Al-ahleia Insurance Company

Al-Ahleia Insurance Co.

AINSStocksBoursa KuwaitInsurance

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	37.71M	49.03M	34.63M	21.93M	28.15M
Free Cash Flow	36.89M	48.66M	34.44M	21.85M	28.09M
Capital Expenditures	-817.88K	-367.32K	-187.90K	-74.91K	-54.19K
Investing & Financing
Investing Cash Flow	-46.12M	-41.88M	-25.05M	-14.49M	-25.08M
Financing Cash Flow	10.23M	-6.81M	-8.87M	-7.60M	-5.21M
Dividends Paid	-3.35M	-6.73M	-8.87M	-7.60M	-5.21M
Operating Activities
Operating Cash Flow	37.71M	49.03M	34.63M	21.93M	28.15M
Net Income	25.18M	22.65M	20.03M	16.42M	13.97M
Change Accounts Payable Insurance	—	—	—	—	-1.11M
Change Accounts Receivable Insurance	-0.00M	-0.05M	16.14M	-8.11M	1.43M
Change in Unearned Revenue	—	—	—	—	1.54K
Change in Working Capital	23.74M	40.31M	24.87M	13.91M	20.03M
Change Insurance Reserves Liabilities	22.21M	34.77M	21.39M	19.67M	20.16M
Change Other Net Oper Assets Insurance	4.00M	5.28M	3.39M	-1.98M	—
Other Operating Activities Insurance	-11.60M	-14.13M	-10.38M	-9.18M	-3.70M
Depreciation & Amortization	396.85K	220.42K	144.87K	135.16K	259.09K
Reinsurance Recoverable CF	-0.74M	-2.40M	-0.42M	-9.43M	-0.45M
Investing Activities
Investing Cash Flow	-46.12M	-41.88M	-25.05M	-14.49M	-25.08M
Capex Insurance	-817.88K	-367.32K	-187.90K	-74.91K	-54.19K
Cash Acquisitions	-0.00M	0.00M	-0.00M	-1.42M	-1.49M
Investment in Securities	-59.91M	-55.01M	-33.78M	-19.59M	-28.49M
Other Investing Activities	14.61M	13.49M	8.92M	6.60M	4.94M
Sale of Property, Plant & Equipment	—	13.47K	—	—	—
Gain Assets CF Insurance	—	-13.47K	—	—	—
Loss (Gain) on Sale of Investments	—	—	—	—	-2.17M
Financing Activities
Financing Cash Flow	10.23M	-6.81M	-8.87M	-7.60M	-5.21M
Common Dividends Paid	-3.35M	-6.73M	-8.87M	-7.60M	-5.21M
Common Issued Insurance	—	4.15K	—	—	—
Long-Term Debt Issued	15.00M	15.00M	—	—	—
Total Debt Issued	15.00M	15.00M	—	—	—
Long-Term Debt Repaid	-1.40M	-15.00M	—	—	—
Net Debt Issued Insurance	13.60M	—	—	—	—
Other Financing Activities Insurance	-26.62K	-83.44K	—	—	—
Total Debt Repaid Insurance	-1.40M	-15.00M	—	—	—
Free Cash Flow & Returns
Free Cash Flow	36.89M	48.66M	34.44M	21.85M	28.09M
Free Cash Flow Growth	-24.2%	+41.3%	+57.6%	-22.2%	-10.1%
Free Cash Flow Margin	+27.6%	+39.3%	+30.0%	+21.6%	+27.9%
Free Cash Flow Per Share	0.15	0.20	0.14	0.09	0.11
Levered Free Cash Flow	10.97M	14.13M	-12.15M	-117.49M	26.29M
Unlevered Free Cash Flow	10.99M	14.18M	-12.15M	-117.49M	26.29M
Operating Cash Flow Growth	-23.1%	+41.6%	+57.9%	-22.1%	-10.4%
Net Cash Flow	1.68M	0.15M	0.78M	-0.25M	-2.15M
Foreign Exchange Rate Adjustments	-134.84K	-192.58K	68.12K	-84.26K	-6.94K

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Operations
Operating Cash Flow	37.71M	49.03M	34.63M	21.93M	28.15M
Free Cash Flow	36.89M	48.66M	34.44M	21.85M	28.09M
Capital Expenditures	-817.88K	-367.32K	-187.90K	-74.91K	-54.19K
Investing & Financing
Investing Cash Flow	-46.12M	-41.88M	-25.05M	-14.49M	-25.08M
Financing Cash Flow	10.23M	-6.81M	-8.87M	-7.60M	-5.21M
Dividends Paid	-3.35M	-6.73M	-8.87M	-7.60M	-5.21M
Operating Activities
Operating Cash Flow	37.71M	49.03M	34.63M	21.93M	28.15M
Net Income	25.18M	22.65M	20.03M	16.42M	13.97M
Change Accounts Payable Insurance	—	—	—	—	-1.11M
Change Accounts Receivable Insurance	-0.00M	-0.05M	16.14M	-8.11M	1.43M
Change in Unearned Revenue	—	—	—	—	1.54K
Change in Working Capital	23.74M	40.31M	24.87M	13.91M	20.03M
Change Insurance Reserves Liabilities	22.21M	34.77M	21.39M	19.67M	20.16M
Change Other Net Oper Assets Insurance	4.00M	5.28M	3.39M	-1.98M	—
Other Operating Activities Insurance	-11.60M	-14.13M	-10.38M	-9.18M	-3.70M
Depreciation & Amortization	396.85K	220.42K	144.87K	135.16K	259.09K
Reinsurance Recoverable CF	-0.74M	-2.40M	-0.42M	-9.43M	-0.45M
Investing Activities
Investing Cash Flow	-46.12M	-41.88M	-25.05M	-14.49M	-25.08M
Capex Insurance	-817.88K	-367.32K	-187.90K	-74.91K	-54.19K
Cash Acquisitions	-0.00M	0.00M	-0.00M	-1.42M	-1.49M
Investment in Securities	-59.91M	-55.01M	-33.78M	-19.59M	-28.49M
Other Investing Activities	14.61M	13.49M	8.92M	6.60M	4.94M
Sale of Property, Plant & Equipment	—	13.47K	—	—	—
Gain Assets CF Insurance	—	-13.47K	—	—	—
Loss (Gain) on Sale of Investments	—	—	—	—	-2.17M
Financing Activities
Financing Cash Flow	10.23M	-6.81M	-8.87M	-7.60M	-5.21M
Common Dividends Paid	-3.35M	-6.73M	-8.87M	-7.60M	-5.21M
Common Issued Insurance	—	4.15K	—	—	—
Long-Term Debt Issued	15.00M	15.00M	—	—	—
Total Debt Issued	15.00M	15.00M	—	—	—
Long-Term Debt Repaid	-1.40M	-15.00M	—	—	—
Net Debt Issued Insurance	13.60M	—	—	—	—
Other Financing Activities Insurance	-26.62K	-83.44K	—	—	—
Total Debt Repaid Insurance	-1.40M	-15.00M	—	—	—
Free Cash Flow & Returns
Free Cash Flow	36.89M	48.66M	34.44M	21.85M	28.09M
Free Cash Flow Growth	-24.2%	+41.3%	+57.6%	-22.2%	-10.1%
Free Cash Flow Margin	+27.6%	+39.3%	+30.0%	+21.6%	+27.9%
Free Cash Flow Per Share	0.15	0.20	0.14	0.09	0.11
Levered Free Cash Flow	10.97M	14.13M	-12.15M	-117.49M	26.29M
Unlevered Free Cash Flow	10.99M	14.18M	-12.15M	-117.49M	26.29M
Operating Cash Flow Growth	-23.1%	+41.6%	+57.9%	-22.1%	-10.4%
Net Cash Flow	1.68M	0.15M	0.78M	-0.25M	-2.15M
Foreign Exchange Rate Adjustments	-134.84K	-192.58K	68.12K	-84.26K	-6.94K