Al Khaleej Takaful

Al Khaleej Takaful Group

AKHIStocksQatar Stock ExchangeInsurance

Financials

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	0.57B	0.58B	0.62B	0.60B	0.58B
Market Cap Growth	-10.5%	-4.7%	+2.8%	-1.6%	-8.4%
Enterprise Value	494.47M	485.09M	547.35M	516.79M	497.60M
Last Close Price	2.24	2.13	2.28	2.19	2.14
Valuation Multiples
PE Ratio	8.05	8.17	8.68	8.76	8.27
PS Ratio	12.94	13.14	5.23	6.40	8.09
PB Ratio	0.92	0.94	1.02	1.01	1.02
P/TBV Ratio	0.92	0.94	1.02	1.01	1.02
P/FCF Ratio	20.52	20.83	31.18	10.19	—
P/OCF Ratio	19.45	19.74	28.40	10.07	—
EV/Sales Ratio	11.18	—	4.61	5.53	6.90
EV/EBITDA Ratio	6.66	6.61	7.41	7.32	6.82
EV/EBIT Ratio	6.93	6.80	7.63	7.55	7.04
EV/FCF Ratio	17.73	17.39	27.49	8.82	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.06	0.05	0.05	0.07	0.06
Debt / FCF Ratio	0.15	0.15	0.21	0.07	—
Net Debt / Equity Ratio	-0.13	-0.13	-0.16	-0.12	-0.14
Net Debt / EBITDA Ratio	-1.06	-1.06	-1.30	-1.04	-1.10
Net Debt / FCF Ratio	-2.79	-2.79	-4.82	-1.25	-1.84
Efficiency & Liquidity
Asset Turnover	—	0.63	0.58	0.52	—
Quick Ratio	1.24	1.24	1.96	1.27	1.39
Current Ratio	2.51	2.51	3.51	3.06	3.50
Returns & Yields
Return on Equity (ROE)	+12.1%	+13.1%	+10.3%	+11.9%	+12.5%
Return on Assets (ROA)	+4.9%	+5.2%	+3.9%	+4.3%	+4.6%
Return on Invested Capital (ROIC)	+3.0%	+3.3%	+2.6%	+3.0%	+3.1%
Earnings Yield	+12.4%	+12.2%	+11.5%	+11.4%	+12.1%
FCF Yield	+4.9%	+4.8%	+3.2%	+9.8%	+7.5%
Dividend Yield	+6.7%	+7.0%	—	—	—
Payout Ratio	+54.0%	—	0.0%	+1.2%	+214.2%
Buyback Yield / Dilution	—	—	+0.2%	+0.5%	—
Total Shareholder Return	+6.7%	+7.0%	+0.2%	+0.5%	—

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	0.57B	0.58B	0.62B	0.60B	0.58B
Market Cap Growth	-10.5%	-4.7%	+2.8%	-1.6%	-8.4%
Enterprise Value	494.47M	485.09M	547.35M	516.79M	497.60M
Last Close Price	2.24	2.13	2.28	2.19	2.14
Valuation Multiples
PE Ratio	8.05	8.17	8.68	8.76	8.27
PS Ratio	12.94	13.14	5.23	6.40	8.09
PB Ratio	0.92	0.94	1.02	1.01	1.02
P/TBV Ratio	0.92	0.94	1.02	1.01	1.02
P/FCF Ratio	20.52	20.83	31.18	10.19	—
P/OCF Ratio	19.45	19.74	28.40	10.07	—
EV/Sales Ratio	11.18	—	4.61	5.53	6.90
EV/EBITDA Ratio	6.66	6.61	7.41	7.32	6.82
EV/EBIT Ratio	6.93	6.80	7.63	7.55	7.04
EV/FCF Ratio	17.73	17.39	27.49	8.82	—
Leverage & Capital
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01
Debt / EBITDA Ratio	0.06	0.05	0.05	0.07	0.06
Debt / FCF Ratio	0.15	0.15	0.21	0.07	—
Net Debt / Equity Ratio	-0.13	-0.13	-0.16	-0.12	-0.14
Net Debt / EBITDA Ratio	-1.06	-1.06	-1.30	-1.04	-1.10
Net Debt / FCF Ratio	-2.79	-2.79	-4.82	-1.25	-1.84
Efficiency & Liquidity
Asset Turnover	—	0.63	0.58	0.52	—
Quick Ratio	1.24	1.24	1.96	1.27	1.39
Current Ratio	2.51	2.51	3.51	3.06	3.50
Returns & Yields
Return on Equity (ROE)	+12.1%	+13.1%	+10.3%	+11.9%	+12.5%
Return on Assets (ROA)	+4.9%	+5.2%	+3.9%	+4.3%	+4.6%
Return on Invested Capital (ROIC)	+3.0%	+3.3%	+2.6%	+3.0%	+3.1%
Earnings Yield	+12.4%	+12.2%	+11.5%	+11.4%	+12.1%
FCF Yield	+4.9%	+4.8%	+3.2%	+9.8%	+7.5%
Dividend Yield	+6.7%	+7.0%	—	—	—
Payout Ratio	+54.0%	—	0.0%	+1.2%	+214.2%
Buyback Yield / Dilution	—	—	+0.2%	+0.5%	—
Total Shareholder Return	+6.7%	+7.0%	+0.2%	+0.5%	—