Kuwait International Bank

Kuwait International Bank KSC

KIBStocksBoursa KuwaitBanks

Financials

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	186.22M	82.87M	257.47M	216.78M	232.91M
Total Assets	4.64B	3.92B	3.62B	3.58B	3.14B
Investment Securities	805.50M	625.38M	545.54M	494.77M	442.08M
Trading Assets	3.97M	3.09M	2.84M	2.77M	1.73M
Gross Loans	3.40B	2.92B	2.55B	2.69B	2.33B
Net Loans	3.32B	2.85B	2.49B	2.62B	2.27B
Allowance for Loan Losses	-81.45M	-69.39M	-66.49M	-76.76M	-61.88M
Liabilities
Total Deposits	3.22B	2.75B	2.12B	2.36B	2.09B
Interest-Bearing Deposits	3.22B	2.75B	2.12B	2.34B	2.06B
Non-Interest-Bearing Deposits	—	—	—	25.13M	31.12M
Total Debt	847.16M	639.62M	983.51M	795.79M	623.38M
Total Liabilities	4.16B	3.48B	3.19B	3.23B	2.78B
Equity & Ownership
Total Equity	479.07M	443.98M	427.82M	348.69M	357.72M
Shares Outstanding	1,739,184,154	1,739,186,238	1,736,334,314	1,252,362,446	1,252,293,849
Cash & Assets
Total Assets	4.64B	3.92B	3.62B	3.58B	3.14B
Cash & Equivalents	186.22M	82.87M	257.47M	216.78M	232.91M
Net Cash (Debt)	-438.59M	-440.44M	-539.33M	-388.51M	-242.45M
Net Cash Per Share	-0.25	-0.25	-0.35	-0.30	-0.19
Other Receivables	48.12M	31.76M	32.30M	11.19M	6.01M
Restricted Cash	100.29M	166.92M	147.27M	125.58M	67.03M
Property, Plant & Equipment	52.79M	47.93M	47.02M	43.56M	40.56M
Investments in Real Estate	75.53M	78.58M	63.28M	42.71M	53.55M
Other Current Assets	1.95M	2.03M	1.66M	4.17M	3.48M
Other Long-Term Assets	39.32M	33.03M	28.51M	19.73M	14.96M
Long-Term Leases	3.70M	4.24M	3.60M	2.99M	2.27M
Loans & Investments
Gross Loans	3.40B	2.92B	2.55B	2.69B	2.33B
Net Loans	3.32B	2.85B	2.49B	2.62B	2.27B
Allowance for Loan Losses	-81.45M	-69.39M	-66.49M	-76.76M	-61.88M
Investment Securities	805.50M	625.38M	545.54M	494.77M	442.08M
Trading Asset Securities	3.97M	3.09M	2.84M	2.77M	1.73M
Total Investments	809.47M	628.47M	548.38M	497.55M	443.81M
Liabilities & Obligations
Total Liabilities	4.16B	3.48B	3.19B	3.23B	2.78B
Total Liabilities & Equity	4.64B	3.92B	3.62B	3.58B	3.14B
Accrued Expenses	8.15M	8.44M	9.74M	9.42M	8.88M
Accrued Interest Payable	17.02M	14.36M	15.50M	15.55M	7.43M
Accrued Interest Receivable	6.37M	5.68M	3.50M	2.54M	2.29M
Current Income Taxes Payable	290.00K	256.00K	183.00K	132.00K	497.00K
Other Current Liabilities	1.38M	1.42M	1.42M	1.41M	1.39M
Other Long-Term Liabilities	50.39M	45.78M	43.02M	30.82M	30.62M
Pension & Post-Retirement Benefits	17.73M	14.72M	15.01M	14.90M	12.41M
Debt & Funding
Total Debt	847.16M	639.62M	983.51M	795.79M	623.38M
Current Portion of Long-Term Debt	236.07M	86.50M	184.64M	569.97M	530.71M
Long-Term Debt	607.39M	548.89M	795.27M	222.83M	90.40M
Total Deposits	3.22B	2.75B	2.12B	2.36B	2.09B
Interest Bearing Deposits	3.22B	2.75B	2.12B	2.34B	2.06B
Non-Interest Bearing Deposits	—	—	—	25.13M	31.12M
Equity & Book Value
Shareholders' Equity	479.07M	443.98M	427.82M	348.69M	357.72M
Total Common Equity	475.21M	440.33M	424.27M	345.14M	354.07M
Common Stock	178.86M	170.34M	165.38M	117.81M	113.28M
Additional Paid-In Capital	71.43M	71.43M	71.43M	54.32M	54.33M
Retained Earnings	138.95M	121.26M	116.49M	111.26M	109.95M
Treasury Stock	-45.16M	-45.16M	-45.16M	-45.21M	-45.23M
Comprehensive Income & Other	131.13M	122.45M	116.13M	106.97M	121.75M
Minority Interest	3.87M	3.66M	3.55M	3.55M	3.66M
Book Value Per Share	0.22	0.20	0.19	0.20	0.21
Tangible Book Value	475.21M	440.33M	424.27M	345.14M	354.07M
Tangible Book Value Per Share	0.22	0.20	0.19	0.20	0.21
Filing Date Shares Outstanding	1.74B	1.74B	1.74B	1.25B	1.25B
Total Common Shares Outstanding	1.74B	1.74B	1.74B	1.25B	1.25B

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Annual (KWD)

	2025Dec 31, 2025	2024Dec 31, 2024	2023Dec 31, 2023	2022Dec 31, 2022	2021Dec 31, 2021
Assets
Cash & Equivalents	186.22M	82.87M	257.47M	216.78M	232.91M
Total Assets	4.64B	3.92B	3.62B	3.58B	3.14B
Investment Securities	805.50M	625.38M	545.54M	494.77M	442.08M
Trading Assets	3.97M	3.09M	2.84M	2.77M	1.73M
Gross Loans	3.40B	2.92B	2.55B	2.69B	2.33B
Net Loans	3.32B	2.85B	2.49B	2.62B	2.27B
Allowance for Loan Losses	-81.45M	-69.39M	-66.49M	-76.76M	-61.88M
Liabilities
Total Deposits	3.22B	2.75B	2.12B	2.36B	2.09B
Interest-Bearing Deposits	3.22B	2.75B	2.12B	2.34B	2.06B
Non-Interest-Bearing Deposits	—	—	—	25.13M	31.12M
Total Debt	847.16M	639.62M	983.51M	795.79M	623.38M
Total Liabilities	4.16B	3.48B	3.19B	3.23B	2.78B
Equity & Ownership
Total Equity	479.07M	443.98M	427.82M	348.69M	357.72M
Shares Outstanding	1,739,184,154	1,739,186,238	1,736,334,314	1,252,362,446	1,252,293,849
Cash & Assets
Total Assets	4.64B	3.92B	3.62B	3.58B	3.14B
Cash & Equivalents	186.22M	82.87M	257.47M	216.78M	232.91M
Net Cash (Debt)	-438.59M	-440.44M	-539.33M	-388.51M	-242.45M
Net Cash Per Share	-0.25	-0.25	-0.35	-0.30	-0.19
Other Receivables	48.12M	31.76M	32.30M	11.19M	6.01M
Restricted Cash	100.29M	166.92M	147.27M	125.58M	67.03M
Property, Plant & Equipment	52.79M	47.93M	47.02M	43.56M	40.56M
Investments in Real Estate	75.53M	78.58M	63.28M	42.71M	53.55M
Other Current Assets	1.95M	2.03M	1.66M	4.17M	3.48M
Other Long-Term Assets	39.32M	33.03M	28.51M	19.73M	14.96M
Long-Term Leases	3.70M	4.24M	3.60M	2.99M	2.27M
Loans & Investments
Gross Loans	3.40B	2.92B	2.55B	2.69B	2.33B
Net Loans	3.32B	2.85B	2.49B	2.62B	2.27B
Allowance for Loan Losses	-81.45M	-69.39M	-66.49M	-76.76M	-61.88M
Investment Securities	805.50M	625.38M	545.54M	494.77M	442.08M
Trading Asset Securities	3.97M	3.09M	2.84M	2.77M	1.73M
Total Investments	809.47M	628.47M	548.38M	497.55M	443.81M
Liabilities & Obligations
Total Liabilities	4.16B	3.48B	3.19B	3.23B	2.78B
Total Liabilities & Equity	4.64B	3.92B	3.62B	3.58B	3.14B
Accrued Expenses	8.15M	8.44M	9.74M	9.42M	8.88M
Accrued Interest Payable	17.02M	14.36M	15.50M	15.55M	7.43M
Accrued Interest Receivable	6.37M	5.68M	3.50M	2.54M	2.29M
Current Income Taxes Payable	290.00K	256.00K	183.00K	132.00K	497.00K
Other Current Liabilities	1.38M	1.42M	1.42M	1.41M	1.39M
Other Long-Term Liabilities	50.39M	45.78M	43.02M	30.82M	30.62M
Pension & Post-Retirement Benefits	17.73M	14.72M	15.01M	14.90M	12.41M
Debt & Funding
Total Debt	847.16M	639.62M	983.51M	795.79M	623.38M
Current Portion of Long-Term Debt	236.07M	86.50M	184.64M	569.97M	530.71M
Long-Term Debt	607.39M	548.89M	795.27M	222.83M	90.40M
Total Deposits	3.22B	2.75B	2.12B	2.36B	2.09B
Interest Bearing Deposits	3.22B	2.75B	2.12B	2.34B	2.06B
Non-Interest Bearing Deposits	—	—	—	25.13M	31.12M
Equity & Book Value
Shareholders' Equity	479.07M	443.98M	427.82M	348.69M	357.72M
Total Common Equity	475.21M	440.33M	424.27M	345.14M	354.07M
Common Stock	178.86M	170.34M	165.38M	117.81M	113.28M
Additional Paid-In Capital	71.43M	71.43M	71.43M	54.32M	54.33M
Retained Earnings	138.95M	121.26M	116.49M	111.26M	109.95M
Treasury Stock	-45.16M	-45.16M	-45.16M	-45.21M	-45.23M
Comprehensive Income & Other	131.13M	122.45M	116.13M	106.97M	121.75M
Minority Interest	3.87M	3.66M	3.55M	3.55M	3.66M
Book Value Per Share	0.22	0.20	0.19	0.20	0.21
Tangible Book Value	475.21M	440.33M	424.27M	345.14M	354.07M
Tangible Book Value Per Share	0.22	0.20	0.19	0.20	0.21
Filing Date Shares Outstanding	1.74B	1.74B	1.74B	1.25B	1.25B
Total Common Shares Outstanding	1.74B	1.74B	1.74B	1.25B	1.25B