YAQEEN

Yaqeen Capital Company

9602StocksTadawulDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Semi-annual

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	72.81M	89.90M	76.56M	81.18M	124.79M
Operating Income	11.99M	28.50M	18.61M	26.49M	72.78M
Interest Income	14.92M	13.86M	6.00M	—	—
Pretax Income	11.99M	28.50M	48.35M	16.32M	72.78M
Income Tax	6.88M	7.32M	10.13M	12.50M	5.56M
Net Income	5.09M	21.18M	38.23M	3.82M	67.22M
Net Interest Income	14.36M	13.13M	3.84M	-6.05M	-8.34M
Broker Commission	7.53M	11.56M	9.04M	18.25M	51.01M
EPS (Basic)	0.20	0.83	1.50	0.15	2.64
EPS (Diluted)	0.20	0.83	1.50	0.15	2.64
DPS	—	—	—	—	0.59
Margins & Efficiency
Net Margin %	+7.0%	+23.6%	+49.9%	+4.7%	+53.9%
Revenue & Income
Revenue	72.81M	89.90M	76.56M	81.18M	124.79M
Revenue as Reported	73.59M	89.48M	109.62M	99.03M	135.42M
Revenue Growth (YoY)	-19.0%	+17.4%	-5.7%	-34.9%	+48.7%
Revenues Before Loan Losses	73.04M	88.75M	75.64M	89.50M	124.10M
Broker Commission	7.53M	11.56M	9.04M	18.25M	51.01M
Asset Mgmt Fee	55.40M	59.94M	44.22M	75.39M	78.41M
Other Revenue CM	263.00K	—	—	—	—
Gain (Loss) on Sale of Investments	—	—	—	-10.17M	—
Gain Invest Rev	-4.53M	4.12M	18.54M	1.91M	3.01M
Expenses & Provisions
Cost Of Services Provided	15.99M	14.34M	18.32M	16.94M	12.71M
Other Operating Expenses	—	—	-2.91M	-3.49M	-2.99M
Total Operating Expenses CM	60.83M	61.40M	57.95M	54.69M	52.01M
Other Non Oper Exp CM	—	—	—	—	—
Other Non Operating Income (Expenses)	—	—	—	—	—
Provision for Loan Losses	0.22M	-1.15M	-0.92M	8.32M	-0.69M
Salaries and Employee Benefits	44.84M	47.06M	42.55M	41.23M	42.29M
Profitability & Returns
EBT Excluding Unusual Items	11.99M	28.50M	18.61M	26.49M	72.78M
Pretax Income	11.99M	28.50M	48.35M	16.32M	72.78M
Operating Income	11.99M	28.50M	18.61M	26.49M	72.78M
Operating Margin	+16.5%	+31.7%	+24.3%	+32.6%	+58.3%
Profit Margin	+7.0%	+23.6%	+49.9%	+4.7%	+53.9%
Net Income	5.09M	21.18M	38.23M	3.82M	67.22M
Net Income to Common	5.09M	21.18M	38.23M	3.82M	67.22M
Net Income Growth	-76.0%	-44.6%	+901.2%	-94.3%	+81.5%
Earnings From Continuing Ops.	5.11M	21.18M	38.23M	3.82M	67.22M
Minority Interest in Earnings	-17.00K	—	—	—	—
Income Tax Expense	6.88M	7.32M	10.13M	12.50M	5.56M
Effective Tax Rate	+57.4%	+25.7%	+20.9%	+76.6%	+7.6%
Per Share & Capital
EPS (Basic)	0.20	0.83	1.50	0.15	2.64
EPS (Diluted)	0.20	0.83	1.50	0.15	2.64
EPS Growth	-76.0%	-44.6%	+901.2%	-94.3%	+81.5%
Dividend Per Share	—	—	—	—	0.59
Shares Outstanding (Basic)	25.50M	25.50M	25.50M	25.50M	25.50M
Shares Outstanding (Diluted)	25.50M	25.50M	25.50M	25.50M	25.50M
Dividend Growth	—	—	—	—	-33.3%
Free Cash Flow	-35.46M	-49.27M	-13.06M	143.63M	82.00M
Free Cash Flow Margin	-48.7%	-54.8%	-17.1%	+176.9%	+65.7%
Free Cash Flow Per Share	-1.39	-1.93	-0.51	5.63	3.22
Supplemental
Int Exp CM	0.55M	0.73M	2.17M	6.05M	8.34M
Int Inc CM	14.92M	13.86M	6.00M	—	—
Net Int Inc CM	14.36M	13.13M	3.84M	-6.05M	-8.34M

Income Statement Balance Sheet Cash Flow Ratios

Annual Semi-annual

Annual (SAR)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	72.81M	89.90M	76.56M	81.18M	124.79M
Operating Income	11.99M	28.50M	18.61M	26.49M	72.78M
Interest Income	14.92M	13.86M	6.00M	—	—
Pretax Income	11.99M	28.50M	48.35M	16.32M	72.78M
Income Tax	6.88M	7.32M	10.13M	12.50M	5.56M
Net Income	5.09M	21.18M	38.23M	3.82M	67.22M
Net Interest Income	14.36M	13.13M	3.84M	-6.05M	-8.34M
Broker Commission	7.53M	11.56M	9.04M	18.25M	51.01M
EPS (Basic)	0.20	0.83	1.50	0.15	2.64
EPS (Diluted)	0.20	0.83	1.50	0.15	2.64
DPS	—	—	—	—	0.59
Margins & Efficiency
Net Margin %	+7.0%	+23.6%	+49.9%	+4.7%	+53.9%
Revenue & Income
Revenue	72.81M	89.90M	76.56M	81.18M	124.79M
Revenue as Reported	73.59M	89.48M	109.62M	99.03M	135.42M
Revenue Growth (YoY)	-19.0%	+17.4%	-5.7%	-34.9%	+48.7%
Revenues Before Loan Losses	73.04M	88.75M	75.64M	89.50M	124.10M
Broker Commission	7.53M	11.56M	9.04M	18.25M	51.01M
Asset Mgmt Fee	55.40M	59.94M	44.22M	75.39M	78.41M
Other Revenue CM	263.00K	—	—	—	—
Gain (Loss) on Sale of Investments	—	—	—	-10.17M	—
Gain Invest Rev	-4.53M	4.12M	18.54M	1.91M	3.01M
Expenses & Provisions
Cost Of Services Provided	15.99M	14.34M	18.32M	16.94M	12.71M
Other Operating Expenses	—	—	-2.91M	-3.49M	-2.99M
Total Operating Expenses CM	60.83M	61.40M	57.95M	54.69M	52.01M
Other Non Oper Exp CM	—	—	—	—	—
Other Non Operating Income (Expenses)	—	—	—	—	—
Provision for Loan Losses	0.22M	-1.15M	-0.92M	8.32M	-0.69M
Salaries and Employee Benefits	44.84M	47.06M	42.55M	41.23M	42.29M
Profitability & Returns
EBT Excluding Unusual Items	11.99M	28.50M	18.61M	26.49M	72.78M
Pretax Income	11.99M	28.50M	48.35M	16.32M	72.78M
Operating Income	11.99M	28.50M	18.61M	26.49M	72.78M
Operating Margin	+16.5%	+31.7%	+24.3%	+32.6%	+58.3%
Profit Margin	+7.0%	+23.6%	+49.9%	+4.7%	+53.9%
Net Income	5.09M	21.18M	38.23M	3.82M	67.22M
Net Income to Common	5.09M	21.18M	38.23M	3.82M	67.22M
Net Income Growth	-76.0%	-44.6%	+901.2%	-94.3%	+81.5%
Earnings From Continuing Ops.	5.11M	21.18M	38.23M	3.82M	67.22M
Minority Interest in Earnings	-17.00K	—	—	—	—
Income Tax Expense	6.88M	7.32M	10.13M	12.50M	5.56M
Effective Tax Rate	+57.4%	+25.7%	+20.9%	+76.6%	+7.6%
Per Share & Capital
EPS (Basic)	0.20	0.83	1.50	0.15	2.64
EPS (Diluted)	0.20	0.83	1.50	0.15	2.64
EPS Growth	-76.0%	-44.6%	+901.2%	-94.3%	+81.5%
Dividend Per Share	—	—	—	—	0.59
Shares Outstanding (Basic)	25.50M	25.50M	25.50M	25.50M	25.50M
Shares Outstanding (Diluted)	25.50M	25.50M	25.50M	25.50M	25.50M
Dividend Growth	—	—	—	—	-33.3%
Free Cash Flow	-35.46M	-49.27M	-13.06M	143.63M	82.00M
Free Cash Flow Margin	-48.7%	-54.8%	-17.1%	+176.9%	+65.7%
Free Cash Flow Per Share	-1.39	-1.93	-0.51	5.63	3.22
Supplemental
Int Exp CM	0.55M	0.73M	2.17M	6.05M	8.34M
Int Inc CM	14.92M	13.86M	6.00M	—	—
Net Int Inc CM	14.36M	13.13M	3.84M	-6.05M	-8.34M