SUKOON TAKAFUL

Sukoon Takaful PJSC

SUKOONTAKAFLStocksDubai Financial MarketInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	154.10M	102.77M	89.24M	143.39M	100.84M
Operating Expenses	113.02M	81.92M	165.77M	176.00M	94.40M
Pretax Income	41.07M	20.85M	-76.53M	-30.68M	6.44M
Income Tax	5.76M	1.86M	—	—	—
Net Income	35.31M	18.99M	-76.53M	-30.68M	6.44M
Premium Revenue	130.49M	75.30M	82.10M	128.47M	77.44M
Policy Benefits	50.88M	41.01M	123.87M	131.64M	55.96M
Policy Cost	24.80M	13.86M	16.86M	16.65M	12.42M
EPS (Basic)	0.23	0.12	-0.50	-0.20	0.04
EPS (Diluted)	0.23	0.12	-0.50	-0.20	0.04
DPS	—	—	—	—	0.15
Margins & Efficiency
Net Margin %	+22.9%	+18.5%	-85.8%	-21.4%	+6.4%
Revenue & Income
Revenue Growth (YoY)	+50.0%	+15.2%	-37.8%	+42.2%	-10.1%
Revenue Insurance	154.10M	102.77M	89.24M	143.39M	100.84M
Premiums Annuity Rev	130.49M	75.30M	82.10M	128.47M	77.44M
Other Revenue Insurance	2.19M	3.33M	3.26M	2.52M	5.64M
Gain Investment Rev Insurance	—	—	—	-200.00K	—
Expenses & Provisions
SG&A Insurance	37.34M	27.05M	25.05M	27.70M	26.02M
Total Opex Insurance	113.02M	81.92M	165.77M	176.00M	94.40M
Policy Benefits	50.88M	41.01M	123.87M	131.64M	55.96M
Policy Cost	24.80M	13.86M	16.86M	16.65M	12.42M
Asset Writedown	—	—	—	1.93M	—
D&A For EBITDA	486.00K	445.00K	694.00K	429.00K	346.00K
Deferred Policy Acquisition Cost	18.52M	8.77M	4.96M	8.98M	9.32M
Profitability & Returns
EBIT	41.07M	20.85M	-76.53M	-32.60M	6.44M
EBIT Margin	+26.7%	+20.3%	-85.8%	-22.7%	+6.4%
EBITDA	41.56M	21.29M	-75.84M	-32.17M	6.78M
EBITDA Margin	+27.0%	+20.7%	-85.0%	-22.4%	+6.7%
EBT Excluding Unusual Items	41.07M	20.85M	-76.53M	-32.60M	6.44M
Pretax Income	41.07M	20.85M	-76.53M	-30.68M	6.44M
Opinc Insurance	41.07M	20.85M	-76.53M	-32.60M	6.44M
Operating Margin	+26.7%	+20.3%	-85.8%	-22.7%	+6.4%
Profit Margin	+22.9%	+18.5%	-85.8%	-21.4%	+6.4%
Net Income	35.31M	18.99M	-76.53M	-30.68M	6.44M
Net Income to Common	35.31M	18.99M	-76.53M	-30.68M	6.44M
Net Income Growth	+86.0%	—	—	—	-78.1%
Income Tax Expense	5.76M	1.86M	—	—	—
Effective Tax Rate	+14.0%	+8.9%	—	—	—
Per Share & Capital
EPS (Basic)	0.23	0.12	-0.50	-0.20	0.04
EPS (Diluted)	0.23	0.12	-0.50	-0.20	0.04
EPS Growth	+86.0%	—	—	—	-78.1%
Dividend Per Share	—	—	—	—	0.15
Shares Outstanding (Basic)	154.00M	154.00M	154.00M	154.00M	154.00M
Shares Outstanding (Diluted)	154.00M	154.00M	154.00M	154.00M	154.00M
Dividend Growth	—	—	—	—	+50.0%
Free Cash Flow	74.15M	-7.21M	-49.52M	-9.47M	-4.07M
Free Cash Flow Margin	+48.1%	-7.0%	-55.5%	-6.6%	-4.0%
Free Cash Flow Per Share	0.48	-0.05	-0.32	-0.06	-0.03
Payout Ratio	—	—	—	—	+239.2%
Supplemental
Total Interest Dividend Income	21.42M	24.14M	3.89M	12.60M	17.76M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (AED)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operating Summary
Revenue	154.10M	102.77M	89.24M	143.39M	100.84M
Operating Expenses	113.02M	81.92M	165.77M	176.00M	94.40M
Pretax Income	41.07M	20.85M	-76.53M	-30.68M	6.44M
Income Tax	5.76M	1.86M	—	—	—
Net Income	35.31M	18.99M	-76.53M	-30.68M	6.44M
Premium Revenue	130.49M	75.30M	82.10M	128.47M	77.44M
Policy Benefits	50.88M	41.01M	123.87M	131.64M	55.96M
Policy Cost	24.80M	13.86M	16.86M	16.65M	12.42M
EPS (Basic)	0.23	0.12	-0.50	-0.20	0.04
EPS (Diluted)	0.23	0.12	-0.50	-0.20	0.04
DPS	—	—	—	—	0.15
Margins & Efficiency
Net Margin %	+22.9%	+18.5%	-85.8%	-21.4%	+6.4%
Revenue & Income
Revenue Growth (YoY)	+50.0%	+15.2%	-37.8%	+42.2%	-10.1%
Revenue Insurance	154.10M	102.77M	89.24M	143.39M	100.84M
Premiums Annuity Rev	130.49M	75.30M	82.10M	128.47M	77.44M
Other Revenue Insurance	2.19M	3.33M	3.26M	2.52M	5.64M
Gain Investment Rev Insurance	—	—	—	-200.00K	—
Expenses & Provisions
SG&A Insurance	37.34M	27.05M	25.05M	27.70M	26.02M
Total Opex Insurance	113.02M	81.92M	165.77M	176.00M	94.40M
Policy Benefits	50.88M	41.01M	123.87M	131.64M	55.96M
Policy Cost	24.80M	13.86M	16.86M	16.65M	12.42M
Asset Writedown	—	—	—	1.93M	—
D&A For EBITDA	486.00K	445.00K	694.00K	429.00K	346.00K
Deferred Policy Acquisition Cost	18.52M	8.77M	4.96M	8.98M	9.32M
Profitability & Returns
EBIT	41.07M	20.85M	-76.53M	-32.60M	6.44M
EBIT Margin	+26.7%	+20.3%	-85.8%	-22.7%	+6.4%
EBITDA	41.56M	21.29M	-75.84M	-32.17M	6.78M
EBITDA Margin	+27.0%	+20.7%	-85.0%	-22.4%	+6.7%
EBT Excluding Unusual Items	41.07M	20.85M	-76.53M	-32.60M	6.44M
Pretax Income	41.07M	20.85M	-76.53M	-30.68M	6.44M
Opinc Insurance	41.07M	20.85M	-76.53M	-32.60M	6.44M
Operating Margin	+26.7%	+20.3%	-85.8%	-22.7%	+6.4%
Profit Margin	+22.9%	+18.5%	-85.8%	-21.4%	+6.4%
Net Income	35.31M	18.99M	-76.53M	-30.68M	6.44M
Net Income to Common	35.31M	18.99M	-76.53M	-30.68M	6.44M
Net Income Growth	+86.0%	—	—	—	-78.1%
Income Tax Expense	5.76M	1.86M	—	—	—
Effective Tax Rate	+14.0%	+8.9%	—	—	—
Per Share & Capital
EPS (Basic)	0.23	0.12	-0.50	-0.20	0.04
EPS (Diluted)	0.23	0.12	-0.50	-0.20	0.04
EPS Growth	+86.0%	—	—	—	-78.1%
Dividend Per Share	—	—	—	—	0.15
Shares Outstanding (Basic)	154.00M	154.00M	154.00M	154.00M	154.00M
Shares Outstanding (Diluted)	154.00M	154.00M	154.00M	154.00M	154.00M
Dividend Growth	—	—	—	—	+50.0%
Free Cash Flow	74.15M	-7.21M	-49.52M	-9.47M	-4.07M
Free Cash Flow Margin	+48.1%	-7.0%	-55.5%	-6.6%	-4.0%
Free Cash Flow Per Share	0.48	-0.05	-0.32	-0.06	-0.03
Payout Ratio	—	—	—	—	+239.2%
Supplemental
Total Interest Dividend Income	21.42M	24.14M	3.89M	12.60M	17.76M