Al Khaleej Takaful

Al Khaleej Takaful Group

AKHIStocksQatar Stock ExchangeInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	726.52M	581.02M	609.86M	758.18M	587.40M
Market Cap Growth	+19.8%	-4.7%	-19.6%	+29.1%	-36.1%
Enterprise Value	648.66M	485.09M	493.09M	657.81M	512.54M
Last Close Price	2.85	2.13	2.10	2.50	1.83
Valuation Multiples
PE Ratio	10.21	8.17	8.21	11.74	10.39
PS Ratio	16.43	13.14	12.72	2.98	2.69
PB Ratio	1.17	0.94	1.02	1.27	1.05
P/TBV Ratio	1.17	0.94	1.02	1.27	1.05
P/FCF Ratio	26.05	20.83	9.49	31.21	19.66
P/OCF Ratio	24.69	19.74	9.38	28.44	18.30
EV/Sales Ratio	14.67	10.97	10.28	2.59	2.35
EV/EBITDA Ratio	8.73	6.61	6.49	9.38	8.86
EV/EBIT Ratio	9.09	6.80	6.63	9.59	9.02
EV/FCF Ratio	23.26	17.39	7.67	27.08	17.15
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.06	0.06	0.05	0.06	0.07
Debt / FCF Ratio	0.15	0.15	0.06	0.17	0.15
Net Debt / Equity Ratio	-0.13	-0.13	-0.14	-0.12	-0.12
Net Debt / EBITDA Ratio	-1.06	-1.06	-1.13	-0.99	-1.13
Net Debt / FCF Ratio	-2.79	-2.79	-1.33	-2.87	-2.20
Efficiency & Liquidity
Asset Turnover	0.05	0.05	0.05	0.25	0.22
Quick Ratio	1.24	1.24	1.21	0.35	0.38
Current Ratio	2.51	2.51	2.74	0.93	0.93
Returns & Yields
Return on Equity (ROE)	+11.7%	+11.7%	+12.4%	+11.2%	+10.4%
Return on Assets (ROA)	+4.8%	+4.8%	+4.7%	+4.2%	+3.6%
Return on Invested Capital (ROIC)	+11.5%	+11.6%	+12.4%	+11.8%	+10.4%
Earnings Yield	+9.8%	+12.2%	+12.2%	+8.5%	+9.6%
FCF Yield	+3.8%	+4.8%	+10.5%	+3.2%	+5.1%
Dividend Yield	+5.3%	+7.0%	+7.1%	+4.8%	+5.5%
Payout Ratio	+54.0%	+54.0%	+42.6%	+37.3%	+31.3%
Total Shareholder Return	+5.7%	+7.0%	+7.1%	+4.8%	+5.5%

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	726.52M	581.02M	609.86M	758.18M	587.40M
Market Cap Growth	+19.8%	-4.7%	-19.6%	+29.1%	-36.1%
Enterprise Value	648.66M	485.09M	493.09M	657.81M	512.54M
Last Close Price	2.85	2.13	2.10	2.50	1.83
Valuation Multiples
PE Ratio	10.21	8.17	8.21	11.74	10.39
PS Ratio	16.43	13.14	12.72	2.98	2.69
PB Ratio	1.17	0.94	1.02	1.27	1.05
P/TBV Ratio	1.17	0.94	1.02	1.27	1.05
P/FCF Ratio	26.05	20.83	9.49	31.21	19.66
P/OCF Ratio	24.69	19.74	9.38	28.44	18.30
EV/Sales Ratio	14.67	10.97	10.28	2.59	2.35
EV/EBITDA Ratio	8.73	6.61	6.49	9.38	8.86
EV/EBIT Ratio	9.09	6.80	6.63	9.59	9.02
EV/FCF Ratio	23.26	17.39	7.67	27.08	17.15
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.06	0.06	0.05	0.06	0.07
Debt / FCF Ratio	0.15	0.15	0.06	0.17	0.15
Net Debt / Equity Ratio	-0.13	-0.13	-0.14	-0.12	-0.12
Net Debt / EBITDA Ratio	-1.06	-1.06	-1.13	-0.99	-1.13
Net Debt / FCF Ratio	-2.79	-2.79	-1.33	-2.87	-2.20
Efficiency & Liquidity
Asset Turnover	0.05	0.05	0.05	0.25	0.22
Quick Ratio	1.24	1.24	1.21	0.35	0.38
Current Ratio	2.51	2.51	2.74	0.93	0.93
Returns & Yields
Return on Equity (ROE)	+11.7%	+11.7%	+12.4%	+11.2%	+10.4%
Return on Assets (ROA)	+4.8%	+4.8%	+4.7%	+4.2%	+3.6%
Return on Invested Capital (ROIC)	+11.5%	+11.6%	+12.4%	+11.8%	+10.4%
Earnings Yield	+9.8%	+12.2%	+12.2%	+8.5%	+9.6%
FCF Yield	+3.8%	+4.8%	+10.5%	+3.2%	+5.1%
Dividend Yield	+5.3%	+7.0%	+7.1%	+4.8%	+5.5%
Payout Ratio	+54.0%	+54.0%	+42.6%	+37.3%	+31.3%
Total Shareholder Return	+5.7%	+7.0%	+7.1%	+4.8%	+5.5%