AMAN

Dubai Islamic Insurance & Reinsurance Co.

AMANStocksDubai Financial MarketInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	169.86M	133.04M	56.75M	76.16M	88.04M
Total Assets	1.06B	0.96B	1.16B	1.37B	1.34B
Reinsurance Recoverable	138.53M	149.85M	187.10M	—	124.12M
Liabilities
Total Liabilities	1.02B	0.92B	1.09B	1.29B	1.26B
Insurance Liabilities	741.41M	704.28M	922.06M	98.75M	65.21M
Unearned Premiums	0.00M	0.39M	1.83M	—	90.00M
Unpaid Claims	—	—	—	—	134.11M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	0.59M	8.70M	10.53M
Total Equity	47.33M	38.23M	68.44M	77.19M	85.21M
Shares Outstanding	225,750,000	225,750,000	225,750,000	225,750,000	225,750,000
Cash & Assets
Total Assets	1.06B	0.96B	1.16B	1.37B	1.34B
Cash & Equivalents	169.86M	133.04M	56.75M	76.16M	88.04M
Net Cash (Debt)	155.96M	89.78M	23.02M	76.16M	72.81M
Net Cash Per Share	0.69	0.40	0.10	0.34	0.32
Net Cash Growth	+73.7%	+290.0%	-69.8%	+4.6%	+277.0%
Other Receivables Insurance	37.51M	77.34M	91.74M	46.05M	55.42M
Machinery	3.62M	3.60M	3.57M	11.54M	11.51M
Property, Plant & Equipment	48.76K	59.53K	64.98K	150.02K	237.42K
Deferred Policy Acquisition Cost	—	—	0.59M	8.70M	10.53M
Other Current Assets Insurance	0.01B	0.01B	0.01B	1.17B	0.02B
Loans & Investments
Other Investments	20.77M	22.41M	28.55M	31.38M	80.24M
Reinsurance Recoverable	138.53M	149.85M	187.10M	—	124.12M
Total Investments	0.70B	0.59B	0.81B	0.07B	1.05B
Liabilities & Obligations
Total Liabilities & Equity	1.06B	0.96B	1.16B	1.37B	1.34B
Accounts Payable Insurance	174.50M	90.20M	55.38M	23.64M	50.55M
Current Income Taxes Payable	—	—	—	—	628.81K
Other Current Liabilities Insurance	0.03B	0.02B	0.01B	1.17B	0.01B
Other Long Term Liabilities Insurance	—	—	—	—	10.68M
Reinsurance Payable	51.84M	63.93M	66.70M	—	6.75M
Separate Account Liability	—	—	—	—	863.26M
Unearned Premiums	0.00M	0.39M	1.83M	—	90.00M
Unpaid Claims	—	—	—	—	134.11M
Insurance Annuity Liabilities	741.41M	704.28M	922.06M	98.75M	65.21M
Debt & Funding
Long-Term Debt	13.90M	43.26M	33.73M	—	—
Short-Term Debt	—	—	—	—	15.23M
Total Debt	13.90M	43.26M	33.73M	—	15.23M
Equity & Book Value
Shareholders' Equity	47.33M	38.23M	68.44M	77.19M	85.21M
Total Common Equity	47.76M	39.55M	69.76M	78.51M	86.54M
Common Stock	225.75M	225.75M	225.75M	225.75M	225.75M
Retained Earnings	-160.03M	-168.57M	-137.13M	-134.09M	-66.34M
Comprehensive Income & Other	-17.96M	-17.63M	-18.85M	-13.15M	-72.87M
Minority Interest	-0.43M	-1.33M	-1.33M	-1.33M	-1.33M
Book Value Per Share	0.21	0.18	0.31	0.35	0.38
Tangible Book Value	47.76M	39.55M	69.76M	78.51M	86.54M
Tangible Book Value Per Share	0.21	0.18	0.31	0.35	0.38
Filing Date Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Total Common Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Supplemental
Total Liabilities Insurance	1.02B	0.92B	1.09B	1.29B	1.26B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

1-5

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	169.86M	133.04M	56.75M	76.16M	88.04M
Total Assets	1.06B	0.96B	1.16B	1.37B	1.34B
Reinsurance Recoverable	138.53M	149.85M	187.10M	—	124.12M
Liabilities
Total Liabilities	1.02B	0.92B	1.09B	1.29B	1.26B
Insurance Liabilities	741.41M	704.28M	922.06M	98.75M	65.21M
Unearned Premiums	0.00M	0.39M	1.83M	—	90.00M
Unpaid Claims	—	—	—	—	134.11M
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	0.59M	8.70M	10.53M
Total Equity	47.33M	38.23M	68.44M	77.19M	85.21M
Shares Outstanding	225,750,000	225,750,000	225,750,000	225,750,000	225,750,000
Cash & Assets
Total Assets	1.06B	0.96B	1.16B	1.37B	1.34B
Cash & Equivalents	169.86M	133.04M	56.75M	76.16M	88.04M
Net Cash (Debt)	155.96M	89.78M	23.02M	76.16M	72.81M
Net Cash Per Share	0.69	0.40	0.10	0.34	0.32
Net Cash Growth	+73.7%	+290.0%	-69.8%	+4.6%	+277.0%
Other Receivables Insurance	37.51M	77.34M	91.74M	46.05M	55.42M
Machinery	3.62M	3.60M	3.57M	11.54M	11.51M
Property, Plant & Equipment	48.76K	59.53K	64.98K	150.02K	237.42K
Deferred Policy Acquisition Cost	—	—	0.59M	8.70M	10.53M
Other Current Assets Insurance	0.01B	0.01B	0.01B	1.17B	0.02B
Loans & Investments
Other Investments	20.77M	22.41M	28.55M	31.38M	80.24M
Reinsurance Recoverable	138.53M	149.85M	187.10M	—	124.12M
Total Investments	0.70B	0.59B	0.81B	0.07B	1.05B
Liabilities & Obligations
Total Liabilities & Equity	1.06B	0.96B	1.16B	1.37B	1.34B
Accounts Payable Insurance	174.50M	90.20M	55.38M	23.64M	50.55M
Current Income Taxes Payable	—	—	—	—	628.81K
Other Current Liabilities Insurance	0.03B	0.02B	0.01B	1.17B	0.01B
Other Long Term Liabilities Insurance	—	—	—	—	10.68M
Reinsurance Payable	51.84M	63.93M	66.70M	—	6.75M
Separate Account Liability	—	—	—	—	863.26M
Unearned Premiums	0.00M	0.39M	1.83M	—	90.00M
Unpaid Claims	—	—	—	—	134.11M
Insurance Annuity Liabilities	741.41M	704.28M	922.06M	98.75M	65.21M
Debt & Funding
Long-Term Debt	13.90M	43.26M	33.73M	—	—
Short-Term Debt	—	—	—	—	15.23M
Total Debt	13.90M	43.26M	33.73M	—	15.23M
Equity & Book Value
Shareholders' Equity	47.33M	38.23M	68.44M	77.19M	85.21M
Total Common Equity	47.76M	39.55M	69.76M	78.51M	86.54M
Common Stock	225.75M	225.75M	225.75M	225.75M	225.75M
Retained Earnings	-160.03M	-168.57M	-137.13M	-134.09M	-66.34M
Comprehensive Income & Other	-17.96M	-17.63M	-18.85M	-13.15M	-72.87M
Minority Interest	-0.43M	-1.33M	-1.33M	-1.33M	-1.33M
Book Value Per Share	0.21	0.18	0.31	0.35	0.38
Tangible Book Value	47.76M	39.55M	69.76M	78.51M	86.54M
Tangible Book Value Per Share	0.21	0.18	0.31	0.35	0.38
Filing Date Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Total Common Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Supplemental
Total Liabilities Insurance	1.02B	0.92B	1.09B	1.29B	1.26B