SAICO

Saudi Arabian Cooperative Insurance Co.

8100StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	180.01M	98.37M	174.30M	43.07M	52.03M
Total Assets	2.22B	1.96B	2.13B	1.15B	1.36B
Investment Securities	185.69M	165.12M	77.72M	77.43M	75.94M
Reinsurance Recoverable	1.12B	0.97B	1.02B	0.48B	0.49B
Liabilities
Total Liabilities	1.81B	1.58B	1.81B	0.92B	1.06B
Insurance Liabilities	1.63B	1.90B	1.71B	0.82B	—
Unearned Premiums	—	—	—	—	259.39M
Unpaid Claims	—	—	—	—	616.16M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	23.09M
Total Equity	415.22M	381.83M	313.60M	235.44M	292.74M
Shares Outstanding	30,000,000	30,000,000	30,000,000	30,000,000	30,000,000
Cash & Assets
Total Assets	2.22B	1.96B	2.13B	1.15B	1.36B
Cash & Equivalents	180.01M	98.37M	174.30M	43.07M	52.03M
Net Cash (Debt)	180.01M	98.37M	174.30M	43.07M	52.03M
Net Cash Per Share	6.00	3.28	5.81	1.44	1.73
Net Cash Growth	+83.0%	-43.6%	+304.7%	-17.2%	+4.1%
Other Receivables Insurance	246.83M	147.11M	470.29M	59.05M	300.48M
Restricted Cash	30.00M	45.00M	45.00M	45.00M	30.00M
Construction In Progress	—	57.22M	50.94M	25.58M	5.57M
Machinery	—	28.37M	25.30M	22.79M	19.73M
Leasehold Improvements	—	7.66M	7.66M	7.66M	7.60M
Property, Plant & Equipment	65.99M	61.76M	55.48M	29.06M	7.06M
Other Intangibles Insurance	15.29M	11.49M	13.16M	11.89M	11.59M
Deferred Policy Acquisition Cost	—	—	—	—	23.09M
Other Current Assets Insurance	24.56M	15.50M	4.27M	2.75M	8.22M
Other Long Term Assets Insurance	—	1.20M	—	0.01M	5.60M
Loans & Investments
Investment Debt Securities	185.69M	165.12M	77.72M	77.43M	75.94M
Investment Equity Preferred	—	—	—	—	1.92M
Other Investments	322.75M	444.75M	265.44M	401.66M	254.97M
Reinsurance Recoverable	1.12B	0.97B	1.02B	0.48B	0.49B
Total Investments	544.70M	610.63M	343.65M	480.35M	425.08M
Liabilities & Obligations
Total Liabilities & Equity	2.22B	1.96B	2.13B	1.15B	1.36B
Accounts Payable Insurance	—	—	—	0.72M	1.03M
Accrued Expenses	17.77M	8.27M	8.19M	8.19M	48.02M
Current Income Taxes Payable	6.21M	5.44M	8.18M	8.48M	8.42M
Other Current Liabilities Insurance	0.24M	—	—	—	49.58M
Other Long Term Liabilities Insurance	—	-498.61M	2.51M	3.55M	2.89M
Reinsurance Payable	150.05M	164.02M	88.37M	72.40M	53.29M
Unearned Premiums	—	—	—	—	259.39M
Unpaid Claims	—	—	—	—	616.16M
Insurance Annuity Liabilities	1.63B	1.90B	1.71B	0.82B	—
Equity & Book Value
Shareholders' Equity	415.22M	381.83M	313.60M	235.44M	292.74M
Common Stock	300.00M	300.00M	300.00M	300.00M	300.00M
Retained Earnings	38.94M	16.77M	-32.55M	-103.65M	-6.18M
Comprehensive Income & Other	76.27M	65.07M	46.15M	39.09M	-1.08M
Book Value Per Share	13.84	12.73	10.45	7.85	9.76
Tangible Book Value	399.93M	370.34M	300.44M	223.55M	281.14M
Tangible Book Value Per Share	13.33	12.34	10.01	7.45	9.37
Filing Date Shares Outstanding	30.00M	30.00M	30.00M	30.00M	30.00M
Total Common Shares Outstanding	30.00M	30.00M	30.00M	30.00M	30.00M
Supplemental
Total Liabilities Insurance	1.81B	1.58B	1.81B	0.92B	1.06B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	180.01M	98.37M	174.30M	43.07M	52.03M
Total Assets	2.22B	1.96B	2.13B	1.15B	1.36B
Investment Securities	185.69M	165.12M	77.72M	77.43M	75.94M
Reinsurance Recoverable	1.12B	0.97B	1.02B	0.48B	0.49B
Liabilities
Total Liabilities	1.81B	1.58B	1.81B	0.92B	1.06B
Insurance Liabilities	1.63B	1.90B	1.71B	0.82B	—
Unearned Premiums	—	—	—	—	259.39M
Unpaid Claims	—	—	—	—	616.16M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	23.09M
Total Equity	415.22M	381.83M	313.60M	235.44M	292.74M
Shares Outstanding	30,000,000	30,000,000	30,000,000	30,000,000	30,000,000
Cash & Assets
Total Assets	2.22B	1.96B	2.13B	1.15B	1.36B
Cash & Equivalents	180.01M	98.37M	174.30M	43.07M	52.03M
Net Cash (Debt)	180.01M	98.37M	174.30M	43.07M	52.03M
Net Cash Per Share	6.00	3.28	5.81	1.44	1.73
Net Cash Growth	+83.0%	-43.6%	+304.7%	-17.2%	+4.1%
Other Receivables Insurance	246.83M	147.11M	470.29M	59.05M	300.48M
Restricted Cash	30.00M	45.00M	45.00M	45.00M	30.00M
Construction In Progress	—	57.22M	50.94M	25.58M	5.57M
Machinery	—	28.37M	25.30M	22.79M	19.73M
Leasehold Improvements	—	7.66M	7.66M	7.66M	7.60M
Property, Plant & Equipment	65.99M	61.76M	55.48M	29.06M	7.06M
Other Intangibles Insurance	15.29M	11.49M	13.16M	11.89M	11.59M
Deferred Policy Acquisition Cost	—	—	—	—	23.09M
Other Current Assets Insurance	24.56M	15.50M	4.27M	2.75M	8.22M
Other Long Term Assets Insurance	—	1.20M	—	0.01M	5.60M
Loans & Investments
Investment Debt Securities	185.69M	165.12M	77.72M	77.43M	75.94M
Investment Equity Preferred	—	—	—	—	1.92M
Other Investments	322.75M	444.75M	265.44M	401.66M	254.97M
Reinsurance Recoverable	1.12B	0.97B	1.02B	0.48B	0.49B
Total Investments	544.70M	610.63M	343.65M	480.35M	425.08M
Liabilities & Obligations
Total Liabilities & Equity	2.22B	1.96B	2.13B	1.15B	1.36B
Accounts Payable Insurance	—	—	—	0.72M	1.03M
Accrued Expenses	17.77M	8.27M	8.19M	8.19M	48.02M
Current Income Taxes Payable	6.21M	5.44M	8.18M	8.48M	8.42M
Other Current Liabilities Insurance	0.24M	—	—	—	49.58M
Other Long Term Liabilities Insurance	—	-498.61M	2.51M	3.55M	2.89M
Reinsurance Payable	150.05M	164.02M	88.37M	72.40M	53.29M
Unearned Premiums	—	—	—	—	259.39M
Unpaid Claims	—	—	—	—	616.16M
Insurance Annuity Liabilities	1.63B	1.90B	1.71B	0.82B	—
Equity & Book Value
Shareholders' Equity	415.22M	381.83M	313.60M	235.44M	292.74M
Common Stock	300.00M	300.00M	300.00M	300.00M	300.00M
Retained Earnings	38.94M	16.77M	-32.55M	-103.65M	-6.18M
Comprehensive Income & Other	76.27M	65.07M	46.15M	39.09M	-1.08M
Book Value Per Share	13.84	12.73	10.45	7.85	9.76
Tangible Book Value	399.93M	370.34M	300.44M	223.55M	281.14M
Tangible Book Value Per Share	13.33	12.34	10.01	7.45	9.37
Filing Date Shares Outstanding	30.00M	30.00M	30.00M	30.00M	30.00M
Total Common Shares Outstanding	30.00M	30.00M	30.00M	30.00M	30.00M
Supplemental
Total Liabilities Insurance	1.81B	1.58B	1.81B	0.92B	1.06B