Emirates Insurance

Emirates Insurance Co.

EICStocksAbu Dhabi Securities ExchangeInsurance

Financials

1-5

	CurrentMar 29, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	1.20B	1.01B	1.19B	1.07B	1.02B
Market Cap Growth	+9.6%	-15.7%	+11.2%	+5.1%	-2.9%
Enterprise Value	1.01B	0.76B	1.01B	1.01B	0.95B
Last Close Price	8.00	6.17	6.83	5.72	5.10
Valuation Multiples
PE Ratio	8.73	7.26	10.77	8.49	18.28
PS Ratio	1.66	1.45	1.94	1.90	0.90
PB Ratio	0.87	0.73	0.89	0.84	0.89
P/TBV Ratio	0.87	0.73	0.89	0.84	0.89
P/FCF Ratio	4.90	4.60	—	—	17.09
P/OCF Ratio	4.69	4.39	—	—	16.29
EV/Sales Ratio	1.39	1.10	1.64	1.78	0.84
EV/EBITDA Ratio	6.57	4.97	8.23	7.75	15.78
EV/EBIT Ratio	6.77	5.11	8.48	7.97	16.96
EV/FCF Ratio	4.11	3.49	—	—	15.86
Leverage & Capital
Net Debt / Equity Ratio	-0.14	-0.19	-0.21	-0.10	-0.11
Net Debt / EBITDA Ratio	-1.27	-1.73	-2.26	-0.97	-2.13
Net Debt / FCF Ratio	-0.79	-1.22	11.31	10.06	-2.14
Efficiency & Liquidity
Asset Turnover	0.25	0.24	0.23	0.25	0.44
Quick Ratio	18.38	23.23	23.69	27.95	2.20
Current Ratio	43.74	55.56	66.66	68.27	9.67
Returns & Yields
Return on Equity (ROE)	+9.9%	+10.2%	+8.4%	+10.4%	+4.8%
Return on Assets (ROA)	+3.3%	+3.2%	+2.8%	+3.5%	+1.4%
Return on Invested Capital (ROIC)	+9.9%	+10.2%	+8.4%	+10.4%	+4.8%
Earnings Yield	+11.4%	+13.8%	+9.3%	+11.8%	+5.5%
FCF Yield	+20.4%	+21.7%	-2.1%	-1.2%	+5.9%
Dividend Yield	+7.5%	+9.7%	+7.3%	+9.6%	+9.8%
Payout Ratio	+54.7%	+54.2%	+74.5%	+59.4%	+134.4%
Buyback Yield / Dilution	+0.3%	+0.3%	—	—	—
Total Shareholder Return	+7.8%	+10.0%	+7.3%	+9.6%	+9.8%

1-5

	CurrentMar 29, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	1.20B	1.01B	1.19B	1.07B	1.02B
Market Cap Growth	+9.6%	-15.7%	+11.2%	+5.1%	-2.9%
Enterprise Value	1.01B	0.76B	1.01B	1.01B	0.95B
Last Close Price	8.00	6.17	6.83	5.72	5.10
Valuation Multiples
PE Ratio	8.73	7.26	10.77	8.49	18.28
PS Ratio	1.66	1.45	1.94	1.90	0.90
PB Ratio	0.87	0.73	0.89	0.84	0.89
P/TBV Ratio	0.87	0.73	0.89	0.84	0.89
P/FCF Ratio	4.90	4.60	—	—	17.09
P/OCF Ratio	4.69	4.39	—	—	16.29
EV/Sales Ratio	1.39	1.10	1.64	1.78	0.84
EV/EBITDA Ratio	6.57	4.97	8.23	7.75	15.78
EV/EBIT Ratio	6.77	5.11	8.48	7.97	16.96
EV/FCF Ratio	4.11	3.49	—	—	15.86
Leverage & Capital
Net Debt / Equity Ratio	-0.14	-0.19	-0.21	-0.10	-0.11
Net Debt / EBITDA Ratio	-1.27	-1.73	-2.26	-0.97	-2.13
Net Debt / FCF Ratio	-0.79	-1.22	11.31	10.06	-2.14
Efficiency & Liquidity
Asset Turnover	0.25	0.24	0.23	0.25	0.44
Quick Ratio	18.38	23.23	23.69	27.95	2.20
Current Ratio	43.74	55.56	66.66	68.27	9.67
Returns & Yields
Return on Equity (ROE)	+9.9%	+10.2%	+8.4%	+10.4%	+4.8%
Return on Assets (ROA)	+3.3%	+3.2%	+2.8%	+3.5%	+1.4%
Return on Invested Capital (ROIC)	+9.9%	+10.2%	+8.4%	+10.4%	+4.8%
Earnings Yield	+11.4%	+13.8%	+9.3%	+11.8%	+5.5%
FCF Yield	+20.4%	+21.7%	-2.1%	-1.2%	+5.9%
Dividend Yield	+7.5%	+9.7%	+7.3%	+9.6%	+9.8%
Payout Ratio	+54.7%	+54.2%	+74.5%	+59.4%	+134.4%
Buyback Yield / Dilution	+0.3%	+0.3%	—	—	—
Total Shareholder Return	+7.8%	+10.0%	+7.3%	+9.6%	+9.8%