ARZAN FINANCIAL GROUP FOR FINANCING AND INVESTMENT

Arzan Financial Group for Financing and Investment (KPSC)

ARZANStocksBoursa KuwaitDiversified Financials

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021	2020Dec 31, 2020
Assets
Cash & Equivalents	3.81M	6.76M	9.44M	11.51M	11.34M
Receivables	8.55M	6.66M	7.42M	7.32M	2.62M
PP&E	3.22M	3.29M	3.41M	3.59M	3.77M
Intangible Assets	—	—	58.36K	66.84K	94.06K
Total Assets	283.20M	209.66M	193.59M	196.18M	155.40M
Liabilities
Long-Term Debt	19.98M	21.13M	21.42M	18.81M	14.36M
Total Debt	43.74M	24.93M	28.70M	21.50M	24.01M
Total Liabilities	55.99M	37.74M	36.99M	30.90M	32.77M
Equity & Ownership
Retained Earnings	26.80M	11.20M	9.14M	5.91M	-9.91M
Total Equity	227.21M	171.92M	156.60M	165.28M	122.62M
Net Debt	12.83M	7.54M	8.09M	3.70M	8.94M
Shares Outstanding	906,284,778	889,285,244	876,127,650	883,558,025	885,818,465
Cash & Assets
Total Assets	283.20M	209.66M	193.59M	196.18M	155.40M
Cash & Equivalents	3.81M	6.76M	9.44M	11.51M	11.34M
Net Cash (Debt)	-12.83M	-7.54M	-8.09M	-3.70M	-8.94M
Net Cash Per Share	-0.01	-0.01	-0.01	-0.00	-0.01
Other Receivables	8.55M	6.66M	7.42M	7.32M	2.62M
Restricted Cash	—	—	—	—	1.30M
Property, Plant & Equipment	3.22M	3.29M	3.41M	3.59M	3.77M
Other Intangible Assets	—	—	58.36K	66.84K	94.06K
Other Current Assets	20.99M	11.82M	19.38M	22.80M	15.67M
Other Long-Term Assets	45.78M	34.31M	2.90M	6.70M	6.76M
Long-Term Leases	63.82K	0.32K	23.79K	45.33K	40.54K
Loans & Investments
Trading Asset Securities	27.10M	10.63M	11.17M	6.30M	3.73M
Long-Term Investments	171.07M	133.91M	137.82M	135.65M	108.79M
Liabilities & Obligations
Total Liabilities	55.99M	37.74M	36.99M	30.90M	32.77M
Total Liabilities & Equity	283.20M	209.66M	193.59M	196.18M	155.40M
Accounts Payable Fin	145.37K	153.76K	276.94K	156.63K	208.69K
Accrued Expenses	3.90M	3.79M	1.28M	1.00M	0.75M
Current Income Taxes Payable	3.37M	3.09M	2.91M	2.86M	3.04M
Other Current Liabilities	—	—	—	—	481.29K
Other Liab Lt Fin	2.94M	3.97M	2.07M	3.78M	2.80M
Pension & Post-Retirement Benefits	1.89M	1.80M	1.75M	1.59M	1.48M
Debt & Funding
Long-Term Debt	19.98M	21.13M	21.42M	18.81M	14.36M
Total Debt	43.74M	24.93M	28.70M	21.50M	24.01M
Current Portion of Long-Term Debt	23.70M	3.79M	7.25M	2.64M	9.61M
Equity & Book Value
Shareholders' Equity	227.21M	171.92M	156.60M	165.28M	122.62M
Total Common Equity	172.29M	131.78M	115.22M	120.81M	96.84M
Common Stock	86.42M	83.10M	83.10M	80.29M	80.29M
Additional Paid-In Capital	9.36M	9.36M	9.36M	9.36M	23.80M
Retained Earnings	26.80M	11.20M	9.14M	5.91M	-9.91M
Comprehensive Income & Other	49.95M	29.64M	16.16M	26.73M	3.87M
Minority Interest	54.92M	40.14M	41.39M	44.48M	25.78M
Book Value Per Share	0.19	0.15	0.13	0.14	0.11
Tangible Book Value	172.29M	131.78M	115.16M	120.74M	96.75M
Tangible Book Value Per Share	0.19	0.15	0.13	0.14	0.11
Filing Date Shares Outstanding	906.28M	889.29M	876.13M	883.56M	885.82M
Total Common Shares Outstanding	906.28M	889.29M	876.13M	883.56M	885.82M
Working Capital	32.00M	27.32M	37.67M	43.51M	21.90M
Supplemental
Loans Lease Receivables	757.78K	864.12K	675.60K	962.32K	622.85K

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021	2020Dec 31, 2020
Assets
Cash & Equivalents	3.81M	6.76M	9.44M	11.51M	11.34M
Receivables	8.55M	6.66M	7.42M	7.32M	2.62M
PP&E	3.22M	3.29M	3.41M	3.59M	3.77M
Intangible Assets	—	—	58.36K	66.84K	94.06K
Total Assets	283.20M	209.66M	193.59M	196.18M	155.40M
Liabilities
Long-Term Debt	19.98M	21.13M	21.42M	18.81M	14.36M
Total Debt	43.74M	24.93M	28.70M	21.50M	24.01M
Total Liabilities	55.99M	37.74M	36.99M	30.90M	32.77M
Equity & Ownership
Retained Earnings	26.80M	11.20M	9.14M	5.91M	-9.91M
Total Equity	227.21M	171.92M	156.60M	165.28M	122.62M
Net Debt	12.83M	7.54M	8.09M	3.70M	8.94M
Shares Outstanding	906,284,778	889,285,244	876,127,650	883,558,025	885,818,465
Cash & Assets
Total Assets	283.20M	209.66M	193.59M	196.18M	155.40M
Cash & Equivalents	3.81M	6.76M	9.44M	11.51M	11.34M
Net Cash (Debt)	-12.83M	-7.54M	-8.09M	-3.70M	-8.94M
Net Cash Per Share	-0.01	-0.01	-0.01	-0.00	-0.01
Other Receivables	8.55M	6.66M	7.42M	7.32M	2.62M
Restricted Cash	—	—	—	—	1.30M
Property, Plant & Equipment	3.22M	3.29M	3.41M	3.59M	3.77M
Other Intangible Assets	—	—	58.36K	66.84K	94.06K
Other Current Assets	20.99M	11.82M	19.38M	22.80M	15.67M
Other Long-Term Assets	45.78M	34.31M	2.90M	6.70M	6.76M
Long-Term Leases	63.82K	0.32K	23.79K	45.33K	40.54K
Loans & Investments
Trading Asset Securities	27.10M	10.63M	11.17M	6.30M	3.73M
Long-Term Investments	171.07M	133.91M	137.82M	135.65M	108.79M
Liabilities & Obligations
Total Liabilities	55.99M	37.74M	36.99M	30.90M	32.77M
Total Liabilities & Equity	283.20M	209.66M	193.59M	196.18M	155.40M
Accounts Payable Fin	145.37K	153.76K	276.94K	156.63K	208.69K
Accrued Expenses	3.90M	3.79M	1.28M	1.00M	0.75M
Current Income Taxes Payable	3.37M	3.09M	2.91M	2.86M	3.04M
Other Current Liabilities	—	—	—	—	481.29K
Other Liab Lt Fin	2.94M	3.97M	2.07M	3.78M	2.80M
Pension & Post-Retirement Benefits	1.89M	1.80M	1.75M	1.59M	1.48M
Debt & Funding
Long-Term Debt	19.98M	21.13M	21.42M	18.81M	14.36M
Total Debt	43.74M	24.93M	28.70M	21.50M	24.01M
Current Portion of Long-Term Debt	23.70M	3.79M	7.25M	2.64M	9.61M
Equity & Book Value
Shareholders' Equity	227.21M	171.92M	156.60M	165.28M	122.62M
Total Common Equity	172.29M	131.78M	115.22M	120.81M	96.84M
Common Stock	86.42M	83.10M	83.10M	80.29M	80.29M
Additional Paid-In Capital	9.36M	9.36M	9.36M	9.36M	23.80M
Retained Earnings	26.80M	11.20M	9.14M	5.91M	-9.91M
Comprehensive Income & Other	49.95M	29.64M	16.16M	26.73M	3.87M
Minority Interest	54.92M	40.14M	41.39M	44.48M	25.78M
Book Value Per Share	0.19	0.15	0.13	0.14	0.11
Tangible Book Value	172.29M	131.78M	115.16M	120.74M	96.75M
Tangible Book Value Per Share	0.19	0.15	0.13	0.14	0.11
Filing Date Shares Outstanding	906.28M	889.29M	876.13M	883.56M	885.82M
Total Common Shares Outstanding	906.28M	889.29M	876.13M	883.56M	885.82M
Working Capital	32.00M	27.32M	37.67M	43.51M	21.90M
Supplemental
Loans Lease Receivables	757.78K	864.12K	675.60K	962.32K	622.85K