AL-MANAR FINANCING AND LEASING CO KSCP

Al Manar Financing & Leasing Company K.S.C.

ALMANARStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (KWD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Capital Expenditures	—	—	—	—	—
Investing & Financing
Investing Cash Flow	-0.02M	-0.16M	-0.58M	0.73M	0.01M
Financing Cash Flow	1.28M	0.27M	0.46M	-0.82M	0.20M
Dividends Paid	-0.01K	-4.34K	-2.09K	-754.54K	-0.52K
Share Repurchase	-0.84M	-1.16M	-0.00M	-0.00M	-0.00M
Operating Activities
Operating Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
Change in Accounts Payable	-240.20K	743.94K	-187.56K	-402.48K	138.67K
Change in Other Net Operating Assets	-1.71M	-0.51M	-0.32M	-0.06M	-0.79M
Change in Trading Asset Securities	—	—	—	—	—
Change in Working Capital	-1.95M	0.23M	-0.51M	-0.46M	-0.65M
Other Operating Activities	285.97K	310.90K	351.17K	3.22K	287.30K
Provision for Credit Losses	79.26K	-6.69K	35.66K	-43.49K	-20.44K
Depreciation & Amortization	2.24K	1.84K	1.98K	1.27K	1.26K
Cash Interest Paid	226.72K	222.95K	301.50K	247.95K	244.04K
Loss (Gain) on Equity Investments	-165.90K	-301.91K	-218.79K	-109.44K	-114.69K
Asset Writedown & Restructuring Costs	—	-100.00K	—	—	—
Investing Activities
Investing Cash Flow	-0.02M	-0.16M	-0.58M	0.73M	0.01M
Capital Expenditures	—	—	—	—	—
Cash Acquisitions	—	—	—	—	—
Investment in Securities	—	-0.17M	-0.59M	0.00M	—
Other Investing Activities	-16.82K	8.02K	12.93K	732.74K	13.44K
Loss (Gain) on Sale of Investments	49.50K	52.05K	-110.52K	-158.24K	75.12K
Financing Activities
Financing Cash Flow	1.28M	0.27M	0.46M	-0.82M	0.20M
Common Dividends Paid	-0.01K	-4.34K	-2.09K	-754.54K	-0.52K
Issuance of Common Stock	—	—	—	—	—
Repurchase of Common Stock	-0.84M	-1.16M	-0.00M	-0.00M	-0.00M
Long-Term Debt Issued	2.35M	—	—	—	0.92M
Total Debt Issued	2.35M	2.33M	0.93M	0.35M	0.92M
Long-Term Debt Repaid	—	—	—	—	-0.47M
Total Debt Repaid	—	-0.66M	-0.17M	-0.02M	-0.47M
Net Debt Issued (Repaid)	2.35M	1.66M	0.77M	0.33M	0.45M
Other Financing Activities	-0.23M	-0.22M	-0.30M	-0.40M	-0.24M
Free Cash Flow & Returns
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow Growth	—	—	-59.6%	-85.7%	—
Free Cash Flow Margin	-224.6%	+169.4%	+12.0%	+4.3%	-37.5%
Free Cash Flow Per Share	-0.01	0.01	0.00	0.00	-0.00
Operating Cash Flow Growth	—	—	-59.6%	-85.7%	—
Net Cash Flow	-0.12M	1.41M	-0.01M	-0.04M	0.01M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (KWD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operations
Operating Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Capital Expenditures	—	—	—	—	—
Investing & Financing
Investing Cash Flow	-0.02M	-0.16M	-0.58M	0.73M	0.01M
Financing Cash Flow	1.28M	0.27M	0.46M	-0.82M	0.20M
Dividends Paid	-0.01K	-4.34K	-2.09K	-754.54K	-0.52K
Share Repurchase	-0.84M	-1.16M	-0.00M	-0.00M	-0.00M
Operating Activities
Operating Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
Change in Accounts Payable	-240.20K	743.94K	-187.56K	-402.48K	138.67K
Change in Other Net Operating Assets	-1.71M	-0.51M	-0.32M	-0.06M	-0.79M
Change in Trading Asset Securities	—	—	—	—	—
Change in Working Capital	-1.95M	0.23M	-0.51M	-0.46M	-0.65M
Other Operating Activities	285.97K	310.90K	351.17K	3.22K	287.30K
Provision for Credit Losses	79.26K	-6.69K	35.66K	-43.49K	-20.44K
Depreciation & Amortization	2.24K	1.84K	1.98K	1.27K	1.26K
Cash Interest Paid	226.72K	222.95K	301.50K	247.95K	244.04K
Loss (Gain) on Equity Investments	-165.90K	-301.91K	-218.79K	-109.44K	-114.69K
Asset Writedown & Restructuring Costs	—	-100.00K	—	—	—
Investing Activities
Investing Cash Flow	-0.02M	-0.16M	-0.58M	0.73M	0.01M
Capital Expenditures	—	—	—	—	—
Cash Acquisitions	—	—	—	—	—
Investment in Securities	—	-0.17M	-0.59M	0.00M	—
Other Investing Activities	-16.82K	8.02K	12.93K	732.74K	13.44K
Loss (Gain) on Sale of Investments	49.50K	52.05K	-110.52K	-158.24K	75.12K
Financing Activities
Financing Cash Flow	1.28M	0.27M	0.46M	-0.82M	0.20M
Common Dividends Paid	-0.01K	-4.34K	-2.09K	-754.54K	-0.52K
Issuance of Common Stock	—	—	—	—	—
Repurchase of Common Stock	-0.84M	-1.16M	-0.00M	-0.00M	-0.00M
Long-Term Debt Issued	2.35M	—	—	—	0.92M
Total Debt Issued	2.35M	2.33M	0.93M	0.35M	0.92M
Long-Term Debt Repaid	—	—	—	—	-0.47M
Total Debt Repaid	—	-0.66M	-0.17M	-0.02M	-0.47M
Net Debt Issued (Repaid)	2.35M	1.66M	0.77M	0.33M	0.45M
Other Financing Activities	-0.23M	-0.22M	-0.30M	-0.40M	-0.24M
Free Cash Flow & Returns
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow Growth	—	—	-59.6%	-85.7%	—
Free Cash Flow Margin	-224.6%	+169.4%	+12.0%	+4.3%	-37.5%
Free Cash Flow Per Share	-0.01	0.01	0.00	0.00	-0.00
Operating Cash Flow Growth	—	—	-59.6%	-85.7%	—
Net Cash Flow	-0.12M	1.41M	-0.01M	-0.04M	0.01M