AMAN

Dubai Islamic Insurance & Reinsurance Co.

AMANStocksDubai Financial MarketInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024	Q3 2024Sep 30, 2024
Assets
Cash & Equivalents	158.27M	146.86M	149.60M	133.04M	106.91M
Total Assets	0.84B	0.88B	0.93B	0.96B	1.01B
Reinsurance Recoverable	153.02M	163.09M	161.25M	155.53M	158.38M
Liabilities
Total Liabilities	0.82B	0.85B	0.90B	0.92B	0.97B
Insurance Liabilities	564.13M	625.47M	686.81M	708.54M	764.28M
Unearned Premiums	0.09M	0.27M	0.48M	0.39M	—
Unpaid Claims	—	—	—	—	—
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	—
Total Equity	23.35M	28.99M	35.86M	38.23M	46.50M
Shares Outstanding	225,750,000	225,750,000	225,750,000	225,750,000	225,750,000
Cash & Assets
Total Assets	0.84B	0.88B	0.93B	0.96B	1.01B
Cash & Equivalents	158.27M	146.86M	149.60M	133.04M	106.91M
Net Cash (Debt)	116.42M	105.09M	111.35M	89.78M	73.04M
Net Cash Per Share	0.52	0.47	0.49	0.40	0.32
Net Cash Growth	+59.4%	+31.0%	+237.1%	+290.0%	+148.8%
Other Receivables Insurance	64.76M	68.81M	66.85M	72.12M	82.75M
Machinery	3.61M	3.60M	3.60M	3.60M	3.58M
Property, Plant & Equipment	39.09K	42.40K	50.22K	59.53K	46.00K
Deferred Policy Acquisition Cost	—	—	—	—	—
Other Current Assets Insurance	0.02B	0.01B	0.01B	0.01B	0.01B
Separate Account Assets	—	—	—	—	—
Loans & Investments
Other Investments	20.36M	21.64M	20.91M	22.41M	20.54M
Reinsurance Recoverable	153.02M	163.09M	161.25M	155.53M	158.38M
Total Investments	0.44B	0.49B	0.54B	0.59B	0.65B
Liabilities & Obligations
Total Liabilities & Equity	0.84B	0.88B	0.93B	0.96B	1.01B
Accounts Payable Insurance	136.33M	116.15M	108.34M	90.20M	66.98M
Current Income Taxes Payable	—	—	—	—	326.00K
Other Current Liabilities Insurance	0.01B	0.01B	0.01B	0.01B	0.03B
Other Long Term Liabilities Insurance	—	—	—	—	—
Reinsurance Payable	57.69M	53.24M	48.65M	63.93M	63.48M
Separate Account Liability	—	—	—	—	—
Unearned Premiums	0.09M	0.27M	0.48M	0.39M	—
Unpaid Claims	—	—	—	—	—
Insurance Annuity Liabilities	564.13M	625.47M	686.81M	708.54M	764.28M
Debt & Funding
Long-Term Debt	41.84M	41.77M	38.24M	43.26M	33.88M
Short-Term Debt	—	—	—	—	—
Total Debt	41.84M	41.77M	38.24M	43.26M	33.88M
Equity & Book Value
Shareholders' Equity	23.35M	28.99M	35.86M	38.23M	46.50M
Total Common Equity	24.67M	30.32M	37.18M	39.55M	47.83M
Common Stock	225.75M	225.75M	225.75M	225.75M	225.75M
Retained Earnings	-182.33M	-177.59M	-169.83M	-168.57M	-151.00M
Comprehensive Income & Other	-18.75M	-17.84M	-18.73M	-17.63M	-26.93M
Minority Interest	-1.33M	-1.33M	-1.33M	-1.33M	-1.33M
Book Value Per Share	0.11	0.13	0.16	0.18	0.21
Tangible Book Value	24.67M	30.32M	37.18M	39.55M	47.83M
Tangible Book Value Per Share	0.11	0.13	0.16	0.18	0.21
Filing Date Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Total Common Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Supplemental
Total Liabilities Insurance	0.82B	0.85B	0.90B	0.92B	0.97B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025	Q4 2024Dec 31, 2024	Q3 2024Sep 30, 2024
Assets
Cash & Equivalents	158.27M	146.86M	149.60M	133.04M	106.91M
Total Assets	0.84B	0.88B	0.93B	0.96B	1.01B
Reinsurance Recoverable	153.02M	163.09M	161.25M	155.53M	158.38M
Liabilities
Total Liabilities	0.82B	0.85B	0.90B	0.92B	0.97B
Insurance Liabilities	564.13M	625.47M	686.81M	708.54M	764.28M
Unearned Premiums	0.09M	0.27M	0.48M	0.39M	—
Unpaid Claims	—	—	—	—	—
Equity & Ownership
Deferred Policy Acquisition Cost	—	—	—	—	—
Total Equity	23.35M	28.99M	35.86M	38.23M	46.50M
Shares Outstanding	225,750,000	225,750,000	225,750,000	225,750,000	225,750,000
Cash & Assets
Total Assets	0.84B	0.88B	0.93B	0.96B	1.01B
Cash & Equivalents	158.27M	146.86M	149.60M	133.04M	106.91M
Net Cash (Debt)	116.42M	105.09M	111.35M	89.78M	73.04M
Net Cash Per Share	0.52	0.47	0.49	0.40	0.32
Net Cash Growth	+59.4%	+31.0%	+237.1%	+290.0%	+148.8%
Other Receivables Insurance	64.76M	68.81M	66.85M	72.12M	82.75M
Machinery	3.61M	3.60M	3.60M	3.60M	3.58M
Property, Plant & Equipment	39.09K	42.40K	50.22K	59.53K	46.00K
Deferred Policy Acquisition Cost	—	—	—	—	—
Other Current Assets Insurance	0.02B	0.01B	0.01B	0.01B	0.01B
Separate Account Assets	—	—	—	—	—
Loans & Investments
Other Investments	20.36M	21.64M	20.91M	22.41M	20.54M
Reinsurance Recoverable	153.02M	163.09M	161.25M	155.53M	158.38M
Total Investments	0.44B	0.49B	0.54B	0.59B	0.65B
Liabilities & Obligations
Total Liabilities & Equity	0.84B	0.88B	0.93B	0.96B	1.01B
Accounts Payable Insurance	136.33M	116.15M	108.34M	90.20M	66.98M
Current Income Taxes Payable	—	—	—	—	326.00K
Other Current Liabilities Insurance	0.01B	0.01B	0.01B	0.01B	0.03B
Other Long Term Liabilities Insurance	—	—	—	—	—
Reinsurance Payable	57.69M	53.24M	48.65M	63.93M	63.48M
Separate Account Liability	—	—	—	—	—
Unearned Premiums	0.09M	0.27M	0.48M	0.39M	—
Unpaid Claims	—	—	—	—	—
Insurance Annuity Liabilities	564.13M	625.47M	686.81M	708.54M	764.28M
Debt & Funding
Long-Term Debt	41.84M	41.77M	38.24M	43.26M	33.88M
Short-Term Debt	—	—	—	—	—
Total Debt	41.84M	41.77M	38.24M	43.26M	33.88M
Equity & Book Value
Shareholders' Equity	23.35M	28.99M	35.86M	38.23M	46.50M
Total Common Equity	24.67M	30.32M	37.18M	39.55M	47.83M
Common Stock	225.75M	225.75M	225.75M	225.75M	225.75M
Retained Earnings	-182.33M	-177.59M	-169.83M	-168.57M	-151.00M
Comprehensive Income & Other	-18.75M	-17.84M	-18.73M	-17.63M	-26.93M
Minority Interest	-1.33M	-1.33M	-1.33M	-1.33M	-1.33M
Book Value Per Share	0.11	0.13	0.16	0.18	0.21
Tangible Book Value	24.67M	30.32M	37.18M	39.55M	47.83M
Tangible Book Value Per Share	0.11	0.13	0.16	0.18	0.21
Filing Date Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Total Common Shares Outstanding	225.75M	225.75M	225.75M	225.75M	225.75M
Supplemental
Total Liabilities Insurance	0.82B	0.85B	0.90B	0.92B	0.97B