Emirates Insurance

Emirates Insurance Co.

EICStocksAbu Dhabi Securities ExchangeInsurance

Financials

1-5

	CurrentMar 29, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	1.14B	1.01B	1.10B	1.07B	1.12B
Market Cap Growth	-4.4%	-15.7%	-8.2%	-5.3%	+3.5%
Enterprise Value	0.87B	0.76B	0.91B	0.76B	0.84B
Last Close Price	7.60	6.70	7.30	7.10	6.95
Valuation Multiples
PE Ratio	8.21	7.26	7.96	8.35	10.77
PS Ratio	1.64	1.45	1.72	1.64	1.83
PB Ratio	0.83	0.73	0.83	0.85	0.81
P/TBV Ratio	0.83	0.73	0.83	0.85	0.81
P/FCF Ratio	5.22	4.60	6.66	26.74	—
P/OCF Ratio	4.98	4.39	6.37	22.07	—
EV/Sales Ratio	1.26	1.10	1.43	1.17	1.38
EV/EBITDA Ratio	5.70	4.97	5.95	5.38	7.29
EV/EBIT Ratio	5.86	5.11	6.10	5.53	7.53
EV/FCF Ratio	4.00	3.49	5.52	19.09	—
Leverage & Capital
Net Debt / Equity Ratio	-0.19	-0.19	-0.18	-0.15	-0.22
Net Debt / EBITDA Ratio	-1.73	-1.73	-1.59	-1.33	-2.64
Net Debt / FCF Ratio	-1.22	-1.22	-1.48	-4.71	27.17
Efficiency & Liquidity
Asset Turnover	0.27	0.23	0.24	0.24	0.18
Quick Ratio	23.23	23.23	14.80	17.51	25.79
Current Ratio	55.56	55.56	38.53	53.56	67.37
Returns & Yields
Return on Equity (ROE)	+8.9%	+12.2%	+10.7%	+9.9%	+8.8%
Return on Assets (ROA)	+2.9%	+3.8%	+3.4%	+3.0%	+2.7%
Return on Invested Capital (ROIC)	+2.2%	+3.1%	+2.7%	+2.5%	+2.2%
Earnings Yield	+12.1%	+13.8%	+12.6%	+12.0%	+9.3%
FCF Yield	+19.2%	+21.7%	+15.0%	+3.7%	-1.0%
Dividend Yield	+7.9%	+9.0%	—	—	—
Payout Ratio	+54.2%	—	—	+212.4%	—
Buyback Yield / Dilution	+0.3%	+0.3%	+0.3%	+0.3%	—
Total Shareholder Return	+8.2%	+9.2%	+0.3%	+0.3%	—

AED 7.60

Official close

0.0%

Price as of March 27, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 29, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	1.14B	1.01B	1.10B	1.07B	1.12B
Market Cap Growth	-4.4%	-15.7%	-8.2%	-5.3%	+3.5%
Enterprise Value	0.87B	0.76B	0.91B	0.76B	0.84B
Last Close Price	7.60	6.70	7.30	7.10	6.95
Valuation Multiples
PE Ratio	8.21	7.26	7.96	8.35	10.77
PS Ratio	1.64	1.45	1.72	1.64	1.83
PB Ratio	0.83	0.73	0.83	0.85	0.81
P/TBV Ratio	0.83	0.73	0.83	0.85	0.81
P/FCF Ratio	5.22	4.60	6.66	26.74	—
P/OCF Ratio	4.98	4.39	6.37	22.07	—
EV/Sales Ratio	1.26	1.10	1.43	1.17	1.38
EV/EBITDA Ratio	5.70	4.97	5.95	5.38	7.29
EV/EBIT Ratio	5.86	5.11	6.10	5.53	7.53
EV/FCF Ratio	4.00	3.49	5.52	19.09	—
Leverage & Capital
Net Debt / Equity Ratio	-0.19	-0.19	-0.18	-0.15	-0.22
Net Debt / EBITDA Ratio	-1.73	-1.73	-1.59	-1.33	-2.64
Net Debt / FCF Ratio	-1.22	-1.22	-1.48	-4.71	27.17
Efficiency & Liquidity
Asset Turnover	0.27	0.23	0.24	0.24	0.18
Quick Ratio	23.23	23.23	14.80	17.51	25.79
Current Ratio	55.56	55.56	38.53	53.56	67.37
Returns & Yields
Return on Equity (ROE)	+8.9%	+12.2%	+10.7%	+9.9%	+8.8%
Return on Assets (ROA)	+2.9%	+3.8%	+3.4%	+3.0%	+2.7%
Return on Invested Capital (ROIC)	+2.2%	+3.1%	+2.7%	+2.5%	+2.2%
Earnings Yield	+12.1%	+13.8%	+12.6%	+12.0%	+9.3%
FCF Yield	+19.2%	+21.7%	+15.0%	+3.7%	-1.0%
Dividend Yield	+7.9%	+9.0%	—	—	—
Payout Ratio	+54.2%	—	—	+212.4%	—
Buyback Yield / Dilution	+0.3%	+0.3%	+0.3%	+0.3%	—
Total Shareholder Return	+8.2%	+9.2%	+0.3%	+0.3%	—