GULF GENERAL

Gulf General Cooperative Insurance Co.

8260StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	114.60M	117.90M	311.40M	395.00M	340.50M
Market Cap Growth	-39.8%	-62.1%	-21.2%	+16.0%	-46.1%
Enterprise Value	105.65M	38.16M	307.30M	392.13M	325.83M
Last Close Price	3.82	3.93	10.38	13.17	11.35
Valuation Multiples
PE Ratio	—	—	—	111.84	—
PS Ratio	0.36	0.35	0.72	1.14	1.00
PB Ratio	0.76	0.71	1.39	1.32	1.16
P/TBV Ratio	0.81	0.76	1.46	1.57	1.40
P/FCF Ratio	—	—	—	24.06	—
P/OCF Ratio	—	—	—	23.59	—
EV/Sales Ratio	0.33	0.11	0.71	1.13	0.96
EV/EBITDA Ratio	—	—	—	33.87	—
EV/EBIT Ratio	—	—	—	42.22	—
EV/FCF Ratio	—	—	—	23.89	—
Leverage & Capital
Debt / Equity Ratio	0.03	0.01	0.02	0.02	0.00
Debt / EBITDA Ratio	—	—	—	0.36	—
Debt / FCF Ratio	—	—	—	0.28	—
Net Debt / Equity Ratio	-0.06	-0.04	-0.01	-0.03	-0.02
Net Debt / EBITDA Ratio	0.09	0.05	0.06	-0.86	0.05
Net Debt / FCF Ratio	0.16	0.05	0.16	-0.61	0.05
Efficiency & Liquidity
Asset Turnover	0.89	0.85	0.93	0.72	0.61
Quick Ratio	2.90	3.18	3.74	4.97	3.70
Current Ratio	5.75	6.95	9.26	13.15	12.09
Returns & Yields
Return on Equity (ROE)	-62.6%	-61.9%	-35.9%	+1.2%	-31.9%
Return on Assets (ROA)	-18.6%	-18.7%	-7.1%	+1.2%	-11.2%
Return on Invested Capital (ROIC)	-66.6%	-59.3%	-19.7%	+1.7%	-30.2%
Earnings Yield	-96.6%	-102.2%	-30.3%	+0.9%	-31.1%
FCF Yield	-48.1%	-106.6%	-6.2%	+4.2%	-31.0%
Buyback Yield / Dilution	—	—	—	—	-81.8%

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	114.60M	117.90M	311.40M	395.00M	340.50M
Market Cap Growth	-39.8%	-62.1%	-21.2%	+16.0%	-46.1%
Enterprise Value	105.65M	38.16M	307.30M	392.13M	325.83M
Last Close Price	3.82	3.93	10.38	13.17	11.35
Valuation Multiples
PE Ratio	—	—	—	111.84	—
PS Ratio	0.36	0.35	0.72	1.14	1.00
PB Ratio	0.76	0.71	1.39	1.32	1.16
P/TBV Ratio	0.81	0.76	1.46	1.57	1.40
P/FCF Ratio	—	—	—	24.06	—
P/OCF Ratio	—	—	—	23.59	—
EV/Sales Ratio	0.33	0.11	0.71	1.13	0.96
EV/EBITDA Ratio	—	—	—	33.87	—
EV/EBIT Ratio	—	—	—	42.22	—
EV/FCF Ratio	—	—	—	23.89	—
Leverage & Capital
Debt / Equity Ratio	0.03	0.01	0.02	0.02	0.00
Debt / EBITDA Ratio	—	—	—	0.36	—
Debt / FCF Ratio	—	—	—	0.28	—
Net Debt / Equity Ratio	-0.06	-0.04	-0.01	-0.03	-0.02
Net Debt / EBITDA Ratio	0.09	0.05	0.06	-0.86	0.05
Net Debt / FCF Ratio	0.16	0.05	0.16	-0.61	0.05
Efficiency & Liquidity
Asset Turnover	0.89	0.85	0.93	0.72	0.61
Quick Ratio	2.90	3.18	3.74	4.97	3.70
Current Ratio	5.75	6.95	9.26	13.15	12.09
Returns & Yields
Return on Equity (ROE)	-62.6%	-61.9%	-35.9%	+1.2%	-31.9%
Return on Assets (ROA)	-18.6%	-18.7%	-7.1%	+1.2%	-11.2%
Return on Invested Capital (ROIC)	-66.6%	-59.3%	-19.7%	+1.7%	-30.2%
Earnings Yield	-96.6%	-102.2%	-30.3%	+0.9%	-31.1%
FCF Yield	-48.1%	-106.6%	-6.2%	+4.2%	-31.0%
Buyback Yield / Dilution	—	—	—	—	-81.8%