AICC

Arabia Insurance Cooperative Co.

8160StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	122.13M	-18.60M	79.88M	132.33M	-29.71M
Free Cash Flow	122.13M	-25.25M	74.75M	126.60M	-33.15M
Capital Expenditures	—	-6.66M	-5.13M	-5.74M	-3.44M
Investing & Financing
Investing Cash Flow	-101.32M	31.97M	-348.89M	-136.98M	-31.95M
Financing Cash Flow	-3.68M	-3.31M	247.61M	-1.58M	-2.33M
Operating Activities
Operating Cash Flow	122.13M	-18.60M	79.88M	132.33M	-29.71M
Net Income	-45.18M	31.73M	66.29M	7.26M	-5.52M
Change Accounts Payable Insurance	—	—	—	—	-6.58M
Change Accounts Receivable Insurance	—	—	—	—	-0.21M
Change in Unearned Revenue	—	—	—	—	27.47M
Change in Working Capital	—	-54.92M	1.54M	119.30M	-19.20M
Change Insurance Reserves Liabilities	—	—	—	—	9.93M
Change Other Net Oper Assets Insurance	—	-54.92M	1.54M	119.30M	-10.75M
Other Operating Activities Insurance	167.31M	-2.82M	6.74M	0.75M	2.56M
Depreciation & Amortization	—	7.66M	5.18M	4.92M	4.78M
Reinsurance Recoverable CF	—	—	—	—	-40.55M
Miscellaneous Cash Flow Adjustments	—	—	—	—	1
Investing Activities
Investing Cash Flow	-101.32M	31.97M	-348.89M	-136.98M	-31.95M
Capex Insurance	—	-6.66M	-5.13M	-5.74M	-3.44M
Investment in Securities	—	38.62M	-330.76M	-131.24M	-28.51M
Other Investing Activities	-101.32M	—	-13.00M	0.00M	—
Gain Assets CF Insurance	—	—	—	—	—
Loss (Gain) on Sale of Investments	—	—	—	—	-2.68M
Financing Activities
Financing Cash Flow	-3.68M	-3.31M	247.61M	-1.58M	-2.33M
Common Issued Insurance	—	—	265.00M	—	—
Long-Term Debt Repaid	—	-3.31M	-2.49M	-1.58M	-2.33M
Net Debt Issued Insurance	—	-3.31M	-2.49M	-1.58M	-2.33M
Other Financing Activities Insurance	-3.68M	—	-14.90M	—	—
Total Debt Repaid Insurance	—	-3.31M	-2.49M	-1.58M	-2.33M
Free Cash Flow & Returns
Free Cash Flow	122.13M	-25.25M	74.75M	126.60M	-33.15M
Free Cash Flow Growth	—	—	-41.0%	—	—
Free Cash Flow Margin	+14.3%	-4.4%	+10.3%	+26.6%	-10.6%
Free Cash Flow Per Share	2.30	-0.48	1.41	4.32	-1.25
Levered Free Cash Flow	—	90.17M	-16.15M	-925.27M	-28.08M
Unlevered Free Cash Flow	—	90.17M	-16.15M	-911.58M	-28.08M
Operating Cash Flow Growth	—	—	-39.6%	—	—
Net Cash Flow	17.13M	10.06M	-21.40M	-6.22M	-63.98M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	122.13M	-18.60M	79.88M	132.33M	-29.71M
Free Cash Flow	122.13M	-25.25M	74.75M	126.60M	-33.15M
Capital Expenditures	—	-6.66M	-5.13M	-5.74M	-3.44M
Investing & Financing
Investing Cash Flow	-101.32M	31.97M	-348.89M	-136.98M	-31.95M
Financing Cash Flow	-3.68M	-3.31M	247.61M	-1.58M	-2.33M
Operating Activities
Operating Cash Flow	122.13M	-18.60M	79.88M	132.33M	-29.71M
Net Income	-45.18M	31.73M	66.29M	7.26M	-5.52M
Change Accounts Payable Insurance	—	—	—	—	-6.58M
Change Accounts Receivable Insurance	—	—	—	—	-0.21M
Change in Unearned Revenue	—	—	—	—	27.47M
Change in Working Capital	—	-54.92M	1.54M	119.30M	-19.20M
Change Insurance Reserves Liabilities	—	—	—	—	9.93M
Change Other Net Oper Assets Insurance	—	-54.92M	1.54M	119.30M	-10.75M
Other Operating Activities Insurance	167.31M	-2.82M	6.74M	0.75M	2.56M
Depreciation & Amortization	—	7.66M	5.18M	4.92M	4.78M
Reinsurance Recoverable CF	—	—	—	—	-40.55M
Miscellaneous Cash Flow Adjustments	—	—	—	—	1
Investing Activities
Investing Cash Flow	-101.32M	31.97M	-348.89M	-136.98M	-31.95M
Capex Insurance	—	-6.66M	-5.13M	-5.74M	-3.44M
Investment in Securities	—	38.62M	-330.76M	-131.24M	-28.51M
Other Investing Activities	-101.32M	—	-13.00M	0.00M	—
Gain Assets CF Insurance	—	—	—	—	—
Loss (Gain) on Sale of Investments	—	—	—	—	-2.68M
Financing Activities
Financing Cash Flow	-3.68M	-3.31M	247.61M	-1.58M	-2.33M
Common Issued Insurance	—	—	265.00M	—	—
Long-Term Debt Repaid	—	-3.31M	-2.49M	-1.58M	-2.33M
Net Debt Issued Insurance	—	-3.31M	-2.49M	-1.58M	-2.33M
Other Financing Activities Insurance	-3.68M	—	-14.90M	—	—
Total Debt Repaid Insurance	—	-3.31M	-2.49M	-1.58M	-2.33M
Free Cash Flow & Returns
Free Cash Flow	122.13M	-25.25M	74.75M	126.60M	-33.15M
Free Cash Flow Growth	—	—	-41.0%	—	—
Free Cash Flow Margin	+14.3%	-4.4%	+10.3%	+26.6%	-10.6%
Free Cash Flow Per Share	2.30	-0.48	1.41	4.32	-1.25
Levered Free Cash Flow	—	90.17M	-16.15M	-925.27M	-28.08M
Unlevered Free Cash Flow	—	90.17M	-16.15M	-911.58M	-28.08M
Operating Cash Flow Growth	—	—	-39.6%	—	—
Net Cash Flow	17.13M	10.06M	-21.40M	-6.22M	-63.98M