Comm. Bank of Qatar

Commercial Bank (Q.S.C.)

CBQKStocksQatar Stock ExchangeDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (QAR)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	15.83B	16.76B	13.85B	10.46B	10.86B
Total Assets	192.91B	191.98B	182.06B	169.07B	165.68B
Investment Securities	42.81B	40.99B	37.21B	36.10B	34.56B
Trading Assets	1.84B	2.11B	1.91B	1.89B	2.37B
Gross Loans	101.19B	99.42B	99.14B	97.61B	94.86B
Net Loans	95.24B	93.85B	93.88B	92.60B	90.03B
Allowance for Loan Losses	-5.94B	-5.57B	-5.26B	-5.01B	-4.83B
Liabilities
Total Deposits	89.17B	85.34B	83.69B	76.47B	76.58B
Interest-Bearing Deposits	62.18B	58.99B	54.26B	48.92B	50.62B
Non-Interest-Bearing Deposits	26.99B	26.35B	29.43B	27.54B	25.96B
Total Debt	63.24B	64.81B	57.39B	59.40B	57.21B
Total Liabilities	165.90B	165.14B	155.75B	143.36B	139.32B
Equity & Ownership
Total Equity	27.01B	26.83B	26.32B	25.71B	26.35B
Shares Outstanding	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750
Cash & Assets
Total Assets	192.91B	191.98B	182.06B	169.07B	165.68B
Cash & Equivalents	15.83B	16.76B	13.85B	10.46B	10.86B
Net Cash (Debt)	-45.56B	-45.94B	-41.63B	-47.05B	-43.98B
Net Cash Per Share	-11.82	-11.92	-10.80	-12.21	-11.41
Other Receivables	14.16B	13.44B	9.85B	10.09B	13.55B
Restricted Cash	5.49B	5.53B	5.40B	5.14B	4.74B
Property, Plant & Equipment	3.16B	2.74B	2.98B	3.04B	2.93B
Goodwill	1.74M	—	—	—	2.11M
Other Intangible Assets	98.55M	82.12M	98.30M	89.31M	110.82M
Other Current Assets	8.75B	9.27B	9.13B	1.46B	0.97B
Other Long-Term Assets	0.60B	5.72B	6.46B	6.91B	0.38B
Long-Term Deferred Tax Assets	53.63M	—	—	—	96.27M
Long-Term Leases	413.14M	—	—	—	24.77M
Current Portion of Leases	135.44M	—	—	—	122.27M
Loans & Investments
Gross Loans	101.19B	99.42B	99.14B	97.61B	94.86B
Net Loans	95.24B	93.85B	93.88B	92.60B	90.03B
Allowance for Loan Losses	-5.94B	-5.57B	-5.26B	-5.01B	-4.83B
Investment Securities	42.81B	40.99B	37.21B	36.10B	34.56B
Trading Asset Securities	1.84B	2.11B	1.91B	1.89B	2.37B
Total Investments	44.66B	43.10B	39.12B	37.98B	36.94B
Other Adjustments to Gross Loans	-1.39M	-1.49M	-1.61M	-1.73M	-1.85M
Liabilities & Obligations
Total Liabilities	165.90B	165.14B	155.75B	143.36B	139.32B
Total Liabilities & Equity	192.91B	191.98B	182.06B	169.07B	165.68B
Accounts Payable	280.76M	—	—	—	358.94M
Accrued Expenses	486.74M	—	—	—	500.77M
Accrued Interest Payable	0.80B	0.72B	0.51B	0.55B	0.64B
Accrued Interest Receivable	1.43B	1.48B	1.31B	1.31B	1.30B
Current Income Taxes Payable	212.29M	—	—	—	21.18M
Long-Term Unearned Revenue	359.57M	—	—	—	231.35M
Other Current Liabilities	9.12B	—	—	—	1.31B
Other Long-Term Liabilities	2.03B	14.28B	14.15B	6.94B	2.28B
Pension & Post-Retirement Benefits	205.68M	—	—	—	184.71M
Long-Term Deferred Tax Liabilities	—	—	—	—	—
Debt & Funding
Total Debt	63.24B	64.81B	57.39B	59.40B	57.21B
Current Portion of Long-Term Debt	16.17B	—	—	8.57B	7.43B
Long-Term Debt	37.09B	55.91B	48.72B	44.86B	43.90B
Short-Term Borrowings	9.42B	8.90B	8.68B	5.97B	5.74B
Total Deposits	89.17B	85.34B	83.69B	76.47B	76.58B
Interest Bearing Deposits	62.18B	58.99B	54.26B	48.92B	50.62B
Non-Interest Bearing Deposits	26.99B	26.35B	29.43B	27.54B	25.96B
Equity & Book Value
Shareholders' Equity	27.01B	26.83B	26.32B	25.71B	26.35B
Total Common Equity	26.96B	26.83B	26.32B	25.71B	26.35B
Common Stock	4.05B	4.05B	4.05B	4.05B	4.05B
Additional Paid-In Capital	5.82B	5.82B	5.82B	5.82B	5.82B
Retained Earnings	20.33B	20.23B	19.58B	18.97B	19.51B
Comprehensive Income & Other	-3.24B	-3.26B	-3.13B	-3.13B	-3.03B
Minority Interest	50.00M	0.00M	0.00M	0.00M	0.00M
Book Value Per Share	6.66	6.63	6.50	6.35	6.51
Tangible Book Value	26.86B	26.75B	26.22B	25.62B	26.24B
Tangible Book Value Per Share	6.64	6.61	6.48	6.33	6.48
Filing Date Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Total Common Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Supplemental
Other Real Estate Owned & Foreclosed	3.43B	—	—	—	3.77B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (QAR)

1-5

	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024
Assets
Cash & Equivalents	15.83B	16.76B	13.85B	10.46B	10.86B
Total Assets	192.91B	191.98B	182.06B	169.07B	165.68B
Investment Securities	42.81B	40.99B	37.21B	36.10B	34.56B
Trading Assets	1.84B	2.11B	1.91B	1.89B	2.37B
Gross Loans	101.19B	99.42B	99.14B	97.61B	94.86B
Net Loans	95.24B	93.85B	93.88B	92.60B	90.03B
Allowance for Loan Losses	-5.94B	-5.57B	-5.26B	-5.01B	-4.83B
Liabilities
Total Deposits	89.17B	85.34B	83.69B	76.47B	76.58B
Interest-Bearing Deposits	62.18B	58.99B	54.26B	48.92B	50.62B
Non-Interest-Bearing Deposits	26.99B	26.35B	29.43B	27.54B	25.96B
Total Debt	63.24B	64.81B	57.39B	59.40B	57.21B
Total Liabilities	165.90B	165.14B	155.75B	143.36B	139.32B
Equity & Ownership
Total Equity	27.01B	26.83B	26.32B	25.71B	26.35B
Shares Outstanding	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750	4,047,253,750
Cash & Assets
Total Assets	192.91B	191.98B	182.06B	169.07B	165.68B
Cash & Equivalents	15.83B	16.76B	13.85B	10.46B	10.86B
Net Cash (Debt)	-45.56B	-45.94B	-41.63B	-47.05B	-43.98B
Net Cash Per Share	-11.82	-11.92	-10.80	-12.21	-11.41
Other Receivables	14.16B	13.44B	9.85B	10.09B	13.55B
Restricted Cash	5.49B	5.53B	5.40B	5.14B	4.74B
Property, Plant & Equipment	3.16B	2.74B	2.98B	3.04B	2.93B
Goodwill	1.74M	—	—	—	2.11M
Other Intangible Assets	98.55M	82.12M	98.30M	89.31M	110.82M
Other Current Assets	8.75B	9.27B	9.13B	1.46B	0.97B
Other Long-Term Assets	0.60B	5.72B	6.46B	6.91B	0.38B
Long-Term Deferred Tax Assets	53.63M	—	—	—	96.27M
Long-Term Leases	413.14M	—	—	—	24.77M
Current Portion of Leases	135.44M	—	—	—	122.27M
Loans & Investments
Gross Loans	101.19B	99.42B	99.14B	97.61B	94.86B
Net Loans	95.24B	93.85B	93.88B	92.60B	90.03B
Allowance for Loan Losses	-5.94B	-5.57B	-5.26B	-5.01B	-4.83B
Investment Securities	42.81B	40.99B	37.21B	36.10B	34.56B
Trading Asset Securities	1.84B	2.11B	1.91B	1.89B	2.37B
Total Investments	44.66B	43.10B	39.12B	37.98B	36.94B
Other Adjustments to Gross Loans	-1.39M	-1.49M	-1.61M	-1.73M	-1.85M
Liabilities & Obligations
Total Liabilities	165.90B	165.14B	155.75B	143.36B	139.32B
Total Liabilities & Equity	192.91B	191.98B	182.06B	169.07B	165.68B
Accounts Payable	280.76M	—	—	—	358.94M
Accrued Expenses	486.74M	—	—	—	500.77M
Accrued Interest Payable	0.80B	0.72B	0.51B	0.55B	0.64B
Accrued Interest Receivable	1.43B	1.48B	1.31B	1.31B	1.30B
Current Income Taxes Payable	212.29M	—	—	—	21.18M
Long-Term Unearned Revenue	359.57M	—	—	—	231.35M
Other Current Liabilities	9.12B	—	—	—	1.31B
Other Long-Term Liabilities	2.03B	14.28B	14.15B	6.94B	2.28B
Pension & Post-Retirement Benefits	205.68M	—	—	—	184.71M
Long-Term Deferred Tax Liabilities	—	—	—	—	—
Debt & Funding
Total Debt	63.24B	64.81B	57.39B	59.40B	57.21B
Current Portion of Long-Term Debt	16.17B	—	—	8.57B	7.43B
Long-Term Debt	37.09B	55.91B	48.72B	44.86B	43.90B
Short-Term Borrowings	9.42B	8.90B	8.68B	5.97B	5.74B
Total Deposits	89.17B	85.34B	83.69B	76.47B	76.58B
Interest Bearing Deposits	62.18B	58.99B	54.26B	48.92B	50.62B
Non-Interest Bearing Deposits	26.99B	26.35B	29.43B	27.54B	25.96B
Equity & Book Value
Shareholders' Equity	27.01B	26.83B	26.32B	25.71B	26.35B
Total Common Equity	26.96B	26.83B	26.32B	25.71B	26.35B
Common Stock	4.05B	4.05B	4.05B	4.05B	4.05B
Additional Paid-In Capital	5.82B	5.82B	5.82B	5.82B	5.82B
Retained Earnings	20.33B	20.23B	19.58B	18.97B	19.51B
Comprehensive Income & Other	-3.24B	-3.26B	-3.13B	-3.13B	-3.03B
Minority Interest	50.00M	0.00M	0.00M	0.00M	0.00M
Book Value Per Share	6.66	6.63	6.50	6.35	6.51
Tangible Book Value	26.86B	26.75B	26.22B	25.62B	26.24B
Tangible Book Value Per Share	6.64	6.61	6.48	6.33	6.48
Filing Date Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Total Common Shares Outstanding	4.05B	4.05B	4.05B	4.05B	4.05B
Supplemental
Other Real Estate Owned & Foreclosed	3.43B	—	—	—	3.77B