Comm. Bank of Qatar

Commercial Bank (Q.S.C.)

CBQKStocksQatar Stock ExchangeDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	15.83B	10.86B	15.63B	14.30B	19.63B
Total Assets	192.91B	165.68B	164.38B	169.14B	165.46B
Investment Securities	42.81B	34.56B	31.74B	30.03B	26.63B
Trading Assets	1.84B	2.37B	2.90B	3.43B	3.63B
Gross Loans	101.19B	94.86B	91.51B	98.21B	96.13B
Net Loans	95.24B	90.03B	85.57B	92.89B	91.47B
Allowance for Loan Losses	-5.94B	-4.83B	-5.94B	-5.32B	-4.66B
Liabilities
Total Deposits	89.17B	76.58B	76.23B	83.15B	82.25B
Interest-Bearing Deposits	62.18B	50.62B	54.43B	56.68B	57.32B
Non-Interest-Bearing Deposits	26.99B	25.96B	21.80B	26.47B	24.93B
Total Debt	63.24B	57.21B	53.57B	52.57B	49.35B
Total Liabilities	165.90B	139.32B	139.97B	144.73B	141.39B
Equity & Ownership
Total Equity	27.01B	26.35B	24.41B	24.40B	24.07B
Shares Outstanding	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750
Cash & Assets
Total Assets	192.91B	165.68B	164.38B	169.14B	165.46B
Cash & Equivalents	15.83B	10.86B	15.63B	14.30B	19.63B
Net Cash (Debt)	-45.56B	-43.98B	-35.05B	-34.83B	-26.09B
Net Cash Per Share	-11.82	-11.41	-9.11	-9.05	-6.45
Other Receivables	14.16B	13.55B	9.91B	10.67B	5.22B
Restricted Cash	5.49B	4.74B	4.63B	4.64B	4.48B
Property, Plant & Equipment	3.16B	2.93B	3.06B	3.05B	2.75B
Goodwill	1.74M	2.11M	2.53M	10.01M	20.65M
Other Intangible Assets	98.55M	110.82M	59.88M	56.04M	54.73M
Other Current Assets	8.75B	0.97B	5.34B	4.72B	5.68B
Other Long-Term Assets	595.11M	384.42M	370.41M	496.68M	837.26M
Long-Term Deferred Tax Assets	53.63M	96.27M	34.52M	19.26M	53.45M
Long-Term Leases	413.14M	24.77M	128.59M	229.14M	277.26M
Current Portion of Leases	135.44M	122.27M	134.83M	137.57M	107.16M
Loans & Investments
Gross Loans	101.19B	94.86B	91.51B	98.21B	96.13B
Net Loans	95.24B	90.03B	85.57B	92.89B	91.47B
Allowance for Loan Losses	-5.94B	-4.83B	-5.94B	-5.32B	-4.66B
Investment Securities	42.81B	34.56B	31.74B	30.03B	26.63B
Trading Asset Securities	1.84B	2.37B	2.90B	3.43B	3.63B
Total Investments	44.66B	36.94B	34.64B	33.47B	30.26B
Other Adjustments to Gross Loans	-1.39M	-1.85M	-2.42M	-3.09M	-3.93M
Liabilities & Obligations
Total Liabilities	165.90B	139.32B	139.97B	144.73B	141.39B
Total Liabilities & Equity	192.91B	165.68B	164.38B	169.14B	165.46B
Accounts Payable	280.76M	358.94M	803.41M	634.39M	403.92M
Accrued Expenses	486.74M	500.77M	489.97M	270.57M	300.74M
Accrued Interest Payable	804.95M	640.23M	671.82M	483.69M	237.85M
Accrued Interest Receivable	1.43B	1.30B	1.21B	1.25B	1.48B
Current Income Taxes Payable	212.29M	21.18M	14.12M	16.19M	12.12M
Long-Term Unearned Revenue	359.57M	231.35M	177.92M	188.43M	198.77M
Other Current Liabilities	9.12B	1.31B	5.79B	5.14B	6.33B
Other Long-Term Liabilities	2.03B	2.28B	2.04B	2.10B	2.12B
Pension & Post-Retirement Benefits	205.68M	184.71M	179.77M	177.42M	182.90M
Long-Term Deferred Tax Liabilities	—	—	—	—	314.00K
Debt & Funding
Total Debt	63.24B	57.21B	53.57B	52.57B	49.35B
Current Portion of Long-Term Debt	16.17B	7.43B	10.39B	9.43B	11.75B
Long-Term Debt	37.09B	43.90B	33.49B	32.68B	28.87B
Short-Term Borrowings	9.42B	5.74B	9.42B	10.09B	8.34B
Total Deposits	89.17B	76.58B	76.23B	83.15B	82.25B
Interest Bearing Deposits	62.18B	50.62B	54.43B	56.68B	57.32B
Non-Interest Bearing Deposits	26.99B	25.96B	21.80B	26.47B	24.93B
Equity & Book Value
Shareholders' Equity	27.01B	26.35B	24.41B	24.40B	24.07B
Total Common Equity	26.96B	26.35B	24.41B	24.40B	24.07B
Common Stock	4.05B	4.05B	4.05B	4.05B	4.05B
Additional Paid-In Capital	5.82B	5.82B	5.82B	5.82B	5.82B
Retained Earnings	20.33B	19.51B	17.81B	17.63B	15.64B
Comprehensive Income & Other	-3.24B	-3.03B	-3.27B	-3.09B	-1.43B
Minority Interest	50.00M	0.00M	0.00M	0.00M	0.01M
Book Value Per Share	6.66	6.51	6.03	6.03	5.95
Tangible Book Value	26.86B	26.24B	24.34B	24.34B	24.00B
Tangible Book Value Per Share	6.64	6.48	6.01	6.01	5.93
Filing Date Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Total Common Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Supplemental
Other Real Estate Owned & Foreclosed	3.43B	3.77B	3.92B	3.56B	3.52B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (QAR)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	15.83B	10.86B	15.63B	14.30B	19.63B
Total Assets	192.91B	165.68B	164.38B	169.14B	165.46B
Investment Securities	42.81B	34.56B	31.74B	30.03B	26.63B
Trading Assets	1.84B	2.37B	2.90B	3.43B	3.63B
Gross Loans	101.19B	94.86B	91.51B	98.21B	96.13B
Net Loans	95.24B	90.03B	85.57B	92.89B	91.47B
Allowance for Loan Losses	-5.94B	-4.83B	-5.94B	-5.32B	-4.66B
Liabilities
Total Deposits	89.17B	76.58B	76.23B	83.15B	82.25B
Interest-Bearing Deposits	62.18B	50.62B	54.43B	56.68B	57.32B
Non-Interest-Bearing Deposits	26.99B	25.96B	21.80B	26.47B	24.93B
Total Debt	63.24B	57.21B	53.57B	52.57B	49.35B
Total Liabilities	165.90B	139.32B	139.97B	144.73B	141.39B
Equity & Ownership
Total Equity	27.01B	26.35B	24.41B	24.40B	24.07B
Shares Outstanding	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750
Cash & Assets
Total Assets	192.91B	165.68B	164.38B	169.14B	165.46B
Cash & Equivalents	15.83B	10.86B	15.63B	14.30B	19.63B
Net Cash (Debt)	-45.56B	-43.98B	-35.05B	-34.83B	-26.09B
Net Cash Per Share	-11.82	-11.41	-9.11	-9.05	-6.45
Other Receivables	14.16B	13.55B	9.91B	10.67B	5.22B
Restricted Cash	5.49B	4.74B	4.63B	4.64B	4.48B
Property, Plant & Equipment	3.16B	2.93B	3.06B	3.05B	2.75B
Goodwill	1.74M	2.11M	2.53M	10.01M	20.65M
Other Intangible Assets	98.55M	110.82M	59.88M	56.04M	54.73M
Other Current Assets	8.75B	0.97B	5.34B	4.72B	5.68B
Other Long-Term Assets	595.11M	384.42M	370.41M	496.68M	837.26M
Long-Term Deferred Tax Assets	53.63M	96.27M	34.52M	19.26M	53.45M
Long-Term Leases	413.14M	24.77M	128.59M	229.14M	277.26M
Current Portion of Leases	135.44M	122.27M	134.83M	137.57M	107.16M
Loans & Investments
Gross Loans	101.19B	94.86B	91.51B	98.21B	96.13B
Net Loans	95.24B	90.03B	85.57B	92.89B	91.47B
Allowance for Loan Losses	-5.94B	-4.83B	-5.94B	-5.32B	-4.66B
Investment Securities	42.81B	34.56B	31.74B	30.03B	26.63B
Trading Asset Securities	1.84B	2.37B	2.90B	3.43B	3.63B
Total Investments	44.66B	36.94B	34.64B	33.47B	30.26B
Other Adjustments to Gross Loans	-1.39M	-1.85M	-2.42M	-3.09M	-3.93M
Liabilities & Obligations
Total Liabilities	165.90B	139.32B	139.97B	144.73B	141.39B
Total Liabilities & Equity	192.91B	165.68B	164.38B	169.14B	165.46B
Accounts Payable	280.76M	358.94M	803.41M	634.39M	403.92M
Accrued Expenses	486.74M	500.77M	489.97M	270.57M	300.74M
Accrued Interest Payable	804.95M	640.23M	671.82M	483.69M	237.85M
Accrued Interest Receivable	1.43B	1.30B	1.21B	1.25B	1.48B
Current Income Taxes Payable	212.29M	21.18M	14.12M	16.19M	12.12M
Long-Term Unearned Revenue	359.57M	231.35M	177.92M	188.43M	198.77M
Other Current Liabilities	9.12B	1.31B	5.79B	5.14B	6.33B
Other Long-Term Liabilities	2.03B	2.28B	2.04B	2.10B	2.12B
Pension & Post-Retirement Benefits	205.68M	184.71M	179.77M	177.42M	182.90M
Long-Term Deferred Tax Liabilities	—	—	—	—	314.00K
Debt & Funding
Total Debt	63.24B	57.21B	53.57B	52.57B	49.35B
Current Portion of Long-Term Debt	16.17B	7.43B	10.39B	9.43B	11.75B
Long-Term Debt	37.09B	43.90B	33.49B	32.68B	28.87B
Short-Term Borrowings	9.42B	5.74B	9.42B	10.09B	8.34B
Total Deposits	89.17B	76.58B	76.23B	83.15B	82.25B
Interest Bearing Deposits	62.18B	50.62B	54.43B	56.68B	57.32B
Non-Interest Bearing Deposits	26.99B	25.96B	21.80B	26.47B	24.93B
Equity & Book Value
Shareholders' Equity	27.01B	26.35B	24.41B	24.40B	24.07B
Total Common Equity	26.96B	26.35B	24.41B	24.40B	24.07B
Common Stock	4.05B	4.05B	4.05B	4.05B	4.05B
Additional Paid-In Capital	5.82B	5.82B	5.82B	5.82B	5.82B
Retained Earnings	20.33B	19.51B	17.81B	17.63B	15.64B
Comprehensive Income & Other	-3.24B	-3.03B	-3.27B	-3.09B	-1.43B
Minority Interest	50.00M	0.00M	0.00M	0.00M	0.01M
Book Value Per Share	6.66	6.51	6.03	6.03	5.95
Tangible Book Value	26.86B	26.24B	24.34B	24.34B	24.00B
Tangible Book Value Per Share	6.64	6.48	6.01	6.01	5.93
Filing Date Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Total Common Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Supplemental
Other Real Estate Owned & Foreclosed	3.43B	3.77B	3.92B	3.56B	3.52B