid Claims	—	—	—	—	4.17B
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	127.95M
Total Equity	5.36B	4.48B	3.62B	3.13B	3.04B
Shares Outstanding	149,541,986	149,741,848	150,000,000	150,000,000	150,000,000
Cash & Assets
Total Assets	21.76B	21.00B	18.42B	15.26B	14.72B
Cash & Equivalents	1.70B	2.07B	1.65B	1.63B	1.19B
Net Cash (Debt)	1.01B	1.95B	1.59B	1.59B	1.14B
Net Cash Per Share	6.71	13.02	10.63	10.58	7.61
Net Cash Growth	-48.5%	+22.4%	+0.5%	+39.1%	+2,505.5%
Other Receivables Insurance	3.32B	3.48B	3.69B	3.06B	3.18B
Restricted Cash	152.35M	155.98M	585.98M	157.98M	125.00M
Construction In Progress	9.29M	112.50M	46.94M	32.42M	—
Land	41.42M	41.42M	41.42M	41.42M	41.42M
Buildings	206.86M	182.51M	181.93M	148.90M	148.90M
Machinery	508.09M	361.54M	270.79M	259.44M	249.17M
Property, Plant & Equipment	543.68M	507.96M	310.86M	255.57M	236.97M
Other Intangibles Insurance	444.04M	188.52M	10.03M	13.44M	16.63M
Deferred Policy Acquisition Cost	—	—	—	—	127.95M
Other Current Assets Insurance	79.73M	13.16M	—	—	676.46M
Other Long Term Assets Insurance	—	—	—	180.27M	—
Long-Term Leases	—	—	—	—	38.88M
Current Portion of Leases	137.78M	118.81M	50.96M	38.64M	8.27M
Loans & Investments
Investment Debt Securities	—	—	—	—	1.16B
Investment Equity Preferred	205.44M	116.50M	154.28M	216.67M	426.32M
Other Investments	7.93B	11.45B	7.37B	5.98B	4.66B
Reinsurance Recoverable	2.88B	3.01B	3.53B	2.75B	2.86B
Total Investments	12.64B	11.57B	8.64B	7.21B	6.30B
Liabilities & Obligations
Total Liabilities & Equity	21.76B	21.00B	18.42B	15.26B	14.72B
Accrued Expenses	328.44M	304.36M	210.48M	149.98M	219.76M
Current Income Taxes Payable	1.37B	1.36B	0.86B	0.62B	0.69B
Other Current Liabilities Insurance	16.70M	11.24M	12.60M	14.02M	54.48M
Other Long Term Liabilities Insurance	117.54M	115.80M	82.35M	81.29M	39.53M
Reinsurance Payable	—	—	—	—	503.41M
Unearned Premiums	0.28B	0.06B	0.02B	—	5.07B
Unpaid Claims	—	—	—	—	4.17B
Insurance Annuity Liabilities	13.42B	14.39B	13.44B	11.10B	0.74B
Debt & Funding
Short-Term Debt	554.71M	—	—	—	—
Total Debt	692.49M	118.81M	50.96M	38.64M	47.15M
Equity & Book Value
Shareholders' Equity	5.36B	4.48B	3.62B	3.13B	3.04B
Common Stock	1.50B	1.50B	1.50B	1.25B	1.25B
Retained Earnings	3.80B	2.95B	2.11B	1.87B	1.66B
Treasury Stock	-4.58M	-2.58M	—	—	—
Comprehensive Income & Other	61.68M	31.77M	7.29M	9.46M	132.42M
Book Value Per Share	35.83	29.91	24.15	20.88	20.26
Tangible Book Value	4.91B	4.29B	3.61B	3.12B	3.02B
Tangible Book Value Per Share	32.86	28.65	24.08	20.79	20.15
Filing Date Shares Outstanding	149.54M	149.74M	150.00M	150.00M	150.00M
Total Common Shares Outstanding	149.54M	149.74M	150.00M	150.00M	150.00M
Supplemental
Total Liabilities Insurance	16.41B	16.52B	14.79B	12.13B	11.68B