ENAYA

Saudi Enaya Cooperative Insurance Company

8311StocksTadawulHealthcare

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	151.45M	78.56M	23.33M	156.72M	159.15M
Total Assets	230.38M	269.86M	325.13M	360.74M	345.93M
Investment Securities	—	—	—	—	—
Reinsurance Recoverable	—	—	—	—	—
Liabilities
Total Liabilities	73.83M	105.95M	134.37M	190.68M	286.24M
Insurance Liabilities	49.36M	84.06M	106.79M	160.52M	34.92M
Unearned Premiums	—	—	—	—	108.73M
Unpaid Claims	—	—	—	—	62.55M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	6.93M
Total Equity	156.55M	163.91M	190.76M	170.06M	59.69M
Shares Outstanding	23,000,000	23,000,000	23,000,000	23,000,000	10,000,000
Cash & Assets
Total Assets	230.38M	269.86M	325.13M	360.74M	345.93M
Cash & Equivalents	151.45M	78.56M	23.33M	156.72M	159.15M
Net Cash (Debt)	150.18M	76.20M	23.33M	155.95M	156.90M
Net Cash Per Share	6.53	3.31	1.01	11.43	15.69
Net Cash Growth	+97.1%	+226.6%	-85.0%	-0.6%	+38.8%
Other Receivables Insurance	4.49M	1.92M	10.46M	25.13M	69.28M
Restricted Cash	34.50M	34.50M	34.50M	34.50M	22.50M
Machinery	17.29M	17.20M	15.14M	15.11M	14.92M
Leasehold Improvements	0.82M	0.73M	0.51M	0.51M	4.69M
Property, Plant & Equipment	3.29M	4.99M	1.14M	2.58M	2.20M
Other Intangibles Insurance	0.63M	0.48M	0.79M	0.79M	0.90M
Deferred Policy Acquisition Cost	—	—	—	—	6.93M
Other Current Assets Insurance	0.82M	0.84M	0.41M	0.91M	1.61M
Other Long Term Assets Insurance	0.51M	0.87M	4.67M	0.08M	—
Long-Term Leases	1.28M	2.36M	—	—	2.25M
Current Portion of Leases	—	—	—	776.00K	—
Long-Term Deferred Charges	—	—	—	4.34M	3.78M
Loans & Investments
Investment Debt Securities	—	—	—	—	—
Other Investments	34.69M	147.71M	248.26M	134.55M	77.91M
Reinsurance Recoverable	—	—	—	—	—
Total Investments	34.69M	147.71M	249.82M	135.68M	79.58M
Liabilities & Obligations
Total Liabilities & Equity	230.38M	269.86M	325.13M	360.74M	345.93M
Accounts Payable Insurance	—	—	—	—	1.63M
Accrued Expenses	2.92M	3.08M	5.52M	4.50M	52.15M
Current Income Taxes Payable	13.07M	9.88M	14.92M	14.70M	13.25M
Other Current Liabilities Insurance	1.65M	1.04M	1.92M	5.01M	4.55M
Other Long Term Liabilities Insurance	—	—	—	—	430.00K
Unearned Premiums	—	—	—	—	108.73M
Unpaid Claims	—	—	—	—	62.55M
Insurance Annuity Liabilities	49.36M	84.06M	106.79M	160.52M	34.92M
Debt & Funding
Total Debt	1.28M	2.36M	—	0.78M	2.25M
Equity & Book Value
Shareholders' Equity	156.55M	163.91M	190.76M	170.06M	59.69M
Common Stock	230.00M	230.00M	230.00M	230.00M	150.00M
Retained Earnings	-75.28M	-68.59M	-41.82M	-62.05M	-91.25M
Comprehensive Income & Other	1.83M	2.50M	2.58M	2.11M	0.93M
Book Value Per Share	6.81	7.13	8.29	7.39	5.97
Tangible Book Value	155.92M	163.43M	189.97M	169.27M	58.79M
Tangible Book Value Per Share	6.78	7.11	8.26	7.36	5.88
Filing Date Shares Outstanding	23.00M	23.00M	23.00M	23.00M	10.00M
Total Common Shares Outstanding	23.00M	23.00M	23.00M	23.00M	10.00M
Supplemental
Total Liabilities Insurance	73.83M	105.95M	134.37M	190.68M	286.24M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	151.45M	78.56M	23.33M	156.72M	159.15M
Total Assets	230.38M	269.86M	325.13M	360.74M	345.93M
Investment Securities	—	—	—	—	—
Reinsurance Recoverable	—	—	—	—	—
Liabilities
Total Liabilities	73.83M	105.95M	134.37M	190.68M	286.24M
Insurance Liabilities	49.36M	84.06M	106.79M	160.52M	34.92M
Unearned Premiums	—	—	—	—	108.73M
Unpaid Claims	—	—	—	—	62.55M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	6.93M
Total Equity	156.55M	163.91M	190.76M	170.06M	59.69M
Shares Outstanding	23,000,000	23,000,000	23,000,000	23,000,000	10,000,000
Cash & Assets
Total Assets	230.38M	269.86M	325.13M	360.74M	345.93M
Cash & Equivalents	151.45M	78.56M	23.33M	156.72M	159.15M
Net Cash (Debt)	150.18M	76.20M	23.33M	155.95M	156.90M
Net Cash Per Share	6.53	3.31	1.01	11.43	15.69
Net Cash Growth	+97.1%	+226.6%	-85.0%	-0.6%	+38.8%
Other Receivables Insurance	4.49M	1.92M	10.46M	25.13M	69.28M
Restricted Cash	34.50M	34.50M	34.50M	34.50M	22.50M
Machinery	17.29M	17.20M	15.14M	15.11M	14.92M
Leasehold Improvements	0.82M	0.73M	0.51M	0.51M	4.69M
Property, Plant & Equipment	3.29M	4.99M	1.14M	2.58M	2.20M
Other Intangibles Insurance	0.63M	0.48M	0.79M	0.79M	0.90M
Deferred Policy Acquisition Cost	—	—	—	—	6.93M
Other Current Assets Insurance	0.82M	0.84M	0.41M	0.91M	1.61M
Other Long Term Assets Insurance	0.51M	0.87M	4.67M	0.08M	—
Long-Term Leases	1.28M	2.36M	—	—	2.25M
Current Portion of Leases	—	—	—	776.00K	—
Long-Term Deferred Charges	—	—	—	4.34M	3.78M
Loans & Investments
Investment Debt Securities	—	—	—	—	—
Other Investments	34.69M	147.71M	248.26M	134.55M	77.91M
Reinsurance Recoverable	—	—	—	—	—
Total Investments	34.69M	147.71M	249.82M	135.68M	79.58M
Liabilities & Obligations
Total Liabilities & Equity	230.38M	269.86M	325.13M	360.74M	345.93M
Accounts Payable Insurance	—	—	—	—	1.63M
Accrued Expenses	2.92M	3.08M	5.52M	4.50M	52.15M
Current Income Taxes Payable	13.07M	9.88M	14.92M	14.70M	13.25M
Other Current Liabilities Insurance	1.65M	1.04M	1.92M	5.01M	4.55M
Other Long Term Liabilities Insurance	—	—	—	—	430.00K
Unearned Premiums	—	—	—	—	108.73M
Unpaid Claims	—	—	—	—	62.55M
Insurance Annuity Liabilities	49.36M	84.06M	106.79M	160.52M	34.92M
Debt & Funding
Total Debt	1.28M	2.36M	—	0.78M	2.25M
Equity & Book Value
Shareholders' Equity	156.55M	163.91M	190.76M	170.06M	59.69M
Common Stock	230.00M	230.00M	230.00M	230.00M	150.00M
Retained Earnings	-75.28M	-68.59M	-41.82M	-62.05M	-91.25M
Comprehensive Income & Other	1.83M	2.50M	2.58M	2.11M	0.93M
Book Value Per Share	6.81	7.13	8.29	7.39	5.97
Tangible Book Value	155.92M	163.43M	189.97M	169.27M	58.79M
Tangible Book Value Per Share	6.78	7.11	8.26	7.36	5.88
Filing Date Shares Outstanding	23.00M	23.00M	23.00M	23.00M	10.00M
Total Common Shares Outstanding	23.00M	23.00M	23.00M	23.00M	10.00M
Supplemental
Total Liabilities Insurance	73.83M	105.95M	134.37M	190.68M	286.24M