ACIG

Allied Cooperative Insurance Group

8150StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	169.07M	222.91M	391.69M	399.83M	314.28M
Market Cap Growth	-59.9%	-43.1%	-2.0%	+27.2%	-5.6%
Enterprise Value	-178.15M	-160.41M	263.76M	-276.54M	-92.19M
Last Close Price	5.81	7.66	13.46	13.74	10.80
Valuation Multiples
PE Ratio	—	—	—	6.31	—
PS Ratio	0.16	0.24	0.47	0.43	0.53
PB Ratio	0.76	1.00	1.55	1.57	1.66
P/TBV Ratio	0.81	1.07	1.59	1.62	1.72
P/FCF Ratio	2.44	2.30	—	2.88	2.84
P/OCF Ratio	2.36	2.24	—	2.86	2.82
EV/Sales Ratio	—	—	0.32	—	—
EV/EBITDA Ratio	—	—	—	—	—
EV/EBIT Ratio	—	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.03	0.00	0.01
Debt / EBITDA Ratio	—	—	—	0.00	—
Debt / FCF Ratio	0.04	0.04	—	0.00	0.02
Net Debt / Equity Ratio	-1.56	-1.56	-2.56	-0.56	-2.55
Net Debt / EBITDA Ratio	8.89	8.89	88.18	-1.91	20.77
Net Debt / FCF Ratio	-3.58	-3.58	11.15	-1.02	-4.36
Efficiency & Liquidity
Asset Turnover	0.97	0.97	0.93	1.11	0.88
Quick Ratio	1.05	1.05	1.11	1.14	51.33
Current Ratio	1.19	1.19	1.31	1.34	69.80
Returns & Yields
Return on Equity (ROE)	-17.3%	-17.3%	-6.5%	+28.6%	-15.7%
Return on Assets (ROA)	-2.8%	-2.8%	-0.7%	+5.4%	-2.3%
Return on Invested Capital (ROIC)	-18.8%	-17.1%	-3.6%	+28.4%	-21.9%
Earnings Yield	-43.1%	-18.5%	-4.2%	+15.9%	-5.5%
FCF Yield	+40.9%	+43.6%	-14.8%	+34.8%	+35.2%
Buyback Yield / Dilution	—	—	—	-37.2%	-50.5%

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	169.07M	222.91M	391.69M	399.83M	314.28M
Market Cap Growth	-59.9%	-43.1%	-2.0%	+27.2%	-5.6%
Enterprise Value	-178.15M	-160.41M	263.76M	-276.54M	-92.19M
Last Close Price	5.81	7.66	13.46	13.74	10.80
Valuation Multiples
PE Ratio	—	—	—	6.31	—
PS Ratio	0.16	0.24	0.47	0.43	0.53
PB Ratio	0.76	1.00	1.55	1.57	1.66
P/TBV Ratio	0.81	1.07	1.59	1.62	1.72
P/FCF Ratio	2.44	2.30	—	2.88	2.84
P/OCF Ratio	2.36	2.24	—	2.86	2.82
EV/Sales Ratio	—	—	0.32	—	—
EV/EBITDA Ratio	—	—	—	—	—
EV/EBIT Ratio	—	—	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.03	0.00	0.01
Debt / EBITDA Ratio	—	—	—	0.00	—
Debt / FCF Ratio	0.04	0.04	—	0.00	0.02
Net Debt / Equity Ratio	-1.56	-1.56	-2.56	-0.56	-2.55
Net Debt / EBITDA Ratio	8.89	8.89	88.18	-1.91	20.77
Net Debt / FCF Ratio	-3.58	-3.58	11.15	-1.02	-4.36
Efficiency & Liquidity
Asset Turnover	0.97	0.97	0.93	1.11	0.88
Quick Ratio	1.05	1.05	1.11	1.14	51.33
Current Ratio	1.19	1.19	1.31	1.34	69.80
Returns & Yields
Return on Equity (ROE)	-17.3%	-17.3%	-6.5%	+28.6%	-15.7%
Return on Assets (ROA)	-2.8%	-2.8%	-0.7%	+5.4%	-2.3%
Return on Invested Capital (ROIC)	-18.8%	-17.1%	-3.6%	+28.4%	-21.9%
Earnings Yield	-43.1%	-18.5%	-4.2%	+15.9%	-5.5%
FCF Yield	+40.9%	+43.6%	-14.8%	+34.8%	+35.2%
Buyback Yield / Dilution	—	—	—	-37.2%	-50.5%