ARZAN FINANCIAL GROUP FOR FINANCING AND INVESTMENT

Arzan Financial Group for Financing and Investment (KPSC)

ARZANStocksBoursa KuwaitDiversified Financials

Financials

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	304.52M	228.73M	174.47M	92.26M	125.86M
Market Cap Growth	+21.7%	+31.1%	+89.1%	-26.7%	+187.8%
Last Close Price	0.34	0.25	0.19	0.10	0.13
Valuation Multiples
PE Ratio	14.75	16.23	24.80	11.32	16.94
PS Ratio	10.19	11.18	21.11	5.60	8.23
PB Ratio	1.06	1.01	1.02	0.59	0.76
P/TBV Ratio	1.42	1.33	1.32	0.80	1.04
P/FCF Ratio	—	—	38.81	32.92	—
P/OCF Ratio	—	—	37.90	32.13	—
Leverage & Capital
Debt / Equity Ratio	0.23	0.19	0.15	0.18	0.13
Debt / FCF Ratio	—	—	5.54	10.24	—
Net Debt / Equity Ratio	0.15	0.06	0.04	0.05	0.02
Net Debt / FCF Ratio	-3.10	-0.65	1.68	2.89	-0.98
Efficiency & Liquidity
Asset Turnover	0.09	0.08	0.04	0.09	0.09
Quick Ratio	0.80	1.29	2.30	2.45	3.91
Current Ratio	1.42	2.03	3.52	4.21	7.53
Returns & Yields
Return on Equity (ROE)	+8.8%	+8.0%	+5.3%	+6.2%	+6.1%
Return on Assets (ROA)	+7.0%	+6.5%	+4.3%	+5.1%	+5.0%
Return on Invested Capital (ROIC)	+6.6%	+6.5%	+3.4%	+5.7%	+5.2%
Earnings Yield	+6.8%	+6.2%	+4.0%	+8.8%	+5.9%
FCF Yield	-4.5%	-8.6%	+2.6%	+3.0%	-3.0%
Dividend Yield	+0.9%	+1.2%	+1.0%	+3.7%	+1.7%
Payout Ratio	+12.5%	+11.8%	+45.4%	+22.1%	—
Buyback Yield / Dilution	-1.8%	-0.9%	-0.6%	+0.6%	+0.9%
Total Shareholder Return	-0.9%	+0.2%	+0.4%	+4.4%	+2.6%

KWD 0.33

Official close

-0.9%

Price as of March 29, 2026 · Market close

Prices may be delayed by up to 30 minutes.

1-5

	CurrentMar 10, 2026	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Market & Price
Market Capitalization	304.52M	228.73M	174.47M	92.26M	125.86M
Market Cap Growth	+21.7%	+31.1%	+89.1%	-26.7%	+187.8%
Last Close Price	0.34	0.25	0.19	0.10	0.13
Valuation Multiples
PE Ratio	14.75	16.23	24.80	11.32	16.94
PS Ratio	10.19	11.18	21.11	5.60	8.23
PB Ratio	1.06	1.01	1.02	0.59	0.76
P/TBV Ratio	1.42	1.33	1.32	0.80	1.04
P/FCF Ratio	—	—	38.81	32.92	—
P/OCF Ratio	—	—	37.90	32.13	—
Leverage & Capital
Debt / Equity Ratio	0.23	0.19	0.15	0.18	0.13
Debt / FCF Ratio	—	—	5.54	10.24	—
Net Debt / Equity Ratio	0.15	0.06	0.04	0.05	0.02
Net Debt / FCF Ratio	-3.10	-0.65	1.68	2.89	-0.98
Efficiency & Liquidity
Asset Turnover	0.09	0.08	0.04	0.09	0.09
Quick Ratio	0.80	1.29	2.30	2.45	3.91
Current Ratio	1.42	2.03	3.52	4.21	7.53
Returns & Yields
Return on Equity (ROE)	+8.8%	+8.0%	+5.3%	+6.2%	+6.1%
Return on Assets (ROA)	+7.0%	+6.5%	+4.3%	+5.1%	+5.0%
Return on Invested Capital (ROIC)	+6.6%	+6.5%	+3.4%	+5.7%	+5.2%
Earnings Yield	+6.8%	+6.2%	+4.0%	+8.8%	+5.9%
FCF Yield	-4.5%	-8.6%	+2.6%	+3.0%	-3.0%
Dividend Yield	+0.9%	+1.2%	+1.0%	+3.7%	+1.7%
Payout Ratio	+12.5%	+11.8%	+45.4%	+22.1%	—
Buyback Yield / Dilution	-1.8%	-0.9%	-0.6%	+0.6%	+0.9%
Total Shareholder Return	-0.9%	+0.2%	+0.4%	+4.4%	+2.6%