SUKOON TAKAFUL

Sukoon Takaful PJSC

SUKOONTAKAFLStocksDubai Financial MarketInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	49.02M	44.02M	42.85M	34.62M	32.60M
Operating Expenses	39.96M	24.93M	31.90M	29.89M	26.30M
Pretax Income	9.06M	19.09M	10.95M	4.73M	6.31M
Income Tax	1.17M	2.51M	1.76M	0.61M	0.89M
Net Income	7.89M	16.58M	9.19M	4.12M	5.42M
Premium Revenue	44.54M	34.78M	37.74M	29.64M	28.33M
Policy Benefits	23.58M	8.63M	15.42M	14.50M	12.34M
Policy Cost	7.61M	7.30M	6.72M	6.02M	4.76M
EPS (Basic)	0.05	0.11	0.06	0.03	0.04
EPS (Diluted)	0.05	0.11	0.06	0.03	0.04
Margins & Efficiency
Net Margin %	+16.1%	+37.7%	+21.4%	+11.9%	+16.6%
Revenue & Income
Revenue Growth (YoY)	+50.4%	+7.3%	+117.7%	+44.0%	+81.1%
Revenue Insurance	49.02M	44.02M	42.85M	34.62M	32.60M
Premiums Annuity Rev	44.54M	34.78M	37.74M	29.64M	28.33M
Other Revenue Insurance	-0.07M	0.96M	0.31M	0.65M	0.28M
Gain Investment Rev Insurance	—	—	—	—	—
Expenses & Provisions
SG&A Insurance	8.78M	9.00M	9.77M	9.38M	9.20M
Other Opex Insurance	—	—	—	—	—
Total Opex Insurance	39.96M	24.93M	31.90M	29.89M	26.30M
Other Non Operating Income (Expenses)	—	—	—	—	—
Policy Benefits	23.58M	8.63M	15.42M	14.50M	12.34M
Policy Cost	7.61M	7.30M	6.72M	6.02M	4.76M
Asset Writedown	—	—	—	—	—
D&A For EBITDA	171.00K	121.50K	298.00K	284.00K	224.00K
Deferred Policy Acquisition Cost	20.78M	18.52M	16.97M	15.41M	11.22M
Profitability & Returns
EBIT	9.06M	19.09M	10.95M	4.73M	6.31M
EBIT Margin	+18.5%	+43.4%	+25.5%	+13.7%	+19.3%
EBITDA	9.23M	19.21M	11.24M	5.01M	6.53M
EBITDA Margin	+18.8%	+43.6%	+26.2%	+14.5%	+20.0%
EBT Excluding Unusual Items	9.06M	19.09M	10.95M	4.73M	6.31M
Pretax Income	9.06M	19.09M	10.95M	4.73M	6.31M
Opinc Insurance	9.06M	19.09M	10.95M	4.73M	6.31M
Operating Margin	+18.5%	+43.4%	+25.5%	+13.7%	+19.3%
Profit Margin	+16.1%	+37.7%	+21.4%	+11.9%	+16.6%
Net Income	7.89M	16.58M	9.19M	4.12M	5.42M
Net Income to Common	7.89M	16.58M	9.19M	4.12M	5.42M
Net Income Growth	+45.6%	+87.9%	+105.8%	+56.0%	+77.1%
Income Tax Expense	1.17M	2.51M	1.76M	0.61M	0.89M
Effective Tax Rate	+12.9%	+13.1%	+16.1%	+12.9%	+14.1%
Per Share & Capital
EPS (Basic)	0.05	0.11	0.06	0.03	0.04
EPS (Diluted)	0.05	0.11	0.06	0.03	0.04
EPS Growth	+45.6%	+87.9%	+105.8%	+56.0%	+77.1%
Dividend Per Share	—	—	—	—	—
Shares Outstanding (Basic)	154.00M	154.00M	154.00M	154.00M	154.00M
Shares Outstanding (Diluted)	154.00M	154.00M	154.00M	154.00M	154.00M
Dividend Growth	—	—	—	—	—
Free Cash Flow	17.42M	22.61M	16.34M	20.65M	14.56M
Free Cash Flow Margin	+35.5%	+51.4%	+38.1%	+59.6%	+44.6%
Free Cash Flow Per Share	0.11	0.15	0.11	0.13	0.10
Supplemental
Total Interest Dividend Income	4.55M	8.28M	4.80M	4.34M	4.00M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (AED)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	49.02M	44.02M	42.85M	34.62M	32.60M
Operating Expenses	39.96M	24.93M	31.90M	29.89M	26.30M
Pretax Income	9.06M	19.09M	10.95M	4.73M	6.31M
Income Tax	1.17M	2.51M	1.76M	0.61M	0.89M
Net Income	7.89M	16.58M	9.19M	4.12M	5.42M
Premium Revenue	44.54M	34.78M	37.74M	29.64M	28.33M
Policy Benefits	23.58M	8.63M	15.42M	14.50M	12.34M
Policy Cost	7.61M	7.30M	6.72M	6.02M	4.76M
EPS (Basic)	0.05	0.11	0.06	0.03	0.04
EPS (Diluted)	0.05	0.11	0.06	0.03	0.04
Margins & Efficiency
Net Margin %	+16.1%	+37.7%	+21.4%	+11.9%	+16.6%
Revenue & Income
Revenue Growth (YoY)	+50.4%	+7.3%	+117.7%	+44.0%	+81.1%
Revenue Insurance	49.02M	44.02M	42.85M	34.62M	32.60M
Premiums Annuity Rev	44.54M	34.78M	37.74M	29.64M	28.33M
Other Revenue Insurance	-0.07M	0.96M	0.31M	0.65M	0.28M
Gain Investment Rev Insurance	—	—	—	—	—
Expenses & Provisions
SG&A Insurance	8.78M	9.00M	9.77M	9.38M	9.20M
Other Opex Insurance	—	—	—	—	—
Total Opex Insurance	39.96M	24.93M	31.90M	29.89M	26.30M
Other Non Operating Income (Expenses)	—	—	—	—	—
Policy Benefits	23.58M	8.63M	15.42M	14.50M	12.34M
Policy Cost	7.61M	7.30M	6.72M	6.02M	4.76M
Asset Writedown	—	—	—	—	—
D&A For EBITDA	171.00K	121.50K	298.00K	284.00K	224.00K
Deferred Policy Acquisition Cost	20.78M	18.52M	16.97M	15.41M	11.22M
Profitability & Returns
EBIT	9.06M	19.09M	10.95M	4.73M	6.31M
EBIT Margin	+18.5%	+43.4%	+25.5%	+13.7%	+19.3%
EBITDA	9.23M	19.21M	11.24M	5.01M	6.53M
EBITDA Margin	+18.8%	+43.6%	+26.2%	+14.5%	+20.0%
EBT Excluding Unusual Items	9.06M	19.09M	10.95M	4.73M	6.31M
Pretax Income	9.06M	19.09M	10.95M	4.73M	6.31M
Opinc Insurance	9.06M	19.09M	10.95M	4.73M	6.31M
Operating Margin	+18.5%	+43.4%	+25.5%	+13.7%	+19.3%
Profit Margin	+16.1%	+37.7%	+21.4%	+11.9%	+16.6%
Net Income	7.89M	16.58M	9.19M	4.12M	5.42M
Net Income to Common	7.89M	16.58M	9.19M	4.12M	5.42M
Net Income Growth	+45.6%	+87.9%	+105.8%	+56.0%	+77.1%
Income Tax Expense	1.17M	2.51M	1.76M	0.61M	0.89M
Effective Tax Rate	+12.9%	+13.1%	+16.1%	+12.9%	+14.1%
Per Share & Capital
EPS (Basic)	0.05	0.11	0.06	0.03	0.04
EPS (Diluted)	0.05	0.11	0.06	0.03	0.04
EPS Growth	+45.6%	+87.9%	+105.8%	+56.0%	+77.1%
Dividend Per Share	—	—	—	—	—
Shares Outstanding (Basic)	154.00M	154.00M	154.00M	154.00M	154.00M
Shares Outstanding (Diluted)	154.00M	154.00M	154.00M	154.00M	154.00M
Dividend Growth	—	—	—	—	—
Free Cash Flow	17.42M	22.61M	16.34M	20.65M	14.56M
Free Cash Flow Margin	+35.5%	+51.4%	+38.1%	+59.6%	+44.6%
Free Cash Flow Per Share	0.11	0.15	0.11	0.13	0.10
Supplemental
Total Interest Dividend Income	4.55M	8.28M	4.80M	4.34M	4.00M