WATANIYA

Wataniya Insurance Co.

8300StocksTadawulInsurance

Financials

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	0.52B	0.49B	0.51B	0.64B	0.73B
Market Cap Growth	-25.1%	-44.6%	-48.1%	-44.9%	-40.7%
Enterprise Value	0.34B	0.39B	0.50B	0.60B	0.50B
Last Close Price	12.90	12.30	12.72	15.99	18.16
Valuation Multiples
PE Ratio	25.00	—	13.72	13.75	13.44
PS Ratio	0.25	0.24	0.27	0.34	0.38
PB Ratio	0.80	0.76	0.77	1.02	1.18
P/TBV Ratio	0.83	0.79	0.81	1.07	1.24
P/FCF Ratio	2.93	2.80	—	—	—
P/OCF Ratio	2.86	2.72	—	—	—
EV/Sales Ratio	0.16	0.19	0.26	0.32	0.26
EV/EBITDA Ratio	8.71	—	8.47	8.53	6.62
EV/EBIT Ratio	10.76	—	10.04	9.79	7.52
EV/FCF Ratio	1.95	2.23	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.00	0.01	0.01
Debt / EBITDA Ratio	0.26	—	0.03	0.06	0.14
Debt / FCF Ratio	0.06	0.06	—	—	—
Net Debt / Equity Ratio	-0.27	-0.27	-0.15	-0.02	-0.06
Net Debt / EBITDA Ratio	-4.72	-4.34	-1.69	-0.18	-0.53
Net Debt / FCF Ratio	-0.99	-0.99	1.46	0.14	-4.20
Efficiency & Liquidity
Asset Turnover	1.20	1.01	0.91	0.91	0.89
Quick Ratio	1.47	1.47	1.48	1.54	1.54
Current Ratio	2.00	2.00	2.11	2.13	2.16
Returns & Yields
Return on Equity (ROE)	-6.3%	+14.4%	+4.7%	+0.3%	+4.1%
Return on Assets (ROA)	-0.9%	+2.7%	+1.7%	+0.5%	+1.2%
Return on Invested Capital (ROIC)	-1.2%	+3.4%	+1.2%	+0.1%	+1.0%
Earnings Yield	+4.0%	+4.2%	+7.3%	+7.3%	+7.4%
FCF Yield	+34.1%	+35.7%	-13.3%	-14.4%	+1.3%
Buyback Yield / Dilution	—	—	—	—	—

1-5

	CurrentMar 10, 2026	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025
Market & Price
Market Capitalization	0.52B	0.49B	0.51B	0.64B	0.73B
Market Cap Growth	-25.1%	-44.6%	-48.1%	-44.9%	-40.7%
Enterprise Value	0.34B	0.39B	0.50B	0.60B	0.50B
Last Close Price	12.90	12.30	12.72	15.99	18.16
Valuation Multiples
PE Ratio	25.00	—	13.72	13.75	13.44
PS Ratio	0.25	0.24	0.27	0.34	0.38
PB Ratio	0.80	0.76	0.77	1.02	1.18
P/TBV Ratio	0.83	0.79	0.81	1.07	1.24
P/FCF Ratio	2.93	2.80	—	—	—
P/OCF Ratio	2.86	2.72	—	—	—
EV/Sales Ratio	0.16	0.19	0.26	0.32	0.26
EV/EBITDA Ratio	8.71	—	8.47	8.53	6.62
EV/EBIT Ratio	10.76	—	10.04	9.79	7.52
EV/FCF Ratio	1.95	2.23	—	—	—
Leverage & Capital
Debt / Equity Ratio	0.02	0.02	0.00	0.01	0.01
Debt / EBITDA Ratio	0.26	—	0.03	0.06	0.14
Debt / FCF Ratio	0.06	0.06	—	—	—
Net Debt / Equity Ratio	-0.27	-0.27	-0.15	-0.02	-0.06
Net Debt / EBITDA Ratio	-4.72	-4.34	-1.69	-0.18	-0.53
Net Debt / FCF Ratio	-0.99	-0.99	1.46	0.14	-4.20
Efficiency & Liquidity
Asset Turnover	1.20	1.01	0.91	0.91	0.89
Quick Ratio	1.47	1.47	1.48	1.54	1.54
Current Ratio	2.00	2.00	2.11	2.13	2.16
Returns & Yields
Return on Equity (ROE)	-6.3%	+14.4%	+4.7%	+0.3%	+4.1%
Return on Assets (ROA)	-0.9%	+2.7%	+1.7%	+0.5%	+1.2%
Return on Invested Capital (ROIC)	-1.2%	+3.4%	+1.2%	+0.1%	+1.0%
Earnings Yield	+4.0%	+4.2%	+7.3%	+7.3%	+7.4%
FCF Yield	+34.1%	+35.7%	-13.3%	-14.4%	+1.3%
Buyback Yield / Dilution	—	—	—	—	—