ALANSARI

Al Ansari Financial Services PJSC

ALANSARIStocksDubai Financial MarketIndustrials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	650.38M	640.82M	620.80M	563.23M	543.92M
Gross Profit	650.38M	640.82M	620.80M	563.23M	543.92M
SG&A	711.19M	631.30M	555.53M	498.38M	439.32M
Operating Expenses	846.24M	731.37M	652.43M	579.14M	506.61M
Operating Income	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
Interest Expense	-35.25M	-8.75M	-13.33M	-2.31M	-1.64M
Other Income/Expense	-6.72M	-1.68M	-1.53M	-1.20M	-1.22M
Pretax Income	438.10M	446.83M	495.19M	587.66M	491.22M
Income Tax	37.24M	40.98M	—	—	—
Net Income	400.86M	405.85M	495.19M	594.86M	491.15M
EBITDA	-158.68M	-61.28M	-5.91M	2.73M	57.52M
EBIT	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
EPS (Basic)	0.05	0.05	0.07	0.08	9.82
EPS (Diluted)	0.05	0.05	0.07	0.08	9.82
DPS	0.04	0.04	0.08	0.19	0.02
Margins & Efficiency
Gross Margin %	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBITDA Margin %	-24.4%	-9.6%	-1.0%	+0.5%	+10.6%
Net Margin %	+61.6%	+63.3%	+79.8%	+105.6%	+90.3%
Revenue & Income
Revenue	650.38M	640.82M	620.80M	563.23M	543.92M
Revenue as Reported	1.33B	1.19B	1.16B	1.17B	1.00B
Revenue Growth (YoY)	+1.5%	+3.2%	+10.2%	+3.6%	+10.7%
Operating Revenue	615.92M	601.16M	590.42M	547.41M	529.04M
Other Revenue	34.46M	39.66M	30.37M	15.82M	14.88M
Currency Exchange Gain (Loss)	675.34M	547.82M	541.68M	607.07M	458.53M
Expenses & Provisions
Selling, General & Admin	711.19M	631.30M	555.53M	498.38M	439.32M
Operating Expenses	846.24M	731.37M	652.43M	579.14M	506.61M
Other Operating Expenses	10.37M	5.23M	11.65M	8.18M	—
Interest Expense	-35.25M	-8.75M	-13.33M	-2.31M	-1.64M
Other Non Operating Income (Expenses)	-6.72M	-1.68M	-1.53M	-1.20M	-1.22M
Asset Writedown	—	—	—	—	-1.76M
D&A For EBITDA	37.18M	29.27M	25.72M	18.64M	20.22M
Profitability & Returns
Gross Profit	650.38M	640.82M	620.80M	563.23M	543.92M
Gross Margin	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBIT	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
EBIT Margin	-30.1%	-14.1%	-5.1%	-2.8%	+6.9%
EBITDA	-158.68M	-61.28M	-5.91M	2.73M	57.52M
EBITDA Margin	-24.4%	-9.6%	-1.0%	+0.5%	+10.6%
EBT Excluding Unusual Items	437.51M	446.83M	495.19M	587.66M	492.98M
Pretax Income	438.10M	446.83M	495.19M	587.66M	491.22M
Operating Income	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
Operating Margin	-30.1%	-14.1%	-5.1%	-2.8%	+6.9%
Profit Margin	+61.6%	+63.3%	+79.8%	+105.6%	+90.3%
Net Income	400.86M	405.85M	495.19M	594.86M	491.15M
Net Income to Common	400.86M	405.85M	495.19M	594.86M	491.15M
Net Income to Company	400.86M	405.85M	495.19M	595.30M	491.22M
Net Income Growth	-1.2%	-18.0%	-16.8%	+21.1%	+31.1%
Earnings From Continuing Ops.	400.86M	405.85M	495.19M	587.66M	491.22M
Earnings From Discontinued Ops.	—	—	—	7.64M	—
Minority Interest in Earnings	—	—	—	-436.00K	-65.00K
Income Tax Expense	37.24M	40.98M	—	—	—
Effective Tax Rate	+8.5%	+9.2%	—	—	—
Per Share & Capital
EPS (Basic)	0.05	0.05	0.07	0.08	9.82
EPS (Diluted)	0.05	0.05	0.07	0.08	9.82
EPS Growth	-1.2%	-17.9%	-16.8%	-99.2%	+31.1%
Dividend Per Share	0.04	0.04	0.08	0.19	0.02
Shares Change (YoY)	-0	-0	—	149	—
Shares Outstanding (Basic)	7.48B	7.49B	7.50B	7.50B	0.05B
Shares Outstanding (Diluted)	7.48B	7.49B	7.50B	7.50B	0.05B
Dividend Growth	-5.7%	-47.5%	-57.2%	+713.0%	—
Free Cash Flow	755.18M	799.50M	667.19M	636.16M	459.26M
Free Cash Flow Margin	+116.1%	+124.8%	+107.5%	+112.9%	+84.4%
Free Cash Flow Per Share	0.10	0.11	0.09	0.09	9.19
Payout Ratio	+80.7%	+112.7%	+60.6%	+181.2%	+35.8%
Supplemental
Other Unusual Items	595.00K	—	—	—	—

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	650.38M	640.82M	620.80M	563.23M	543.92M
Gross Profit	650.38M	640.82M	620.80M	563.23M	543.92M
SG&A	711.19M	631.30M	555.53M	498.38M	439.32M
Operating Expenses	846.24M	731.37M	652.43M	579.14M	506.61M
Operating Income	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
Interest Expense	-35.25M	-8.75M	-13.33M	-2.31M	-1.64M
Other Income/Expense	-6.72M	-1.68M	-1.53M	-1.20M	-1.22M
Pretax Income	438.10M	446.83M	495.19M	587.66M	491.22M
Income Tax	37.24M	40.98M	—	—	—
Net Income	400.86M	405.85M	495.19M	594.86M	491.15M
EBITDA	-158.68M	-61.28M	-5.91M	2.73M	57.52M
EBIT	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
EPS (Basic)	0.05	0.05	0.07	0.08	9.82
EPS (Diluted)	0.05	0.05	0.07	0.08	9.82
DPS	0.04	0.04	0.08	0.19	0.02
Margins & Efficiency
Gross Margin %	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBITDA Margin %	-24.4%	-9.6%	-1.0%	+0.5%	+10.6%
Net Margin %	+61.6%	+63.3%	+79.8%	+105.6%	+90.3%
Revenue & Income
Revenue	650.38M	640.82M	620.80M	563.23M	543.92M
Revenue as Reported	1.33B	1.19B	1.16B	1.17B	1.00B
Revenue Growth (YoY)	+1.5%	+3.2%	+10.2%	+3.6%	+10.7%
Operating Revenue	615.92M	601.16M	590.42M	547.41M	529.04M
Other Revenue	34.46M	39.66M	30.37M	15.82M	14.88M
Currency Exchange Gain (Loss)	675.34M	547.82M	541.68M	607.07M	458.53M
Expenses & Provisions
Selling, General & Admin	711.19M	631.30M	555.53M	498.38M	439.32M
Operating Expenses	846.24M	731.37M	652.43M	579.14M	506.61M
Other Operating Expenses	10.37M	5.23M	11.65M	8.18M	—
Interest Expense	-35.25M	-8.75M	-13.33M	-2.31M	-1.64M
Other Non Operating Income (Expenses)	-6.72M	-1.68M	-1.53M	-1.20M	-1.22M
Asset Writedown	—	—	—	—	-1.76M
D&A For EBITDA	37.18M	29.27M	25.72M	18.64M	20.22M
Profitability & Returns
Gross Profit	650.38M	640.82M	620.80M	563.23M	543.92M
Gross Margin	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBIT	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
EBIT Margin	-30.1%	-14.1%	-5.1%	-2.8%	+6.9%
EBITDA	-158.68M	-61.28M	-5.91M	2.73M	57.52M
EBITDA Margin	-24.4%	-9.6%	-1.0%	+0.5%	+10.6%
EBT Excluding Unusual Items	437.51M	446.83M	495.19M	587.66M	492.98M
Pretax Income	438.10M	446.83M	495.19M	587.66M	491.22M
Operating Income	-195.86M	-90.55M	-31.63M	-15.91M	37.31M
Operating Margin	-30.1%	-14.1%	-5.1%	-2.8%	+6.9%
Profit Margin	+61.6%	+63.3%	+79.8%	+105.6%	+90.3%
Net Income	400.86M	405.85M	495.19M	594.86M	491.15M
Net Income to Common	400.86M	405.85M	495.19M	594.86M	491.15M
Net Income to Company	400.86M	405.85M	495.19M	595.30M	491.22M
Net Income Growth	-1.2%	-18.0%	-16.8%	+21.1%	+31.1%
Earnings From Continuing Ops.	400.86M	405.85M	495.19M	587.66M	491.22M
Earnings From Discontinued Ops.	—	—	—	7.64M	—
Minority Interest in Earnings	—	—	—	-436.00K	-65.00K
Income Tax Expense	37.24M	40.98M	—	—	—
Effective Tax Rate	+8.5%	+9.2%	—	—	—
Per Share & Capital
EPS (Basic)	0.05	0.05	0.07	0.08	9.82
EPS (Diluted)	0.05	0.05	0.07	0.08	9.82
EPS Growth	-1.2%	-17.9%	-16.8%	-99.2%	+31.1%
Dividend Per Share	0.04	0.04	0.08	0.19	0.02
Shares Change (YoY)	-0	-0	—	149	—
Shares Outstanding (Basic)	7.48B	7.49B	7.50B	7.50B	0.05B
Shares Outstanding (Diluted)	7.48B	7.49B	7.50B	7.50B	0.05B
Dividend Growth	-5.7%	-47.5%	-57.2%	+713.0%	—
Free Cash Flow	755.18M	799.50M	667.19M	636.16M	459.26M
Free Cash Flow Margin	+116.1%	+124.8%	+107.5%	+112.9%	+84.4%
Free Cash Flow Per Share	0.10	0.11	0.09	0.09	9.19
Payout Ratio	+80.7%	+112.7%	+60.6%	+181.2%	+35.8%
Supplemental
Other Unusual Items	595.00K	—	—	—	—