ALANSARI

Al Ansari Financial Services PJSC

ALANSARIStocksDubai Financial MarketIndustrials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q3 2025Sep 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024	Q3 2024Sep 30, 2024	Q2 2024Jun 30, 2024
Operating Summary
Revenue	155.14M	157.36M	161.99M	158.91M	163.39M
Gross Profit	155.14M	157.36M	161.99M	158.91M	163.39M
SG&A	189.74M	156.04M	159.98M	157.02M	155.78M
Operating Expenses	222.93M	180.33M	196.05M	181.38M	179.38M
Operating Income	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
Interest Expense	-11.51M	-1.77M	-1.72M	-1.94M	-2.92M
Other Income/Expense	-1.99M	-0.50M	-0.74M	-0.33M	-0.30M
Pretax Income	99.53M	119.62M	107.37M	113.66M	117.29M
Income Tax	8.48M	10.77M	10.06M	10.60M	10.56M
Net Income	91.05M	108.85M	97.31M	103.06M	106.73M
EBITDA	-58.81M	-16.18M	-26.55M	33.25M	-8.92M
EBIT	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
Margins & Efficiency
Gross Margin %	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBITDA Margin %	-37.9%	-10.3%	-16.4%	+20.9%	-5.5%
Net Margin %	+58.7%	+69.2%	+60.1%	+64.9%	+65.3%
Revenue & Income
Revenue	155.14M	157.36M	161.99M	158.91M	163.39M
Revenue as Reported	335.95M	302.23M	305.88M	297.31M	299.88M
Revenue Growth (YoY)	-5.0%	+0.5%	+8.4%	-1.6%	-1.8%
Operating Revenue	146.73M	149.34M	150.02M	149.61M	155.84M
Other Revenue	8.42M	8.02M	11.97M	9.30M	7.55M
Currency Exchange Gain (Loss)	180.81M	144.87M	143.89M	138.40M	136.49M
Expenses & Provisions
Selling, General & Admin	189.74M	156.04M	159.98M	157.02M	155.78M
Operating Expenses	222.93M	180.33M	196.05M	181.38M	179.38M
Other Operating Expenses	—	—	11.76M	—	—
Interest Expense	-11.51M	-1.77M	-1.72M	-1.94M	-2.92M
Other Non Operating Income (Expenses)	-1.99M	-0.50M	-0.74M	-0.33M	-0.30M
D&A For EBITDA	8.98M	6.79M	7.52M	55.72M	7.08M
Profitability & Returns
Gross Profit	155.14M	157.36M	161.99M	158.91M	163.39M
Gross Margin	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBIT	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
EBIT Margin	-43.7%	-14.6%	-21.0%	-14.1%	-9.8%
EBITDA	-58.81M	-16.18M	-26.55M	33.25M	-8.92M
EBITDA Margin	-37.9%	-10.3%	-16.4%	+20.9%	-5.5%
Pretax Income	99.53M	119.62M	107.37M	113.66M	117.29M
Operating Income	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
Operating Margin	-43.7%	-14.6%	-21.0%	-14.1%	-9.8%
Profit Margin	+58.7%	+69.2%	+60.1%	+64.9%	+65.3%
Net Income	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income to Common	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income to Company	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income Growth	-14.7%	+10.2%	-9.4%	-17.2%	-18.1%
Earnings From Continuing Ops.	91.05M	108.85M	97.31M	103.06M	106.73M
Earnings From Discontinued Ops.	—	—	—	—	—
Minority Interest in Earnings	—	—	—	—	—
Income Tax Expense	8.48M	10.77M	10.06M	10.60M	10.56M
Effective Tax Rate	+8.5%	+9.0%	+9.4%	+9.3%	+9.0%
Per Share & Capital
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
EPS Growth	-14.1%	+10.4%	-9.1%	-16.9%	-18.4%
Dividend Per Share	—	—	0.02	—	0.02
Shares Change (YoY)	-0.01	-0	-0	-0	0
Shares Outstanding (Basic)	7.46B	7.49B	7.47B	7.47B	7.52B
Shares Outstanding (Diluted)	7.46B	7.49B	7.47B	7.47B	7.52B
Dividend Growth	—	—	-47.5%	—	-47.5%
Free Cash Flow	—	243.71M	367.93M	163.88M	75.12M
Free Cash Flow Margin	—	+154.9%	+227.1%	+103.1%	+46.0%
Free Cash Flow Per Share	—	0.03	0.05	0.02	0.01
Payout Ratio	—	—	+161.9%	—	+281.1%

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q3 2025Sep 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024	Q3 2024Sep 30, 2024	Q2 2024Jun 30, 2024
Operating Summary
Revenue	155.14M	157.36M	161.99M	158.91M	163.39M
Gross Profit	155.14M	157.36M	161.99M	158.91M	163.39M
SG&A	189.74M	156.04M	159.98M	157.02M	155.78M
Operating Expenses	222.93M	180.33M	196.05M	181.38M	179.38M
Operating Income	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
Interest Expense	-11.51M	-1.77M	-1.72M	-1.94M	-2.92M
Other Income/Expense	-1.99M	-0.50M	-0.74M	-0.33M	-0.30M
Pretax Income	99.53M	119.62M	107.37M	113.66M	117.29M
Income Tax	8.48M	10.77M	10.06M	10.60M	10.56M
Net Income	91.05M	108.85M	97.31M	103.06M	106.73M
EBITDA	-58.81M	-16.18M	-26.55M	33.25M	-8.92M
EBIT	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
Margins & Efficiency
Gross Margin %	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBITDA Margin %	-37.9%	-10.3%	-16.4%	+20.9%	-5.5%
Net Margin %	+58.7%	+69.2%	+60.1%	+64.9%	+65.3%
Revenue & Income
Revenue	155.14M	157.36M	161.99M	158.91M	163.39M
Revenue as Reported	335.95M	302.23M	305.88M	297.31M	299.88M
Revenue Growth (YoY)	-5.0%	+0.5%	+8.4%	-1.6%	-1.8%
Operating Revenue	146.73M	149.34M	150.02M	149.61M	155.84M
Other Revenue	8.42M	8.02M	11.97M	9.30M	7.55M
Currency Exchange Gain (Loss)	180.81M	144.87M	143.89M	138.40M	136.49M
Expenses & Provisions
Selling, General & Admin	189.74M	156.04M	159.98M	157.02M	155.78M
Operating Expenses	222.93M	180.33M	196.05M	181.38M	179.38M
Other Operating Expenses	—	—	11.76M	—	—
Interest Expense	-11.51M	-1.77M	-1.72M	-1.94M	-2.92M
Other Non Operating Income (Expenses)	-1.99M	-0.50M	-0.74M	-0.33M	-0.30M
D&A For EBITDA	8.98M	6.79M	7.52M	55.72M	7.08M
Profitability & Returns
Gross Profit	155.14M	157.36M	161.99M	158.91M	163.39M
Gross Margin	+100.0%	+100.0%	+100.0%	+100.0%	+100.0%
EBIT	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
EBIT Margin	-43.7%	-14.6%	-21.0%	-14.1%	-9.8%
EBITDA	-58.81M	-16.18M	-26.55M	33.25M	-8.92M
EBITDA Margin	-37.9%	-10.3%	-16.4%	+20.9%	-5.5%
Pretax Income	99.53M	119.62M	107.37M	113.66M	117.29M
Operating Income	-67.79M	-22.97M	-34.06M	-22.47M	-16.00M
Operating Margin	-43.7%	-14.6%	-21.0%	-14.1%	-9.8%
Profit Margin	+58.7%	+69.2%	+60.1%	+64.9%	+65.3%
Net Income	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income to Common	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income to Company	91.05M	108.85M	97.31M	103.06M	106.73M
Net Income Growth	-14.7%	+10.2%	-9.4%	-17.2%	-18.1%
Earnings From Continuing Ops.	91.05M	108.85M	97.31M	103.06M	106.73M
Earnings From Discontinued Ops.	—	—	—	—	—
Minority Interest in Earnings	—	—	—	—	—
Income Tax Expense	8.48M	10.77M	10.06M	10.60M	10.56M
Effective Tax Rate	+8.5%	+9.0%	+9.4%	+9.3%	+9.0%
Per Share & Capital
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
EPS Growth	-14.1%	+10.4%	-9.1%	-16.9%	-18.4%
Dividend Per Share	—	—	0.02	—	0.02
Shares Change (YoY)	-0.01	-0	-0	-0	0
Shares Outstanding (Basic)	7.46B	7.49B	7.47B	7.47B	7.52B
Shares Outstanding (Diluted)	7.46B	7.49B	7.47B	7.47B	7.52B
Dividend Growth	—	—	-47.5%	—	-47.5%
Free Cash Flow	—	243.71M	367.93M	163.88M	75.12M
Free Cash Flow Margin	—	+154.9%	+227.1%	+103.1%	+46.0%
Free Cash Flow Per Share	—	0.03	0.05	0.02	0.01
Payout Ratio	—	—	+161.9%	—	+281.1%