GULF UNION ALAHLIA

Gulf Union Alahlia Cooperative Insurance Co.

8120StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	472.72M	715.04M	745.33M	391.02M	379.55M
Market Cap Growth	-33.2%	-4.1%	+90.6%	+3.0%	-18.9%
Enterprise Value	414.78M	706.98M	697.00M	306.30M	266.11M
Last Close Price	10.30	15.58	16.24	8.52	14.11
Valuation Multiples
PE Ratio	—	16.38	5.96	—	—
PS Ratio	0.49	0.91	1.13	0.76	0.62
PB Ratio	0.86	1.14	1.36	0.94	2.88
P/TBV Ratio	1.06	1.39	1.70	1.29	18.12
P/FCF Ratio	—	11.38	5.50	—	—
P/OCF Ratio	—	11.03	5.37	—	—
EV/Sales Ratio	0.43	0.90	1.06	0.60	0.44
EV/EBITDA Ratio	—	11.81	5.15	—	—
EV/EBIT Ratio	—	13.60	5.46	—	—
EV/FCF Ratio	-12.09	11.25	5.15	—	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.05
Debt / EBITDA Ratio	—	0.14	0.08	—	—
Debt / FCF Ratio	—	0.14	0.08	—	—
Net Debt / Equity Ratio	-0.11	-0.07	-0.08	-0.23	-0.82
Net Debt / EBITDA Ratio	0.96	-0.76	-0.33	10.76	0.83
Net Debt / FCF Ratio	1.69	-0.72	-0.33	1.29	0.68
Efficiency & Liquidity
Asset Turnover	0.86	0.70	0.65	0.55	0.59
Quick Ratio	13.84	12.34	9.23	4.66	0.37
Current Ratio	18.41	15.87	11.69	7.10	0.62
Returns & Yields
Return on Equity (ROE)	-14.0%	+7.4%	+26.0%	-6.7%	-69.8%
Return on Assets (ROA)	-3.9%	+2.9%	+7.9%	-1.1%	-8.4%
Return on Invested Capital (ROIC)	-12.2%	+7.4%	+25.6%	-5.7%	-66.2%
Earnings Yield	-16.8%	+6.1%	+16.8%	-4.7%	-37.2%
FCF Yield	-7.3%	+8.8%	+18.2%	-18.5%	-42.0%
Buyback Yield / Dilution	—	—	-19.1%	-67.9%	-47.4%

SAR 10.47

Official close

+1.7%

Price as of March 29, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	472.72M	715.04M	745.33M	391.02M	379.55M
Market Cap Growth	-33.2%	-4.1%	+90.6%	+3.0%	-18.9%
Enterprise Value	414.78M	706.98M	697.00M	306.30M	266.11M
Last Close Price	10.30	15.58	16.24	8.52	14.11
Valuation Multiples
PE Ratio	—	16.38	5.96	—	—
PS Ratio	0.49	0.91	1.13	0.76	0.62
PB Ratio	0.86	1.14	1.36	0.94	2.88
P/TBV Ratio	1.06	1.39	1.70	1.29	18.12
P/FCF Ratio	—	11.38	5.50	—	—
P/OCF Ratio	—	11.03	5.37	—	—
EV/Sales Ratio	0.43	0.90	1.06	0.60	0.44
EV/EBITDA Ratio	—	11.81	5.15	—	—
EV/EBIT Ratio	—	13.60	5.46	—	—
EV/FCF Ratio	-12.09	11.25	5.15	—	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.05
Debt / EBITDA Ratio	—	0.14	0.08	—	—
Debt / FCF Ratio	—	0.14	0.08	—	—
Net Debt / Equity Ratio	-0.11	-0.07	-0.08	-0.23	-0.82
Net Debt / EBITDA Ratio	0.96	-0.76	-0.33	10.76	0.83
Net Debt / FCF Ratio	1.69	-0.72	-0.33	1.29	0.68
Efficiency & Liquidity
Asset Turnover	0.86	0.70	0.65	0.55	0.59
Quick Ratio	13.84	12.34	9.23	4.66	0.37
Current Ratio	18.41	15.87	11.69	7.10	0.62
Returns & Yields
Return on Equity (ROE)	-14.0%	+7.4%	+26.0%	-6.7%	-69.8%
Return on Assets (ROA)	-3.9%	+2.9%	+7.9%	-1.1%	-8.4%
Return on Invested Capital (ROIC)	-12.2%	+7.4%	+25.6%	-5.7%	-66.2%
Earnings Yield	-16.8%	+6.1%	+16.8%	-4.7%	-37.2%
FCF Yield	-7.3%	+8.8%	+18.2%	-18.5%	-42.0%
Buyback Yield / Dilution	—	—	-19.1%	-67.9%	-47.4%