WATANIYA

Wataniya Insurance Co.

8300StocksTadawulInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	102.07M	53.69M	22.73M	70.85M	42.13M
Total Assets	2.04B	2.13B	1.86B	1.33B	1.35B
Investment Securities	127.90M	16.24M	9.04M	9.05M	12.00M
Reinsurance Recoverable	481.25M	569.91M	631.92M	540.26M	523.91M
Liabilities
Total Liabilities	1.39B	1.53B	1.38B	0.93B	1.14B
Insurance Liabilities	0.50B	0.55B	1.30B	0.87B	0.02B
Unearned Premiums	—	—	—	—	421.88M
Unpaid Claims	787.55M	902.87M	—	—	479.71M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	38.79M
Total Equity	657.99M	609.63M	488.28M	400.04M	211.20M
Shares Outstanding	40,000,000	40,000,000	40,000,000	40,000,000	20,000,000
Cash & Assets
Total Assets	2.04B	2.13B	1.86B	1.33B	1.35B
Cash & Equivalents	102.07M	53.69M	22.73M	70.85M	42.13M
Net Cash (Debt)	99.14M	48.98M	22.73M	70.85M	42.13M
Net Cash Per Share	2.48	1.22	0.57	1.90	2.10
Net Cash Growth	+102.4%	+115.5%	-67.9%	+68.2%	-47.8%
Other Receivables Insurance	10.02M	13.00M	21.40M	11.07M	272.99M
Restricted Cash	39.98M	39.98M	39.97M	40.00M	20.00M
Construction In Progress	1.81M	4.80M	—	0.92M	5.57M
Machinery	31.00M	26.07M	24.44M	29.52M	20.67M
Property, Plant & Equipment	12.10M	17.51M	11.57M	17.32M	17.40M
Other Intangibles Insurance	28.14M	32.06M	36.05M	40.10M	44.14M
Deferred Policy Acquisition Cost	—	—	—	—	38.79M
Other Current Assets Insurance	11.75M	8.79M	—	7.00M	5.57M
Other Long Term Assets Insurance	—	—	—	—	6.61M
Long-Term Leases	2.93M	4.71M	—	—	—
Long-Term Deferred Charges	—	—	—	—	4.44M
Loans & Investments
Investment Debt Securities	127.90M	16.24M	9.04M	9.05M	12.00M
Investment Equity Preferred	72.72M	61.12M	43.46M	39.65M	1.92M
Other Investments	0.76B	1.03B	0.82B	0.35B	0.19B
Reinsurance Recoverable	481.25M	569.91M	631.92M	540.26M	523.91M
Total Investments	1.36B	1.40B	1.10B	0.61B	0.37B
Liabilities & Obligations
Total Liabilities & Equity	2.04B	2.13B	1.86B	1.33B	1.35B
Accrued Expenses	45.54M	21.53M	32.95M	28.58M	75.34M
Current Income Taxes Payable	15.06M	15.15M	12.60M	6.72M	3.87M
Other Current Liabilities Insurance	2.13M	0.98M	5.35M	4.26M	7.60M
Other Long Term Liabilities Insurance	8.19M	7.86M	7.76M	5.69M	6.82M
Reinsurance Payable	3.41M	5.13M	4.01M	—	110.79M
Unearned Premiums	—	—	—	—	421.88M
Unpaid Claims	787.55M	902.87M	—	—	479.71M
Insurance Annuity Liabilities	0.50B	0.55B	1.30B	0.87B	0.02B
Debt & Funding
Total Debt	2.93M	4.71M	—	—	—
Equity & Book Value
Shareholders' Equity	657.99M	609.63M	488.28M	400.04M	211.20M
Common Stock	400.00M	400.00M	400.00M	400.00M	200.00M
Retained Earnings	187.20M	150.44M	46.74M	-37.69M	11.20M
Comprehensive Income & Other	70.79M	59.20M	41.54M	37.73M	—
Book Value Per Share	16.45	15.24	12.21	10.00	10.56
Tangible Book Value	629.85M	577.58M	452.23M	359.94M	167.06M
Tangible Book Value Per Share	15.75	14.44	11.31	9.00	8.35
Filing Date Shares Outstanding	40.00M	40.00M	40.00M	40.00M	20.00M
Total Common Shares Outstanding	40.00M	40.00M	40.00M	40.00M	20.00M
Supplemental
Total Liabilities Insurance	1.39B	1.53B	1.38B	0.93B	1.14B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	102.07M	53.69M	22.73M	70.85M	42.13M
Total Assets	2.04B	2.13B	1.86B	1.33B	1.35B
Investment Securities	127.90M	16.24M	9.04M	9.05M	12.00M
Reinsurance Recoverable	481.25M	569.91M	631.92M	540.26M	523.91M
Liabilities
Total Liabilities	1.39B	1.53B	1.38B	0.93B	1.14B
Insurance Liabilities	0.50B	0.55B	1.30B	0.87B	0.02B
Unearned Premiums	—	—	—	—	421.88M
Unpaid Claims	787.55M	902.87M	—	—	479.71M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	38.79M
Total Equity	657.99M	609.63M	488.28M	400.04M	211.20M
Shares Outstanding	40,000,000	40,000,000	40,000,000	40,000,000	20,000,000
Cash & Assets
Total Assets	2.04B	2.13B	1.86B	1.33B	1.35B
Cash & Equivalents	102.07M	53.69M	22.73M	70.85M	42.13M
Net Cash (Debt)	99.14M	48.98M	22.73M	70.85M	42.13M
Net Cash Per Share	2.48	1.22	0.57	1.90	2.10
Net Cash Growth	+102.4%	+115.5%	-67.9%	+68.2%	-47.8%
Other Receivables Insurance	10.02M	13.00M	21.40M	11.07M	272.99M
Restricted Cash	39.98M	39.98M	39.97M	40.00M	20.00M
Construction In Progress	1.81M	4.80M	—	0.92M	5.57M
Machinery	31.00M	26.07M	24.44M	29.52M	20.67M
Property, Plant & Equipment	12.10M	17.51M	11.57M	17.32M	17.40M
Other Intangibles Insurance	28.14M	32.06M	36.05M	40.10M	44.14M
Deferred Policy Acquisition Cost	—	—	—	—	38.79M
Other Current Assets Insurance	11.75M	8.79M	—	7.00M	5.57M
Other Long Term Assets Insurance	—	—	—	—	6.61M
Long-Term Leases	2.93M	4.71M	—	—	—
Long-Term Deferred Charges	—	—	—	—	4.44M
Loans & Investments
Investment Debt Securities	127.90M	16.24M	9.04M	9.05M	12.00M
Investment Equity Preferred	72.72M	61.12M	43.46M	39.65M	1.92M
Other Investments	0.76B	1.03B	0.82B	0.35B	0.19B
Reinsurance Recoverable	481.25M	569.91M	631.92M	540.26M	523.91M
Total Investments	1.36B	1.40B	1.10B	0.61B	0.37B
Liabilities & Obligations
Total Liabilities & Equity	2.04B	2.13B	1.86B	1.33B	1.35B
Accrued Expenses	45.54M	21.53M	32.95M	28.58M	75.34M
Current Income Taxes Payable	15.06M	15.15M	12.60M	6.72M	3.87M
Other Current Liabilities Insurance	2.13M	0.98M	5.35M	4.26M	7.60M
Other Long Term Liabilities Insurance	8.19M	7.86M	7.76M	5.69M	6.82M
Reinsurance Payable	3.41M	5.13M	4.01M	—	110.79M
Unearned Premiums	—	—	—	—	421.88M
Unpaid Claims	787.55M	902.87M	—	—	479.71M
Insurance Annuity Liabilities	0.50B	0.55B	1.30B	0.87B	0.02B
Debt & Funding
Total Debt	2.93M	4.71M	—	—	—
Equity & Book Value
Shareholders' Equity	657.99M	609.63M	488.28M	400.04M	211.20M
Common Stock	400.00M	400.00M	400.00M	400.00M	200.00M
Retained Earnings	187.20M	150.44M	46.74M	-37.69M	11.20M
Comprehensive Income & Other	70.79M	59.20M	41.54M	37.73M	—
Book Value Per Share	16.45	15.24	12.21	10.00	10.56
Tangible Book Value	629.85M	577.58M	452.23M	359.94M	167.06M
Tangible Book Value Per Share	15.75	14.44	11.31	9.00	8.35
Filing Date Shares Outstanding	40.00M	40.00M	40.00M	40.00M	20.00M
Total Common Shares Outstanding	40.00M	40.00M	40.00M	40.00M	20.00M
Supplemental
Total Liabilities Insurance	1.39B	1.53B	1.38B	0.93B	1.14B