Financials

Income Statement Balance Sheet Cash Flow Ratios

Quarterly (KWD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	0.92M	2.28M	1.24M	—	0.77M
Operating Income	0.37M	1.12M	0.63M	0.87M	0.25M
Pretax Income	0.37M	1.22M	0.63M	0.86M	0.25M
Income Tax	3.37K	9.06K	5.86K	8.18K	2.49K
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
EPS (Basic)	0.00	0.00	0.00	0.00	0.00
EPS (Diluted)	0.00	0.00	0.00	0.00	0.00
Margins & Efficiency
Net Margin %	+34.0%	+48.9%	+45.0%	—	+28.2%
Revenue & Income
Revenue as Reported	0.92M	2.28M	1.24M	—	0.77M
Revenue Fin	0.62M	0.77M	0.90M	1.09M	0.54M
Revenue Growth (YoY)	+14.0%	+111.7%	+16.9%	+49.8%	-38.4%
Revenues Before Loan Losses	0.70M	0.76M	0.94M	1.04M	0.52M
Other Revenue Fin	308.81K	366.23K	479.14K	261.19K	239.06K
Gain Invest Rev Fin	-49.50K	-43.31K	132.72K	412.43K	-61.68K
Expenses & Provisions
Other Operating Expenses	98.12K	-629.90K	134.08K	97.74K	134.24K
Total Operating Expenses Fin	250.19K	-353.24K	269.59K	217.33K	288.88K
Provision for Loan Losses	79.26K	-6.69K	35.66K	-43.49K	-20.44K
Salaries and Employee Benefits	152.07K	276.67K	135.51K	119.59K	154.64K
Profitability & Returns
EBT Excluding Unusual Items	0.37M	1.12M	0.63M	0.87M	0.25M
Pretax Income	0.37M	1.22M	0.63M	0.86M	0.25M
Operating Income	0.37M	1.12M	0.63M	0.87M	0.25M
Operating Margin	+59.6%	+145.9%	+70.1%	+80.0%	+46.8%
Profit Margin	+50.8%	+145.0%	+61.8%	+75.0%	+39.9%
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
Net Income to Common	0.31M	1.12M	0.56M	0.82M	0.22M
Net Income Growth	+45.1%	+672.2%	+54.5%	+92.4%	-55.0%
Earnings From Continuing Ops.	0.36M	1.21M	0.62M	0.85M	0.25M
Minority Interest in Earnings	-49.77K	-90.35K	-65.63K	-39.49K	-33.96K
Income Tax Expense	3.37K	9.06K	5.86K	8.18K	2.49K
Effective Tax Rate	+0.9%	+0.7%	+0.9%	+0.9%	+1.0%
Per Share & Capital
EPS (Basic)	0.00	0.00	0.00	0.00	0.00
EPS (Diluted)	0.00	0.00	0.00	0.00	0.00
EPS Growth	+55.0%	+692.8%	+54.7%	+93.8%	-54.7%
Dividend Per Share	—	0.00	—	—	—
Shares Change (YoY)	-0.06	-0.03	-0	-0.01	-0.01
Shares Outstanding (Basic)	245.18M	255.12M	261.75M	261.75M	261.75M
Shares Outstanding (Diluted)	245.18M	255.12M	261.75M	261.75M	261.75M
Dividend Growth	—	+33.3%	—	—	—
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow Margin	-224.6%	+169.4%	+12.0%	+4.3%	-37.5%
Free Cash Flow Per Share	-0.01	0.01	0.00	0.00	-0.00
Payout Ratio	0.0%	+0.4%	+0.4%	+92.6%	+0.2%
Supplemental
Int Exp Fin	226.72K	222.95K	301.50K	247.95K	244.04K
Int Inc Fin	665.28K	663.33K	625.77K	617.45K	588.87K
Net Int Inc Fin	438.56K	440.38K	324.27K	369.50K	344.84K
Other Unusual Items	-0.00M	-0.01M	-0.00M	-0.01M	-0.00M

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Quarterly (KWD)

1-5

	Q1 2026Mar 31, 2026	Q4 2025Dec 31, 2025	Q3 2025Sep 30, 2025	Q2 2025Jun 30, 2025	Q1 2025Mar 31, 2025
Operating Summary
Revenue	0.92M	2.28M	1.24M	—	0.77M
Operating Income	0.37M	1.12M	0.63M	0.87M	0.25M
Pretax Income	0.37M	1.22M	0.63M	0.86M	0.25M
Income Tax	3.37K	9.06K	5.86K	8.18K	2.49K
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
EPS (Basic)	0.00	0.00	0.00	0.00	0.00
EPS (Diluted)	0.00	0.00	0.00	0.00	0.00
Margins & Efficiency
Net Margin %	+34.0%	+48.9%	+45.0%	—	+28.2%
Revenue & Income
Revenue as Reported	0.92M	2.28M	1.24M	—	0.77M
Revenue Fin	0.62M	0.77M	0.90M	1.09M	0.54M
Revenue Growth (YoY)	+14.0%	+111.7%	+16.9%	+49.8%	-38.4%
Revenues Before Loan Losses	0.70M	0.76M	0.94M	1.04M	0.52M
Other Revenue Fin	308.81K	366.23K	479.14K	261.19K	239.06K
Gain Invest Rev Fin	-49.50K	-43.31K	132.72K	412.43K	-61.68K
Expenses & Provisions
Other Operating Expenses	98.12K	-629.90K	134.08K	97.74K	134.24K
Total Operating Expenses Fin	250.19K	-353.24K	269.59K	217.33K	288.88K
Provision for Loan Losses	79.26K	-6.69K	35.66K	-43.49K	-20.44K
Salaries and Employee Benefits	152.07K	276.67K	135.51K	119.59K	154.64K
Profitability & Returns
EBT Excluding Unusual Items	0.37M	1.12M	0.63M	0.87M	0.25M
Pretax Income	0.37M	1.22M	0.63M	0.86M	0.25M
Operating Income	0.37M	1.12M	0.63M	0.87M	0.25M
Operating Margin	+59.6%	+145.9%	+70.1%	+80.0%	+46.8%
Profit Margin	+50.8%	+145.0%	+61.8%	+75.0%	+39.9%
Net Income	0.31M	1.12M	0.56M	0.82M	0.22M
Net Income to Common	0.31M	1.12M	0.56M	0.82M	0.22M
Net Income Growth	+45.1%	+672.2%	+54.5%	+92.4%	-55.0%
Earnings From Continuing Ops.	0.36M	1.21M	0.62M	0.85M	0.25M
Minority Interest in Earnings	-49.77K	-90.35K	-65.63K	-39.49K	-33.96K
Income Tax Expense	3.37K	9.06K	5.86K	8.18K	2.49K
Effective Tax Rate	+0.9%	+0.7%	+0.9%	+0.9%	+1.0%
Per Share & Capital
EPS (Basic)	0.00	0.00	0.00	0.00	0.00
EPS (Diluted)	0.00	0.00	0.00	0.00	0.00
EPS Growth	+55.0%	+692.8%	+54.7%	+93.8%	-54.7%
Dividend Per Share	—	0.00	—	—	—
Shares Change (YoY)	-0.06	-0.03	-0	-0.01	-0.01
Shares Outstanding (Basic)	245.18M	255.12M	261.75M	261.75M	261.75M
Shares Outstanding (Diluted)	245.18M	255.12M	261.75M	261.75M	261.75M
Dividend Growth	—	+33.3%	—	—	—
Free Cash Flow	-1.39M	1.30M	0.11M	0.05M	-0.20M
Free Cash Flow Margin	-224.6%	+169.4%	+12.0%	+4.3%	-37.5%
Free Cash Flow Per Share	-0.01	0.01	0.00	0.00	-0.00
Payout Ratio	0.0%	+0.4%	+0.4%	+92.6%	+0.2%
Supplemental
Int Exp Fin	226.72K	222.95K	301.50K	247.95K	244.04K
Int Inc Fin	665.28K	663.33K	625.77K	617.45K	588.87K
Net Int Inc Fin	438.56K	440.38K	324.27K	369.50K	344.84K
Other Unusual Items	-0.00M	-0.01M	-0.00M	-0.01M	-0.00M

Financials

Quarterly (KWD)

AL-MANAR FINANCING AND LEASING CO KSCP

Quarterly (KWD)