Al-ahleia Insurance Company

Al-Ahleia Insurance Co.

AINSStocksBoursa KuwaitInsurance

Financials

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	169.08M	190.19M	193.95M	132.18M	107.91M
Market Cap Growth	-3.0%	-1.9%	+46.7%	+22.5%	-1.4%
Enterprise Value	174.68M	193.24M	210.25M	130.88M	102.62M
Last Close Price	0.73	0.82	0.81	0.53	0.40
Valuation Multiples
PE Ratio	6.72	7.55	8.56	6.60	6.57
PS Ratio	1.27	1.42	1.57	1.15	1.07
PB Ratio	0.87	0.98	1.18	0.89	0.74
P/TBV Ratio	0.95	1.07	1.26	0.95	0.79
P/FCF Ratio	4.58	5.16	3.99	3.84	4.94
P/OCF Ratio	4.48	5.04	3.96	3.82	4.92
EV/Sales Ratio	1.31	1.45	1.70	1.14	1.01
EV/EBITDA Ratio	6.31	6.98	8.31	5.92	5.61
EV/EBIT Ratio	6.41	7.09	8.38	5.96	5.65
EV/FCF Ratio	4.73	5.24	4.32	3.80	4.70
Leverage & Capital
Net Debt / Equity Ratio	-0.05	-0.05	-0.05	-0.06	-0.05
Net Debt / EBITDA Ratio	-0.36	-0.36	-0.33	-0.37	-0.41
Net Debt / FCF Ratio	-0.27	-0.27	-0.17	-0.24	-0.34
Efficiency & Liquidity
Asset Turnover	0.29	0.29	0.31	0.31	0.28
Quick Ratio	1.57	1.57	1.39	1.48	0.68
Current Ratio	3.60	3.60	3.41	3.95	2.34
Returns & Yields
Return on Equity (ROE)	+15.5%	+15.5%	+15.4%	+14.3%	+12.0%
Return on Assets (ROA)	+3.7%	+3.7%	+3.9%	+3.7%	+3.1%
Return on Invested Capital (ROIC)	+14.2%	+15.0%	+15.9%	+14.8%	+12.6%
Earnings Yield	+14.9%	+13.2%	+11.7%	+15.2%	+15.2%
FCF Yield	+21.8%	+19.4%	+25.1%	+26.1%	+20.2%
Dividend Yield	+4.1%	+3.7%	+1.6%	+5.3%	+9.4%
Payout Ratio	+13.3%	+13.3%	+29.7%	+44.3%	+46.3%
Buyback Yield / Dilution	—	—	0.0%	—	—
Total Shareholder Return	+4.1%	+3.7%	+1.6%	+5.3%	+9.4%

KWD 0.71

Official close

-2.6%

Price as of March 29, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022
Market & Price
Market Capitalization	169.08M	190.19M	193.95M	132.18M	107.91M
Market Cap Growth	-3.0%	-1.9%	+46.7%	+22.5%	-1.4%
Enterprise Value	174.68M	193.24M	210.25M	130.88M	102.62M
Last Close Price	0.73	0.82	0.81	0.53	0.40
Valuation Multiples
PE Ratio	6.72	7.55	8.56	6.60	6.57
PS Ratio	1.27	1.42	1.57	1.15	1.07
PB Ratio	0.87	0.98	1.18	0.89	0.74
P/TBV Ratio	0.95	1.07	1.26	0.95	0.79
P/FCF Ratio	4.58	5.16	3.99	3.84	4.94
P/OCF Ratio	4.48	5.04	3.96	3.82	4.92
EV/Sales Ratio	1.31	1.45	1.70	1.14	1.01
EV/EBITDA Ratio	6.31	6.98	8.31	5.92	5.61
EV/EBIT Ratio	6.41	7.09	8.38	5.96	5.65
EV/FCF Ratio	4.73	5.24	4.32	3.80	4.70
Leverage & Capital
Net Debt / Equity Ratio	-0.05	-0.05	-0.05	-0.06	-0.05
Net Debt / EBITDA Ratio	-0.36	-0.36	-0.33	-0.37	-0.41
Net Debt / FCF Ratio	-0.27	-0.27	-0.17	-0.24	-0.34
Efficiency & Liquidity
Asset Turnover	0.29	0.29	0.31	0.31	0.28
Quick Ratio	1.57	1.57	1.39	1.48	0.68
Current Ratio	3.60	3.60	3.41	3.95	2.34
Returns & Yields
Return on Equity (ROE)	+15.5%	+15.5%	+15.4%	+14.3%	+12.0%
Return on Assets (ROA)	+3.7%	+3.7%	+3.9%	+3.7%	+3.1%
Return on Invested Capital (ROIC)	+14.2%	+15.0%	+15.9%	+14.8%	+12.6%
Earnings Yield	+14.9%	+13.2%	+11.7%	+15.2%	+15.2%
FCF Yield	+21.8%	+19.4%	+25.1%	+26.1%	+20.2%
Dividend Yield	+4.1%	+3.7%	+1.6%	+5.3%	+9.4%
Payout Ratio	+13.3%	+13.3%	+29.7%	+44.3%	+46.3%
Buyback Yield / Dilution	—	—	0.0%	—	—
Total Shareholder Return	+4.1%	+3.7%	+1.6%	+5.3%	+9.4%