MUTAKAMELA

Mutakamela Insurance Company

8040StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.54B	0.66B	0.91B	1.04B	0.79B
Market Cap Growth	-39.0%	-27.5%	-12.3%	+32.1%	-49.3%
Enterprise Value	0.52B	0.61B	0.79B	0.82B	0.59B
Last Close Price	9.05	11.10	15.32	17.30	13.10
Valuation Multiples
Forward PE (Next 12M Est.)	—	23.14	23.14	23.14	23.14
PE Ratio	—	89.16	60.03	28.06	91.65
PS Ratio	0.99	1.22	1.42	1.68	1.73
PB Ratio	0.75	0.91	1.30	1.30	1.05
P/TBV Ratio	0.75	0.91	1.30	1.30	1.05
P/FCF Ratio	—	—	—	7.47	7.75
P/OCF Ratio	—	—	—	7.30	7.52
EV/Sales Ratio	0.95	1.14	1.23	1.32	1.30
EV/EBITDA Ratio	66.90	27.56	25.03	14.13	25.58
EV/EBIT Ratio	—	33.62	29.16	15.18	30.72
EV/FCF Ratio	—	—	—	5.89	5.79
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.00	0.00	0.01
Debt / EBITDA Ratio	1.68	0.57	0.09	0.05	0.23
Debt / FCF Ratio	—	—	—	0.02	0.06
Net Debt / Equity Ratio	-0.03	-0.07	-0.11	-0.15	-0.25
Net Debt / EBITDA Ratio	-4.01	-2.21	-2.39	-2.13	-8.21
Net Debt / FCF Ratio	0.24	0.87	1.06	-0.89	-1.86
Efficiency & Liquidity
Asset Turnover	0.28	0.28	0.31	0.30	0.20
Quick Ratio	0.13	0.20	0.20	0.29	0.32
Current Ratio	0.52	0.52	0.54	0.64	0.71
Returns & Yields
Return on Equity (ROE)	-1.2%	+1.0%	+2.0%	+4.8%	+1.2%
Return on Assets (ROA)	0.0%	+0.6%	+0.8%	+1.6%	+0.5%
Return on Invested Capital (ROIC)	-8.7%	+1.1%	+2.1%	+5.2%	+1.3%
Earnings Yield	-1.7%	+1.1%	+1.7%	+3.6%	+1.1%
FCF Yield	-15.0%	-8.6%	-7.8%	+13.4%	+12.9%
Buyback Yield / Dilution	+1.0%	+1.0%	+0.5%	+0.4%	—

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	0.54B	0.66B	0.91B	1.04B	0.79B
Market Cap Growth	-39.0%	-27.5%	-12.3%	+32.1%	-49.3%
Enterprise Value	0.52B	0.61B	0.79B	0.82B	0.59B
Last Close Price	9.05	11.10	15.32	17.30	13.10
Valuation Multiples
Forward PE (Next 12M Est.)	—	23.14	23.14	23.14	23.14
PE Ratio	—	89.16	60.03	28.06	91.65
PS Ratio	0.99	1.22	1.42	1.68	1.73
PB Ratio	0.75	0.91	1.30	1.30	1.05
P/TBV Ratio	0.75	0.91	1.30	1.30	1.05
P/FCF Ratio	—	—	—	7.47	7.75
P/OCF Ratio	—	—	—	7.30	7.52
EV/Sales Ratio	0.95	1.14	1.23	1.32	1.30
EV/EBITDA Ratio	66.90	27.56	25.03	14.13	25.58
EV/EBIT Ratio	—	33.62	29.16	15.18	30.72
EV/FCF Ratio	—	—	—	5.89	5.79
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.00	0.00	0.01
Debt / EBITDA Ratio	1.68	0.57	0.09	0.05	0.23
Debt / FCF Ratio	—	—	—	0.02	0.06
Net Debt / Equity Ratio	-0.03	-0.07	-0.11	-0.15	-0.25
Net Debt / EBITDA Ratio	-4.01	-2.21	-2.39	-2.13	-8.21
Net Debt / FCF Ratio	0.24	0.87	1.06	-0.89	-1.86
Efficiency & Liquidity
Asset Turnover	0.28	0.28	0.31	0.30	0.20
Quick Ratio	0.13	0.20	0.20	0.29	0.32
Current Ratio	0.52	0.52	0.54	0.64	0.71
Returns & Yields
Return on Equity (ROE)	-1.2%	+1.0%	+2.0%	+4.8%	+1.2%
Return on Assets (ROA)	0.0%	+0.6%	+0.8%	+1.6%	+0.5%
Return on Invested Capital (ROIC)	-8.7%	+1.1%	+2.1%	+5.2%	+1.3%
Earnings Yield	-1.7%	+1.1%	+1.7%	+3.6%	+1.1%
FCF Yield	-15.0%	-8.6%	-7.8%	+13.4%	+12.9%
Buyback Yield / Dilution	+1.0%	+1.0%	+0.5%	+0.4%	—