Al-ahleia Insurance Company

Al-Ahleia Insurance Co.

AINSStocksBoursa KuwaitInsurance

Financials

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	171.91M	190.19M	187.63M	173.95M	189.61M
Market Cap Growth	+1.1%	-1.9%	+27.9%	+2.7%	+21.2%
Enterprise Value	177.51M	193.24M	193.85M	178.93M	191.91M
Last Close Price	0.70	0.73	0.72	0.67	0.70
Valuation Multiples
PE Ratio	6.82	7.55	8.06	7.05	7.96
PS Ratio	1.29	1.42	1.48	1.24	1.49
PB Ratio	0.89	0.98	1.00	0.98	1.09
P/TBV Ratio	0.96	1.07	1.09	1.06	1.17
P/FCF Ratio	4.66	5.16	5.17	4.40	4.36
P/OCF Ratio	4.56	5.04	5.02	4.29	4.27
EV/Sales Ratio	1.33	1.45	1.53	1.27	1.51
EV/EBITDA Ratio	6.42	6.98	7.54	6.47	7.27
EV/EBIT Ratio	6.51	7.09	7.66	6.55	7.35
EV/FCF Ratio	4.81	5.24	5.34	4.53	4.41
Leverage & Capital
Debt / Equity Ratio	—	—	—	—	0.00
Debt / EBITDA Ratio	—	—	—	—	0.00
Debt / FCF Ratio	—	—	—	—	0.01
Net Debt / Equity Ratio	-0.05	-0.05	-0.06	-0.04	-0.03
Net Debt / EBITDA Ratio	-0.36	-0.36	-0.46	-0.29	-0.22
Net Debt / FCF Ratio	-0.27	-0.27	-0.32	-0.20	-0.14
Efficiency & Liquidity
Asset Turnover	0.07	0.31	0.49	0.32	0.01
Quick Ratio	1.57	1.57	7.94	6.59	5.14
Current Ratio	3.60	3.60	16.72	14.93	12.36
Returns & Yields
Return on Equity (ROE)	+17.4%	+10.6%	+9.5%	+25.0%	+14.7%
Return on Assets (ROA)	+4.3%	+2.5%	+2.0%	+6.1%	+3.7%
Return on Invested Capital (ROIC)	+4.3%	+2.5%	+2.0%	+6.2%	+3.8%
Earnings Yield	+14.6%	+13.2%	+12.4%	+14.2%	+12.6%
FCF Yield	+21.5%	+19.4%	+19.4%	+22.7%	+23.0%
Dividend Yield	+4.1%	+3.9%	—	—	—
Payout Ratio	+13.3%	0.0%	+0.5%	+93.6%	0.0%
Buyback Yield / Dilution	—	0.0%	0.0%	+0.3%	—
Total Shareholder Return	+4.1%	+3.9%	—	+0.3%	—

1-5

	CurrentMar 10, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Market & Price
Market Capitalization	171.91M	190.19M	187.63M	173.95M	189.61M
Market Cap Growth	+1.1%	-1.9%	+27.9%	+2.7%	+21.2%
Enterprise Value	177.51M	193.24M	193.85M	178.93M	191.91M
Last Close Price	0.70	0.73	0.72	0.67	0.70
Valuation Multiples
PE Ratio	6.82	7.55	8.06	7.05	7.96
PS Ratio	1.29	1.42	1.48	1.24	1.49
PB Ratio	0.89	0.98	1.00	0.98	1.09
P/TBV Ratio	0.96	1.07	1.09	1.06	1.17
P/FCF Ratio	4.66	5.16	5.17	4.40	4.36
P/OCF Ratio	4.56	5.04	5.02	4.29	4.27
EV/Sales Ratio	1.33	1.45	1.53	1.27	1.51
EV/EBITDA Ratio	6.42	6.98	7.54	6.47	7.27
EV/EBIT Ratio	6.51	7.09	7.66	6.55	7.35
EV/FCF Ratio	4.81	5.24	5.34	4.53	4.41
Leverage & Capital
Debt / Equity Ratio	—	—	—	—	0.00
Debt / EBITDA Ratio	—	—	—	—	0.00
Debt / FCF Ratio	—	—	—	—	0.01
Net Debt / Equity Ratio	-0.05	-0.05	-0.06	-0.04	-0.03
Net Debt / EBITDA Ratio	-0.36	-0.36	-0.46	-0.29	-0.22
Net Debt / FCF Ratio	-0.27	-0.27	-0.32	-0.20	-0.14
Efficiency & Liquidity
Asset Turnover	0.07	0.31	0.49	0.32	0.01
Quick Ratio	1.57	1.57	7.94	6.59	5.14
Current Ratio	3.60	3.60	16.72	14.93	12.36
Returns & Yields
Return on Equity (ROE)	+17.4%	+10.6%	+9.5%	+25.0%	+14.7%
Return on Assets (ROA)	+4.3%	+2.5%	+2.0%	+6.1%	+3.7%
Return on Invested Capital (ROIC)	+4.3%	+2.5%	+2.0%	+6.2%	+3.8%
Earnings Yield	+14.6%	+13.2%	+12.4%	+14.2%	+12.6%
FCF Yield	+21.5%	+19.4%	+19.4%	+22.7%	+23.0%
Dividend Yield	+4.1%	+3.9%	—	—	—
Payout Ratio	+13.3%	0.0%	+0.5%	+93.6%	0.0%
Buyback Yield / Dilution	—	0.0%	0.0%	+0.3%	—
Total Shareholder Return	+4.1%	+3.9%	—	+0.3%	—